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Loan Number: 251031503 <br />200405731 <br />Servicing Number: 001354184 -2 Date: 06/04/04 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />I <br />F�_ , <br />- um <br />�� • • <br />(Seal) <br />(Seal) <br />(Seal) <br />(Seal) <br />MULTISTATE ADJUSTABLE RATE RIDER LIBOR INDEX- Single Family <br />Page 3 of 3 USRIO023 (02- 23 -99) <br />