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<br /> DEED OF TRUST
<br /> �10fIN8st�3�ct� �,�������t4� (THIRD PARTYI ' � �j I� � °�� '" �
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<br /> THIS DEED OF TRUST ("Security Instrument") is made on November 1 7, 1 9 9 9 'I'I�e trustor is
<br /> Mar� .7_ Kraft, an unrPmarr; _d widow (whether one or
<br /> more, the "Trustor"). The trustee is Norwest Bank NebraskaR National Association
<br /> ("Trustee"). The beneficiary is Norwest Bank Nebraska,
<br /> National Association,a national banking association organized and existing under the laws of the United States,and wl�ose
<br /> address is 3404 4V 1 3th StrPPt� Gr.an�ZGl an� NPhraGka tiARO�
<br /> ("Lender"). The Lender has extended credit to Kim R. Fandry and Kathleen M. Fandry
<br /> (the "[3orrower") in the principal sum of$��� 6 8 3_ 8 7 (the
<br /> "Indebtedness"). This Indebtedness is evidenced by the Borrower's note to the Lender dated November 1 7,1 999
<br /> (the"Note"),which is payable according to its tenns and which contains a maturity date of January 1 5, 2 0•2 0
<br /> This Security Instrument secures to Lender: (a) the repayment of the Indebtedness evidenced by the Note, with interest,
<br /> and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br /> under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of tt�e covenants and
<br /> agreements of the Trustor and the Borrower. For this purpose, the Trustor irrevocably grants and conveys to Trustee, in
<br /> trust,with power of sale,the following described property located in Na 1 1 County,Nebraska:
<br /> Lot 1 , Block 10, Parkhill Thard Suhdivisio�, in the city
<br /> of Grand Island, Hall County, 1Vebraska
<br /> which has the address ofRn4 Snuth Arthur� Gr�nd �sland [Street, City],
<br /> Nebraska �g g p 3 ("Property Address");
<br /> [Zip Code]
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered
<br /> by tl�is Security Instrument. All of the foregoing is referred to in this Security Instrument as the"Property."
<br /> TRUSTOR COVENANTS that Trustor is lawfully seized of the estate hereby conveyed and has the rigl�t to grant
<br /> and convey the Property and that the Property is unencumbered,except for encumbrances of record. Trustor warrants and
<br /> will defend generally the title to the Property against all claims and demands,subject to any encumbrances of record.
<br /> . UNIFORM COVENANTS. Trustor and Lender covenant and agree as follows:
<br /> 1. ,Payment of Principal and lnterest; Prepayment and Late Charges. The Trustor shall cause the
<br /> Borrower to pay promptly, when due, the principal of and interest on the Indebtedness evidenced by the Note and any
<br /> prepay►nent and late charges due under the Note.
<br /> 2. I'ayment of Taxes aud Charges Against tl�e Property. Tlie Trustor also agrees to pay, before a
<br /> penalty might attach for nonpayment, all taxes and assessments and all other charges whatsoever levied upon or assessed
<br /> by or placed against the Property, by making payment directly to the payee thereof, and the Trustor will promptly deliver
<br /> to the Lender any official receipts received by the Trustor; and to likewise pay all taxes, assessments and otl�er charges,
<br /> levied upon or assessed, placed or made against, or measured by, this Security Instrument, or the Indebtedness secured
<br /> hereby, provided that the Trustor shall not be obligated to pay any such tax, assessment or charge if such payment would
<br /> be contrary to law. 7'he Trustor shall promptly furnisli to the Lender all notices received by the Trustor of amounts due
<br /> under tliis paragraph. In the event of the passage after the date of tliis Security Instrument of any applicable law, creating
<br /> or providing for any tax, assessment or charge which may not be lawfully paid by tl�e Trustor, the Indebtedness secured
<br /> hereby,together with interest due thereon,shall,at the option of the Lender,become immediately due and payable.
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