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<br /> uid coavey tbe Ptogeity and ib�t t6e Ptope�ty is uneacumbe�d►exoept fa encmntf�r�oces of t�xotd. $anowa wlrr�ees�ed��. -:
<br /> , �n71�efend gaier8ty tbe titlt W tLe PrtiC+ertY againct$11 Ci�itns at�d�,subject W any a►cumb�ncaof nc� ; .
<br /> TE�IS SFCt1R1TY 1NSIRtJMEN'j'comb�es �fmn covemnts for national use and�w3ufam acvm�ts witb ..,
<br /> . �noadtsd v�a by jurisd�Ction to coastit�a nmifd�tn seciuity insaurneat covalag sral propatg::• . - ' - - _ . - :_--
<br /> UNII70RM G�VENAIV7'S. Borrowa ud I;ender covanaut iad agtee.as foitows: --. �- , ' �� `-
<br /> _ __._ - _:_._._` - =3.--=��s�Psisdps2��.si�e4':���taudLate.Cite�s �.Y-��"at6n:�._ -- -—
<br /> p r m c�l o f a n d i n t e�o n t h e d e b[e v i d e n c o d b y t b e N a u a a d a a Y�e p a Y m e n t a t�h i e c i w g e s d u e amdeE the•No�e. ET _ .
<br /> 2 F�t�it far Tues a�d� Snbject to applia�We taw or to s wn,tten w�uva by Leader,Hampwa�et�11 p�Y W•
<br /> I.eoder oa tbe day aiontb1Y PaY�ue due anckr tl�Nate.tmt�1 tba Nate is paid in fuA.a sum t"F�ds")for:(a)Y�Y• �
<br /> tues aacl assess+mx�s whicb may attun priority over t6is Sa�u"►ty-Insp�umeat u�tiea oa the Avpe�ty:(b)Y�Y��` . � •
<br /> v,rna�.as.groutxl�mss oo m� rr�npeiny, if�y; cc)yeuly t�d a p�pe�ty�nsu�oe praaiu�: (d�y�ly�i�d
<br /> insu�noe p�emiums,n�a�e�: (e)YearlY mat8�8e im.wiance Pt+�imns,if any;aad(ty�nY s�►ms PaYabie bY:Ao�owet to:• .
<br /> � ' L�der,in aococt�nce�lh`the.provis�oes of�ph,8.in lieu af ti�e paymcnt of m�tg,age insuFance p�au3ams. 'tfiae .
<br /> �nems are cauod"Escrow�s�ns.° ��det may.at any nme,cofka ana hola waas.in w�auu na to acaea xt�e muimmn .
<br /> unount a lender fa'a•�z�tlly niatod mortgage lo�n.maY ro9uire for Bormwuts escruw�ocount uada t6e'feden�Rest
<br /> Estate�eulement Proeefin�es Act of 19y4 as amended from time to 6me,12 U.S.C.�2641 et uq.("RFSPA'7�unkas anothet • .
<br /> � law tbat applies to the Ponds sets a tesses amounr. If so.Lendar may.at aay time,collect wd hold Fvnds in aa unount mt w
<br /> excad the lesser amv�mt. Lender may estimac:. tLe an��unt of�,•ds doe on the b�cis of c6rnt►ttratse�nd teason�ble .
<br /> est�atts of eaptnditazes of futune Escmw items or athe�c�rise ia aceoldance w'sth a�plica6le law.� , , �
<br /> 'Ihe FiuWs s6a116e heid'ui an institution whose deposits are ins�u�ed by a fedetal agency.insauntenl�lIty.or aKity
<br /> � (incladi�I�ender,if l.ender is such an in5titutioa).or in any Fed�m1 Home Y.o�n Baotc: l�ender sh�ll apply tb�.Tv�ta pny
<br /> the Escrovir-Xtems. I.ender tnay not cbange Bomnwer for Itotding'attd aPP�Y�B tlie Fiu�.�ilY iw1Y�8��''
<br />__ accamt,a�'veiifYinB the Escroa Items.w�less Lendet pays�oziva'et inttrest oa tbe Fu�s"and applicable law pem�its
<br />-= Lender to make s}�cb.�,c�targe. However.L.ender may require Ha.ri'awer W pay a ono-time chatge for an indepeadent real
<br /> estate tax reputting�st�cC ased by i.e��der in tonnecaon wiih this loao,unless applicable law pmvides otheivvise..Uidess�n � ``,
<br /> agroetneni:is��r•agplica6le law requires interest to be paid.Lendcr shali not be cequired to pay Horrower any intetrst or .. �;<':;
<br /> - - eamings ari,tbr�rd�.` 8orrowec and Lender may agree in wnt�g.however,that inu�est shall be paid oa the Funds. Lender ,.
<br /> —_ shall giv�tq�uRZr;without charge,an annual accounting of the Funds,sAowing credits ard debiu to tl�e Funds and tde •
<br />-__— -_-=� putpose fdr pa}iit�each debit to the Funds was made. 'llie Funds arp pledged as addidm�al securiry for all sums secured by
<br />;�� thisSecvritylnsnruitt�n{._.' -�'°�,. � ' '
<br /> • If the Funds h�id'.(ry" Lender exceed U�e acnoii�ts pemtitted to be hetd by applieable law.l.ende� sdall account to •.:�:,.
<br />-�`�` Borrower for the excess Funds in accordance with�te t�quirements of applicable law, ff the amount of t�e Funds hetd by
<br /> '� l.ender at;�y time is not suftieient to pay the Esci�iw Items when due,I.ender may so notify Borruwer in writing,and.in,
<br />=�. • such case.•Borrower shall pay to Lender the amouat neoessary.to maice up the deficiency. Bormwer shaU make up ttie': .
<br /> ,_ .��_`� deficien�y in no more tIEan twetve monthly payments�at L.ender�sole discretian... , : ,,
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<br /> • �. Upon payment in full of ait sums secured by ih�s Security Inswment�I.es�der shall promptiy r�efimd�ta Boirowa any
<br />' `�=3 i.;;'f.'•;.; Funds held by Lenci�r.;If,under paragraph 21.Le�tder shall acquire or sell the Property.Lender,prior to the acquisitton or
<br /> "�' �`��,'-" sale of the PropeAy.shall appty any Funds held bj�I.ender at the time of acquisition or sate as a credit against the sums
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<br /> '• ,'�,�" ' • secured by this Securiry Instrument. �• .�. ---
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<br /> :�, � 3. Application ot Ph�yments. Unl�'ss applicable law provides otherwise,ail payme.?'�i.ti.°ceived by Lender under �___
<br /> -, '`�`•-"�, paragruphs 1 and 2 shall be applied:first,to any prepaymcnt charges due under the Note:secarJ.`t�amounts payable under ___
<br /> - ' ��' � { '���=.' para g r a ph 2:third,to interest due;fourth.to princip�l due;and lact,to any late charges due under t1�e Note; _-
<br /> � � 4. C6uges; Liens. Borrpwer shall pay a!D taxes,assessments,charges. fines and impositions�{t�sutable to t he F."�--_
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<br /> . .., ��;,.., ,�, ; Property which may attain priority over this Securicy Instrument,aod leasehold payments or ground renis:`if any. Borrower y
<br /> ' ' shaU pay th�se obligations in the manner provided in paragraph 2.or ii not paid in lhat manner.Boaower sh�li'pay4hem pn . �',._ _
<br /> '"-'-'•� " ' time direcily to the person owed payment. Borrower shall prompcGy fumish to Lender all notidzs of amounts to ba paid,yn,der -
<br /> ' � �. • � this pars�g'taph. If Borrower makes these payments direcdy.Bocruwcr shall promptly fumisfi to Lender reccipts evidertcing =
<br /> . .' -`�,°', the payments. • . .
<br /> ••�����;t,.. . _ . Horrower shall promptly discharge any lien:ct.liiJ�hac priority aver thiti Security Instrument unless Borrower.(a)agrees
<br /> in writing to the payment of the abligation secus�i tsy the lien in a manner acceptable to Lender:(b)cantests in good faith�he-; �.
<br /> � lien by,or defends against enforcement of the liezi in.tegal proceedings whicb in the I.ender's apinion operate to prevent,t��• < ,, •
<br /> ��:J�' ( �- . enforcement of the lien•or(c)secun:�tnmt ihe twlder of the lien an agrecment satisfacrory•[o�,ender subordinating the lien � .
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<br /> • to this Securiry instrumen� if l.endecii:c�.�►ii��.^�:iYtat any part of the Praperty is subject to a lien which may attain priority ., . .
<br /> . ��• . •,:,,
<br />;;� over this Security Inswmem,Lendec�i�sy,�tt�D�srrvwer a notice identifying the lien. Borrower shall satisfy the lien or take ,
<br /> ,. ; .� . , `. �f.
<br /> • one or more of the actions set fonh a6a�L ai,iiiim t���days of the giving af notice. , ; ,
<br /> �`°' . - 5. Hazard or Peoperty I�tic:i�,�+rTs�er shafl kcep�hc improvements now existing or hercafter erected on thc :
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<br /> . . Property u�sured against loss by 4iit,.lr�;rSs included within the term"extended coveragc'�nd any other hazards,including ; ';;
<br /> � ftoods ac Cvading. for which U;i1�l��r it�y,ucn:s i�surance. This insurance sh�il be maintained in the amounts s�nd for the �� . ;
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