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99 112307 <br />EXHIBIT E <br />MORTGAGE ADDENDUM <br />The following are addenda to [tie Mortgage. Please check Ilse applicable addendum. The <br />addendum checked shall be incorporated into, and recorded with, Ilia Mortgage. The term "Mortgage" <br />shall be deemed to include "Deed of Trust," if applicable. <br />xx FHA, USDA RURAL DEVELOPMENT and HUD ADDENDUM ONLY <br />THIS TAX - EXEMPT FINANCING RIDER is made this 29thday oliDecember, 19)9 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage. Deed of Trust or <br />Security.Deed ( "Security Instrument ") of the same date given by the undersigned ( "Borrower") to secure <br />Borrower's Note ( "Note") to <br />Mountain West Financial, Inc. <br />( "Lender ") of the same date and covering the property described in the. Security Instrument and located <br />at: <br />516 North Broadwell Street <br />Grand Island, NE 68801 <br />(Property Address) <br />In addition to [lie covenants and agreements made in the Security Instrument. Borrower and Lender <br />further covenant and agree to amend Paragraph 9 of the Model Mortgage Form, entitled "Grounds for <br />Acceleration of Debt" as by adding additional grounds for acceleration as follows: <br />Lender, or such of its successors or assigns as may be separate instrument assume <br />responsibility for assuring compliance: by* the Borrower with the provisions*of this .Tax - Exempt Financing <br />Rider; may require immediate payment in full of all sums secured by this Security Instrument it <br />(a) All or part of the Property is sold.or.otherwise transferred by Borrower to a <br />purchaser or other transferee: <br />(1) Who cannot reasonably be.expected to-occupy the property.as a <br />principal Residence within a reasonable time after the sale or transfer all as provided in Section 143(c) <br />and (1)(2) of the Internal Revenue Code; or <br />(ii) Who has had a present ownership interest in a principal Residence <br />during any.part of.the.lhree -year period ending on the date.ot the sale or transfer, all as provided in <br />Section 143(d) and (1)(2) of the Internal. Revenue Code (except that "100 percent" shall be substituted for <br />"95 percent or more" where Ilia latter appears in Section 143(d)(1)); or <br />(iii) At an acquisition cost which is grealer.than 90 percent of-the average <br />area purchase price (greater than 110 percent for targeted area, Residences), all as provided in Section <br />143(e) and (1)(2) of Ilia Internal Revenue Code; or <br />(iv) Who has a gross family income in excess of the applicable percentage <br />of applicable median family income as provided In Section 143(f) and (1) (2) of the Internal Revenue <br />Code; or <br />