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NOTICE PURSUANT TO 15 U.S.C. § 1692g 200405607 <br />(Fair Debt Collection Practices Act) <br />1. Balance: $69,190.64 plus interest accruing thereon at the rate of 8.496% per annum <br />from May 12, 2004. <br />2. Name of Creditor: Associates First Capital Corporation. <br />3. Unless you notify this office within 30 days after receiving this Notice, that you <br />dispute the validity of the debt or any portion thereof, this office will assume this debt is valid. <br />4. If you notify this office in writing within 30 days from receiving this Notice, this <br />office will: Obtain verification of the debt or obtain a copy of the judgment, if any, and mail you <br />a copy of such judgment or verification. <br />5. If you request this office in writing within 30 days after receiving this Notice, this <br />office will provide you with the name and address of the original creditor, if different from the <br />current creditor. <br />WALENTINE, O'TOOLE, McQUILLAN & <br />GORDON <br />P.O. Box 540125 <br />Omaha, NE 68154 -0125 <br />(402) 330 -6300 <br />Attorneys for Associates First Capital Corporation <br />