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2004056'76 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Seal) <br />DENNIS SMOLLEN - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Witness: <br />/Z_� 'r�)MA (Seal) <br />KRIS OLLE - Borrower <br />Witness: <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DocMagicCV2i-v.N_- 800-649-1362 <br />Form 3028 1/01 Page 10 of 11 www.docmagic.com <br />N0028.dot.10.tem <br />