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<br /> . '��i�1�IC�fiONi Of�dCi�t l�OCbQ 0!I 1bC jR�OpL�t�.71a i��s�•' , �
<br /> Md}�E1�L/1nw Of�IElE�i�[[`OF l�IE pl!OQQ1Y 14��l�1�CCA�i�i�1�i�11 i�l0�7C COYQI'��161i SCCI� .
<br /> L�tna�ent. AlE d�he fa+e�oiq�ia zeteued w is dus 5ecunts�mc�unieet�es ihe"Prope�tY" ` ; . �
<br /> HQREtOWFR COVENAN'!5 tt�t Harawa is IawfuUjr aelsad of tb,e Wt�te 6e�ebY.oonveyed iad I�s t8e ri�ht w gtmt .
<br /> a�d coavey 1he ft���ty�nd tt�t dre Piopaty is ueenc4mbetr�R exapt fa enswnbcmoes of rxord. Barnwar waa�o[s�nd
<br /> x�t defad�enaslly dK tide to the Flopesty a8unat aU cWa►s�nd demanda.subjecc to any encumb�aaces of irtoc�.
<br /> • THIS SECURI'I'Y INSTBUMEN7'oombinas wtifoan oore�tts fa aatiaul use and nat-unifam covea�ots witb .
<br /> �y�b�r j�risd�an tocanstitotc s uaifa�secnrit�r ias�cw�etiag na�l proQettY• �. . . .
<br /> UNIIa0R1�G�OVENAN'i'S. Boaower aad�.ender covemnt aad�nee as folbws: ' ,
<br /> ' ._.___�;.F���e�prLdpali!a.I��'R�l�E sd l.f�te CWr�._Barsower siull,P�Y PiY wbea du�e the
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<br /> � - prnaelp�l of moe�est vn e 8y irte cianges c�C iuxi�r� c�:=----- ---: -
<br /> �. I��s for'!i�a�d Lwrs�ee. Sbbj�t to applicabk,hw as w a wriden waiva b�►LeMer.Barrowa sd�ll pry to
<br /> I.adv'on.�e d�ry montN Y!�S►����.Wder�6e Note.wtd'l tbe Note is paid in fuII,a sum("t�nds")far.(�)YaciY
<br /> taxes aod�lssessments which may attaia priociry wer tt�Is Security Uuanument as a tien an tbe prnpe�ty:t b)Y�Y��. .
<br /> MY�S a 8�?�ott th�Ru�etty, if aay:t�?Y�Y ��°C P�P�Y insutance pc�emium� (�Ye�y flood
<br /> insat�nce•����;a€aay, (e)Y�Y �8�ins�auxx pemiums,�f aay:ana(�mY surr�s PaSrabie 6y Barowa to
<br />-__ _ � ��;��ith the pnovisioas of puagcapt►8.in[ieu of the paYment o�m�ottgage insuruxx prem►ums. 'Ibese
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<br /> —�— items�e�.'���tems,^ LCnder tnay,at any time,rnlicct uid hold PWnds in an unamt not to ta�cKd the muimam
<br /> �:��;��:���Sp ae�ed mottgage laan anayr raquitie for Bamwer�s escmw account ander the foderat�l . -
<br /> -- - -- ` :E����'s�Az�v�;�t4 as amended fm[a tune to tune.IZ U.S.C.�260t et s�q.("RESPA"),unless av�; _
<br /> ;:,�.; taw�isa't applies to i��'w�s�s.a�z�ser uoount If so.Lcndet ntay.at any datG coIIeat and hoid P�und,s in an amom��;�a�.ia
<br /> e��aed tbe Iesse�;�a�Cz=;�3ec•�ay est�t��ite amount of FLrds due�the buis of cvment data and t�asi�a62e
<br /> � of i���s�aw Iteias�a�'athecwise in accoMance witb applicable taw, _'�...� �`� :
<br /> ',. estb�?Qes ca ',�.. . .
<br /> ;- �:��ev�sds��#�;'��==�itifioit ivhose deposits arc insure@ by a fsderal�tc3►..u�;p�i`tY.ar:e�.�'!�:. , .
<br /> '�`:':• ('��;end�`�.�ti;�'is'.�:��tsdmuioti)br in'any FeQetal Home Loan Bpnk. E x�sb��p p 1.�tbc Ftmda t�rQaS:
<br /> tbe�a�'�Iuea�.`;;�q,,��,',�. �a..�;���c�arge Bonuwer for 6olduig apd applying the�;`aimually anaIy2ing thtt§��:, .
<br /> - accounf;`ot verifj'���w E.benc�r�ns,untess.I.ender PaYs Bormwer interest on the.Fimds and�pplic�blc law pei�iutc°
<br /> - L�ender to make��;�5arge. ,�nwever,L�maY re9uue Borrower to pay a•oae-time charge fa an.independent real
<br /> - � estate tu�s��oe usedt�,�.epdec ia,�aon with this loan,unless applicable Taw provides ott�erwisa Unless an
<br /> '•� , agneement is ma8ec�r- licabi�L��r�tuires�t to be paid,Lender shall riot 6e required to pay Baiiower any interest or_
<br /> ,��..":,�,, eamings on the Fi�r��s�otmwer.�zr�3:ender may agree in ariting,however,that intcrest shall be paid oa the Funds. Lender
<br /> - . shall give to BoEr��r,without charge,an auaua!accounting of the Funds.showing credits and debits w the Funds and the -
<br />- puspose fur whi�c�debit.to the Fuads w�;��de. The Funds are pledged as additional sec�uiry for all sums secured by ----
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<br />- 1€�.�Sn's,�s'��de.�.by I.ender exceed tt1e.�auunts pemutted ro be held by appiicable law.Len�2r shall account-to� - -
<br /> , . ` , . � ���c�ei��i�zc�Funds in as:coritance'wFti�the requirements of applicabte law. If the amount of the Funds Aeid by �
<br /> �,..-,. .,_._,'.^ �������y�����ay�e Escrow Items when due.Lender may so notify Borrower in writing:and,in -- --.�.
<br /> • �:� �, such�,tise Borto�ssrrs``,'s��gay�tm�,enndcr ttte amount tiecessary to malce up thc dctiClency.. Bnrrower shalt�tnake up the�: �V.
<br /> '�r,�:_�„�:�....` defitiency in no tiiare tf-�twelve•monttilY PaYm�nts.ot i.ender�s sole discretIon. . �''��-.-
<br /> . . � .�• Upon p�ayment in fult nf ait sums s�uKd�yIhis Secutiry Instrument,Lendct s1ta1!promptly refuad to Bamwer any.� -
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<br /> _�,. : Funds held by Lender. If;artder pata�aPh 21.Lender shall acquire or sell ihe P►+nperty.Lender.prior to the acyuisition or -r'-'=�_;�,- a
<br /> + , . sale of the Pcaperty.shall apply any Funds held by l.ender at the dme of acc�uisition or sale as a cnedit a nst the sums � •n�'w'�
<br /> . . . -. $ai T�;;. .
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<br /> �_�.-�, :�.:;= secwrcA by this Secarity Insuument. ,.
<br /> � - � 3. Appiication ot Paqtaents. Untess applicable ta w p ro v i d e s o t h e r w i s e.u i l pay m e n is rcceived b y Lcnder under
<br /> .��,��:=r';'"` ,'�.,•' paragraphs 1 and 2 shall be applied:fust.to anY PrePaYment charges dae under the Note:second.to amounts payable under � �-
<br /> `;��_�_:-'. � . '°�_ :' patagraph 2;third.to intercst due:fourth,to princip a l due:an d i�t,t o a ny t a t e c h a r g e s d u e u n d e r t h e N o t e. ` ., ' °
<br /> •;�,tz.,:,.:. "_ d. C6srSes; Lkav. Borrower shaU pay all taaes.sissessmen�r,chargcs.fincs and impositions�attcibutable to the . z�
<br /> �:-�;•� . P l r o p a r t y w h i c b m a y a tt a i n p r i o ri c y o v e r c h i s S e c u ri t y I n ti w m c n t;a n d t e a s e hold pa yment�or g round rencv;if•aa y�-Borrower ': �?
<br /> � ' ' sdall pay these obligsitions in the manner provided in parsgraph 3.or if nat paid in that munner.Borrower shul��ay�ih�m on �_.-_
<br />: -• � • dme direcUy to the person owed payment. Bonower shall promptiy fumish to i.ende�ait rinac�..w of amauats�ta bC paid dn�ter . , _ ._ �..
<br /> � ' � this paragraph. If Barrower makcs these payments dinctiy.Sorrower shalt promptty�farnish to Lertdet receipts evidencing ',.t:•�,
<br /> ' . the payments. � .
<br /> � • Borrower sha�[�:!�mptly discharge any lien which has priority over thia�Security�[nstrument untess Borrower.(a)agrces :
<br /> . � . : in writir_g to the pasinent of the obligutwn secured by the li¢o in a manner acceptublo ta Lender.(b)conrests in good faith the , . ,,•
<br /> • . lien tsy,4r defen�s against enforeement of the lien in,legal proceedings which in the I.ender's opinion operate to prevem the : �,;;.'+• •
<br /> ' � enforce�neat of tY_:�ien;or(c)secures fram the holder af the lien an agreement satisfactory to Lender subordinating the lien � ''';:��?
<br /> �� � � ' to tftis Security Irst�men� If Lender determinvs that any pact of the Propeny is subject ta a lien which may attain prioriry `� � =•
<br /> '- •, • over this Secuf,i}jTratrument,Lender may give:Borcowrr a notice identifying the lien. Boaower shall satisfy the tien or take. l� . � ••, . ,. •
<br /> ' � ' one fle more of the aetions set fo�th above within ld days.of the giving of notice. !�' ' ' '` �
<br /> .�• � r. .� , S. Haz�rd or Property lnsuraace. Borrowcr shall kee the im rovements now existing or hereafter erecced on the ,'�.
<br /> � �� � � - . • � Pro�ec;y insured against toss by fire.haaards inoluded within the tertn"extendcd wverage"and aciy ott�cr hazards.including "'�:�"�
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<br /> , ftoods or tioodi,�i�u for which Lender requires insut�nee. '�'his insurancr shalt�b�maintained in the amounts�and for the �:,. , ;,�,ti�.,::�
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