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<br />      					Hpimin�w3th tbe fa�C4�q`e�7M?�aaY intetrst'qte�rill be basedon an lAde��.9Ue"lada�"istl�vre�eElyaverye:yiddatUnit�d5fates
<br /> 					T�a�a7�3tks sd1�fim�wna�r,�%muurity of 1 Y�.at mwde av�u'lahk by the Feda�l Raave Ba�d.The moet�aDent Indat t't�e
<br /> 					s+�Dleasoft6ed�te4�  ...�ce�C�ateiscaltedtse•'Cut�eatlnde�"				.   			.
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<br />      					If the Inda�is no�aair�a!�`-r tde Note Huida w�t choose a nerv indes�hieb is b�acd upoe oomparabk iafoimatton.'1]rc I!lote
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<br />      					Befae ad�Chaq�e�te.the Note Halder�rill catailate my new I��strite bir add'm� ZWO AI'11�1 ONE-NALF	p�e   .
<br />--      				potets t  2.5	�frl to tbe Currau Iadac snd rau�dLV to the nearac l/aq►oE l�,;sub3at to ttwltatts:tsted is Sectiae�(D)bdow.
<br /> -       				'CAtsrauafedamouac�l+cmynevrintaacnuuntlltheaextCh�njeD�te.�
<br />      					The Note Holdar wDi thm d�e tbe�moant M the montMtj�psynxnt tlat w�ouid be saffiaeat 7a repay in fiill the pdnctp�1am
<br /> -      		-		ecpected to o�ve on that Chaa�e Date ia sti.�fistandally equ�)paymmts by elx maturity date ac my new im�est'nte.Tde resutt ot Ws cata�tian
<br /> 					wdlibe[heae�vamountotmymoathtppaymeat.   				•      	�
<br /> __   					�n� i.t�tdwia�ae.twteCti..ew 							6.875  				�_____
<br />      					The Intaat nu 1 am nquired to pay at the fiist Change Date wiU not be greater than 		mi'or.las than
<br />     					2.875    y�.�aftet.my interai rate witl aeva be incrqxd es decreased on any single Change Qate by morc tRaa ",�',
<br />"=-`-�-       			��Zfrom the rate oi intenst 1 tuve bem paying for the prcad��¢arelve months.TAe minimum interat rateon this loan v�C��er be    	-
<br />=«       				tess than   2-875�/i and the maximum intaat nte will never 6e�reater ehan  9.875_      q�.  		'	. .     	�=-
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<br />�-       ii�      �+�"�':•'�-   '.:.�		My new interat rate�-u�bxome effaKive on each Chaage Qate.l will pay the as.o�'s o!my new monthlY paymatt betinnins on t!►e�£im      	_��y,`
<br /> =       	y'` �'  _;�a  	monthly payment date sfter the Change Date unal[he amoum oi my month3y paymen[cNanga again.			•     			^W
<br />  �     		.�v:; '  	•     �  Notloeot CMUea 											'  . ,       	,�.•�.�.i�_-:=„
<br />     		?.�     "�		The Note HdQer will mail ot deliver to me a notice before each Chs.�e Data The notice wip advise ma of:	� '    			� f��t;:----
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<br /> .    		�M_�_..,.:�      		(1) the new interat rate on my toan as ot the Change Date: • 									�'���_�-
<br /> ;,�.   		';.`, �:� .   		{ii) the amount ot my montAty paymeni fa���g tht Cr.a„g:Dau;
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<br />      		'"'� �'• �.     		(iii) any addidonal maturs which the Note Ho?der is roauirei6 co disclose;and.      							`'•'•��-
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<br />      		;•r ,      		�   (iv) theaddrasottheassociadonyoucouldcaatactreggrdiuganyquestlonsabouttheadjustmentnoda.     				.  �_�,r:;:_
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<br />     	;;��t-.':.A    		�.  CHARGES:LIEhS     														,
<br /> �    	+  ,�-:^�      :   	UNformCmenant4oPtheSavrityMsirumentisamendaiwreada9topows:     									.
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<br />   		,t ��S?;;r� •   	1,CYqe�;ller.donower ah�lt pap aR:rz�ca.azsasments.and other charges.flnes,and impositions a[enibueabte ca�he Propeny whkh msy
<br /> 		:y}�,��ai}•'n';'""   	atWnsprlorityovett8lsSecuritylnstrw�a�t.aadleueholdpaymentsoPgroundrents,itarty.inthemanaa4�rovtdodunderpuagrayhEtkreof       	. �   � .
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<br />   		�-'(J�`';;�, c•„   	w,If not paid in sach manner.by Borrsw��aking payment.when due,directly to the payee thereoL Honower shall promptly fumish i.eeder       	�
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<br />     		��`,.�,^'q   	all notkYS of amoun[s d�e under tfiis paragraph,and in the event Horrower shall make payment directty.Horrov►ei shall promptly furnish to		_
<br /> '      		"''-�°=``   	Lender realpls evide�r,�such paymrnts. Borcower shall pramptly discharge any lien which has priority over tbis Security tnstrument;     	--� --��-�
<br />�      		.�N�",��   	however,Honuwer shaR eot be required to dischu6e any such lien so long as Eortower. (a)shall agee in wriri�t�the psyment of the    	[ �  ,'
<br />-			�'�d:   	obliSalir�o s�cured by such lien in the rt�armer acoeptabte co Lender;(b)sfiall in good faiih contes�such Ilen by.rn defenff ag�test eeforament o!    	?  .
<br /> _-      	"  '���.`'=-   •    	such Iiar.r�,teBal proceedings which in e�e opinion of Lender operate to prevrnt the entorcement of the llen or taHeiture of the Property or any    	,,.
<br /> 		~ `'�'''j`�°:�    	prt tdtanf;or(c)shall secure trom the holder ot such lien aa aarament in a form satistactory to Lender subor�natina such llen to thi�
<br /> 					SlCUrityIDStlttmtnl.   						.   								�.`-  -
<br /> .      	. 	,     		If Lender determines tdat all or any part of the Property i�sub]ect to a lien which may attaln a pdority over this Securlty Insnumeet.    	;
<br />  ,}. 	= ,:., .j•��       	lenQer sl�all=tve Harrower a aotiee idendfying such lien.Borrawer sha41 satisly such lien or take oee or more of the actions set loith above    	!    -  .
<br />-.__�    		��,;',    	witAmttnQaysofthe=ivin;ofthenotice.  .�       				,   			.     			�;
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<br />  					Ualform Cove�unt ls of the 5ecuriry lnstnunee�is amenQM to rad u follows:
<br />  �•      				11,NWct.Excep�tor aey nalce rcqulrcd ander appliaDk taw to be eiven in anaher manner.(a)�ny nutia to Borrmver prwided for in this
<br />  =- — -  	--  -=  	SecvrttYtnstr�mxaesha!lLr�tveabyddivaiasltotbymallingitQyGeslctassmaf![oEnuorvsattheProgenyAddreuoretsachalheraddress    	�__--:
<br />  					as 9orrowa m�y dai�eatr 6Y notice to Lendet as provided herein.and(b)any eotice to 1 ender shatl be siren by first cius mail to Lender's    	�
<br />  					adares�stated hereie or to iuch aher addcas u Leader may daianate by noHa to Borrower as provlded 6erein.My notia provided[or in this      	''     ,
<br />- 					Security tnsttumeat sTull be deemed ro hare been aivrn to Borrmirer or Lender when�itrn in the manner desianated herein.      			'
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