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<br /> NEBRASKA
<br /> SECOND DEED OF TRUST
<br /> (HBA Loan) ��
<br /> This Second Deed of Trust (this "Second Dsed of Trust"), is mede as of December 30th 1999 . by and among �� :
<br /> Craig D Bvkerk , an unmarried individual (^rn,stor^),
<br /> wnose mati�,9 address ts 1115 S Pine St Grand Island Nebraska 68801 :
<br /> COMMERCIAL FEDERAL BANK A FEDERAL SAVINGS BANK ("Trustee"), whose mai�ing
<br /> address is 9850 "M" ST OMAHA NE 68127-2056 Nebraska;
<br /> and Nebreska Inveshnent Finance Authority ("Beneftciary"), whose mailing address is 200 Commerce Court, 1230 O Street, Lincoln, Nebraska
<br /> 68508-1402.
<br /> FOR VALUABI.E CONSIDERATION, Trustor irrevocably transfers, conveys and asspns to Trustee, IN TRUST, WITH POWER OF SALE, for
<br /> the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second Deed of Trust, the real property, legaly
<br /> described on Exhibit A attached hereto and hcorporated herein by reference (the "Property"); and :
<br /> TOGETHER WITH, all rents, proflts, royakies, income and other benefits derived irom the Property [collecthrey, the "rents"J, all leeses or
<br /> subleases covering the Property or any poRbn thereof now or hereaRer existing or entered into, and all ripht, tkle and interest of Trustor
<br /> thereunder, ali right, tkle and interest of Trustor in and to any greater estate in the Property owned or hereafter acquired, ell interests, estate
<br /> or other claims, both in Iaw and in equity, which Trustor now has or may hereafter acquire in the Property, all easert�ents, riphts-of-way,
<br /> tenements, hereditaments and appurtenances thereof and thereto, all water riphts, all rpht, title and interest of Trustor, now owned herea(ter
<br /> acquired, in and to any land, yhg within the rpht-of-way of any strest or hphway adjoininy the Property, and any and all aileys and sMps :
<br /> and gores of land adjacent to or used in connection with the Property, and any and all buildinqs, fbdures and improvements now or hereaiter :
<br /> erected thereon (the "Improvements"), and all the estate, interest, right, tkle or any claim or demand which Trustor now has or may hereafter
<br /> acquire in the Property, and any and all awards made for the taking by eminent domain, or by any proceeding or purchase in lieu thereof, of
<br /> the whole or any part of the Trust Estate, including wkhout limitatbn any awerds resuRing (rom a change of grade of streets and awards for
<br /> severance damages.
<br /> The Property and the entire estate and interest conveyed to the Trustee are referred to collectivey as the "Trust Estate".
<br /> For the Purpose of Securing: :
<br /> A. Payment of indebtedness evidenced by any promissory note of Trustor h favor of Beneficiary; and
<br /> B. Payment of all sums advanced by Beneficiary to protect the Trust Estate, wRh interest thereon at the rate of sixteen percent (16%)
<br /> per annum.
<br /> The indebtedness described in paragraphs A and B above is referred to as the "Indebtedness." :
<br /> This Second Deed of Trust, any promissory note of Trustor in favor of Beneficiary and any other nstrument given to evidence or (urther
<br /> secure the payment and pertormances of any obligatlon secured hereby are referred to collectively as the "Loan Instruments".
<br /> Trustor covenants that (i) Trustor holds title to the Trust Estete and has lawiul authority to encumber the Trust Estate, (fi) the Trust :
<br /> Estate is iree and clear of aN liens and encumbrances except for easements, resVictans and covenants of record and the Deed of Trust (rom
<br /> Trustor encumbering the Property dated on or about the dete hereof (the "First Deed of Trust"), and (iii) Trustor will defend the Trust Estate
<br /> against the lawtul claims of any person.
<br /> NIFA 3/96
<br /> F13340.LM�(8/98) Paye 1 of 5 _
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