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DEED OF TRUST 9 9 11214 � Page 8 <br /> (Continued) <br /> Waiver of Homestead Exemption. Trustor hereby releases and waives all rights and benefits of the homestead exemption laws of the <br /> State of Nebraska as to all Indebtedness secured by this Deed of Trust. <br /> DEFINITIONS. The following words shall have the following meanings when used in this Deed of Trust: <br /> Beneficiary. The word "Beneficiary" means Bank One, NA , and its successors and assigns. <br /> Borrower. The word "Borrower" means THERESA JEAN SWANSON, and all other persons and entities signing the Note. <br /> Deed of Trust. The words "Deed of Trust" mean this Deed of Trust among Trustor, Lender, and Trustee, and includes without <br /> limitation all assignment and security interest provisions relating to the Personal Property and Rents. <br /> Environmental Laws. The words "Environmental Laws" mean any and all state, federal and local statutes, regulations and ordinances <br /> relating to the protection of human health or the environment, including without limitation the Comprehensive Environmental <br /> Response, Compensation, and Liability Act of 1980, as amended, 42 U.S.C. Section 9601, et seq. ("CERCLA"►, the Superfund <br /> Amendments and Reauthorization Act of 1986, Pub. L. No. 99-499 ("SARA"1, the Hazardous Materials Transportation Act, 49 U.S.C. <br /> Section 1801, et seq., the Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., or other applicable state or <br /> federal laws, rules, or regulations adopted pursuant thereto. <br /> Event of Default. The words "Event of Default" mean any of ihe Events of Default set forth in this Deed of Trust in the Events of <br /> Defauit section of this Ueed of Trust. <br /> Existing Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens provision of this <br /> Deed of Trust. <br /> Guaranty. The word "Guaranty" means the guaranty from guarantor, endorser, surety, or accommodation party to Lender, including <br /> without limitation a guaranty of all or part of the Note. <br /> Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their qua�tity, concentration or <br /> physical, chemical or infectious characteristics, may cause or pose a prese�t or potential hazard to human health or the environment <br /> when improperly used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words <br /> "Hazardous Substances" are used in their very broadest sense and include without limitation any and all hazardous or toxic <br /> substances, materials or waste as defined by or listed under the Environmental Laws. The term "Hazardous Substances" also <br /> includes, without limitation, petroleum and petroleum by-producis or any fraction thereof and asbestos. <br /> Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on <br /> the Real Property, facilities, additions, replacements and other construction on the Real Property. <br /> Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Note <br /> or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note <br /> or Related Documents and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incurred by <br /> Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided in this <br /> Deed of Trust. <br /> Lender. The word "Lender" means Bank One, NA , its successors and assigns. The words "successors or assigns" mean any person <br /> or company that acquires any interest in the Note. <br /> Note. The word "Note" means the promissory note dated November 18, 1999, in the OPi9in81 principal amoUnt of <br /> $�2,��0.00 from Trustor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations <br /> of, and substitutions for the promissory note or agreement. The maturity date of this Deed of Trust is November 20, 2006. <br /> Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or <br /> hereafter owned by Trustor, and now or hereafEer attached or affixed to the Real Property; together with all accessions, parts, and <br /> additions to, all replacements of, and all substitutions for, any of such property; and together with all proceeds (including without <br /> limitation all insurance proceeds and refunds of premiums) from any sale or other disposition of the Property. <br /> Property. The word "Property" means collectively the Real Property and the Personal Property. <br /> Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust. <br /> Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental <br /> agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other <br /> instruments, agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness. <br /> Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived <br /> from the Property. <br /> Trustee. The word "Trustee" means Stewart Title Guaranty Company of Nebraska, whose address is 1220 Washingion, Suite 100, <br /> Kansas City, MO 64105, and any substitute or successor trustees. <br /> Trustor. The word "Trustor" means THERESA JEAN SWANSON. <br /> TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST,AND TRUSTOR AGREES TO ITS TERMS. <br /> GRANTOR: <br /> X I Ji'�'�/✓JC� � �./ <br /> THERESA JEAN SW ON, Individually <br /> i <br />