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<br />   	RECORDATION REQUESTED BY:       									�  			.
<br />		Five Points Bank   															--�
<br />		2009 North Diers Ave
<br />		Grend Island,NE 68802       														�"
<br />     																			�  �
<br />   	WHEN RECORDED MAIL T0:
<br />		Five Points Bank
<br />		2009 North Diers Ave
<br />		Grand Island,NE 68802
<br />   	SEND TAX NOTICES TO:
<br />		Randal S ValleJo and Mlchelle R Vallejo
<br />		1708 Larlat Ln
<br />		Grand Island,NE 68803-22'11
<br />  												SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY
<br />      								DEED OF TRUST
<br />  	THIS DEED OF TRUST IS DATED DECEMBER 21, 1999, among Randal S Vallejo and Michelle R Vailejo,
<br />   	Husband and Wife, whose address is 1708 Larlat Ln, Grand Island, NE   68803-2221 (referred to below as
<br />   	"Trustor"); Five Points Bank, whose address is 2009 Plorth Dlers Ave, Grand Island, NE  68802 (referred to
<br />   	below sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points 6ank, whose address is 2015
<br />   	N. Broadwell, Grand Island, NE  68803 (referred to below as "Trustee").
<br />   	CONVEYANCE AND GRANT.  For valuable considerMion,Trustor conveys to Trustee In trust, WITH POWER OF SALE, for the beneNt of
<br />  	Lender as Beneflciary, sll of Trustor's right, title, and interest in and to the following described reai property, together with all existing or
<br />  	subsequently erected or afRxed buildings, improvernenls and foctures;all easemeMs, rights of way,and appurtenances;all water,water rights and
<br />   	ditch rights(including stock in utilities with ditch or irrigatlon rights);and all oth�rights, r�oyaltles and  roflts relating to the real prope  , including
<br />  	without limitation all minerals, oil, gas, geothermal and similar matters, IOCBt@d i11 FI811 �OU11�/, State of Nebraska (�E "Real
<br />   	Property"):
<br />     		Lot Two (2), Hidden Lakes Subdivision Number Seven, Hall County, Nebraska.
<br />  	The Real Property or its address is commonly known as Quail Lane, Grand Island, NE  68801.  The Real Property
<br />  	tax identification number is 400306719.
<br />  	Trustor presently assigns to Lender(also known as Beneflciary in this Deed of Trust)all of Trustor's right,title,and interest in and to all present and
<br />  	future leases of the Property and all Ren1s from the Property. In addition,Trustor grants Lender a Uniform Commercial Code security interest in the
<br />   	Rents and the Personal Property deflned below.
<br />   	DEFINITIONS. The following words shall have the following meanings when used in this Deed of Trust. Terms not otherwise defined in this Deed of
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