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<br />    	WHEN RECORDED MAIL TO:
<br />       	RETURN TO: SMI/ Attn: Wesley Hess    	606  												�
<br />      	r^.O,Box 540�i17      THERESA JEAN SWANS(
<br />      	Houston,TX 77254-0817 	Job:5559701
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<br />      															FOR RECORDER'S USE ONLY
<br />      								DEED OF TRUST
<br /> 	THIS DEED OF TRUST is dated November 18, 1999, among THERESA JEAN SWANSON, UNMARRIED, whose
<br /> 	address is 816 W 4TH ST, GRAND ISLAND, NE  68801 ("Trustor"); Bank One, NA , whose address is 100
<br /> 	East Broad Street,  Columbus,  OH   43271  (referred to below  sometimes as  "Lender"  and  sometimes as
<br /> 	"Beneficiary"�; and Stewart Title Guaranty Company of Nebraska, whose address is 1220 Washington, Suite
<br /> 	100, Kansas City, MO  64105 (referred to below as "Trustee"►.
<br /> 	CONVEYANCE AND GRANT.  For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the bene�t of
<br /> 	Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or
<br /> 	subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water
<br /> 	rights and ditch rights (including stock in utilities with ditch or irrigation rights►; and all other rights, royalties, and profits relating to the real
<br /> 	property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the '�Real Property'�) located in HALL
<br />	County, State of Nebraska:
<br />     	THE FOLLOWING DESCRIBED REAL ESTATE:
<br />     	LOT SEVEN 171, BLOCK SIXTEEN (161, ROLLINS' ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />     	COUNTY, NEBRASKA.
<br />     	SUBJECT TO  RESTRICTIONS,  RESERVATIONS,  EASEMENTS,  COVENANTS,  OlL,  GAS,  OR  MINERAL
<br />     	RIGHTS OF RECORD, IF ANY.
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