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M = D <br />. f'1 Z 7C c'> cn fi <br />~ rn D to c a �` <br />M ry c <br />�'' Lc�i <br />O T1 O N <br />S <br />r Cn <br />After Recording Return To: Q� <br />HERITAGE BANK (n cam..' r-+. <br />800 WEST 3RD STREET Z <br />HASTINGS, NEBRASKA 68901 <br />Loan Number: 08 -0379 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST c� <br />DEFINITIONS 5t <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JUNE 3, 2004 , together <br />with all Riders to this document. <br />(B) "Borrower" is TRACY MOYER A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 800 WEST 3RD STREET, HASTINGS, NEBRASKA 68901 <br />Lender is the beneficiary under this Security Instrument. <br />(B) "Trustee" is T I ERONE BANK 1235 N STREET LINCOLN, NE 68508 <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 3 , 2 0 0 4 <br />The Note states that Borrower owes Lender SIXTY THOUSAND AND 00/100 <br />Dollars (U.S. $ 6 0, 0 0 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JULY 1, 2019 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider ❑ Other(s) [specify] <br />® <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DOCMagiC 800- 649 -1362 <br />Form 3028 1/01 Page 1 of 11 www.docmagic.com t% <br />NeM&dot.l.tem II I II I I II I I II,II II I' III I I'1III' II I1'I I II III 1II1I I I1I' II I'I'I II I'III1II' II I II'II <br />