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Form J02R 9NII (,'og" 5 of f, ,'ogrJ) -..'11" . 93- 110891 applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this Security Instrument: or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security In<;trument. including. but not limited to, reasonable a!torneys' fees; and (d) takes such action as Lwder may reasonably require to assure that the lien of this Security Instrument, Lender's rights in the Property and Borrower's ohligation to pay the sums secured by this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under paragraph 17. 19. Sale of Note; Change of Loan ServiceI'. The Note or a partial interest in the Note (together with this SecurilY Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known as the "Loan Servicer") that collects monthly payments due under the Note and this Security Instrument. TIlere also may be one or more changes or the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan ServiceI', Borrower will be given written notice of the change in accordance with paragraph t4 above and applicable taw. The notice will state the name and address of the new Loan Strvieer and the address to which payments should be made. The notice wiII also contain any other information requIred by applicable law. 20. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to nonnal residential uses and to maintenance of the Property. Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law .of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law, As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances hy Environmental Law and the following substances: gasoline, kerosene, other nammable or lOxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials, As used in this paragraph 20. "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NON~UNIFORM COVENANTS. Borrower and Lender further covenant and agree ;IS' follows: 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following nornlWer's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action re{luired to {'ure tlle default; Ie) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) thaI failure to cure the default on or before the date specified in the notice may result in accel~ration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right 10 reinstate arter acceleration and the right to bring a court action to assert the non-existence of a default or any other (~efense of Borrower to acceleration and sale. If the default is not cured on or befc:re the date specined In the nOlice, Lender at its option nUIY require immedhlte payment in full of all sums secured by this Seturit)' Instrument wHhout further demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall he entitled io collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If the power of salc is invoked. Trustee shall record a notice of default in each county in which any part of the Propert). is located and shall mail copies of such notice in the manncr prescribed by applicahle law to Borrower and to the other persons prescribed by applicable law. Arter the time required by applicable law, Trustee shall give public notice of sale to the persons and in the manner prescribed by applicable law. Trustel', without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone .sale or all or llny parcel of the Property hy public announcement at the time and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's d('ed conveying the Property. The recitals in the Trustee's deed shall he prima facie evidence of the truth of the statements made thendn. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power