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99 112 �83 - <br /> The Note Holder will tl�en de.termine,the amount of the monthly payment that would be sufficient to repay the unpaid <br /> principal that I am expected to!owe at the'Change•D'ate in full on the Maturity Date at my new interest rate in substantially equal <br /> payments. The result of this calculation will be the new amount of my monthly payment. <br /> (D)Limits on Interest Rate Changes <br /> The interest rate I am required to pay at the first Change Date will not be greater than 11.$50 % or less <br /> than 8.85� %. Thereafter, my interest rate will never be increased or decreased on any single Change <br /> Date by more than 0112 percentage point(s) ( 1.000 %) from <br /> the rate of interest I have been paying for the preceding $1X month(s). My interest rate will never be greater <br /> than 14.850 %, or less than 8.850 %. <br /> (E) Effective Date of Changes <br /> My new interest rate will become effective on each Change Date. I will pay the amount of my new monthly payment <br /> beginning on the first monthly payment date after the Change Date until the amount of my monthly payment changes again. <br /> (�Notice of Changes <br /> The Note Holder will deliver or mail to me a notice of any changes in my interest rate and the amount of my monthly <br /> payment before the effective date of any payment change. The notice will include information required by law to be given me <br /> and also the title and telephone number of a person who will answer any question I may have regazding the notice. <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate Rider. <br /> � g` � <br /> — �� , `5 (Seal) <br /> Leo M Wieczorek -aorrower <br /> I?s- �- ' (Seal) <br /> La onna Wieczorek -sorrower <br /> (Seal) <br /> -Bonower <br /> (Seal) <br /> -Borrower <br /> MULTISTATE ADJUSTABLE RATE RIDER tssio� Original - Record <br /> M005R2 Page 2 of 2 0089034599 <br />