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200405'756 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />- (Seal) <br />- Borrower <br />- (Seal) <br />Borrower <br />(:2�n jw v (Seal) <br />DONALD D HERZOG - Borrower <br />(Seal) <br />JU ITH L HERZOG - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />- (Seal) <br />- Borrower <br />(- <br />6(NE) )0005).o1 Page 14 of 15 Form 3028 1/01 <br />m <br />