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<br /> , S,�COd dic'ii�c�amoai�e:.'�:�ot tpay�'`esf�atti�e�onfDUn[-of�im�due al t�ie�bai'sis=ofeimteat'tiati�-�T2a�b1�:. ---
<br /> ...L.. Fscmw ltems ar atherwise in�cea��vidi� �
<br /> • . �;��iiaataafexpenditansii�•`.�uture laM. , .
<br /> TUe Ru�ds st�ll be�in an�titutiba vrhose depaits�in�ned b�(s�t`��feNr 1ka�a�.Y.�Y,a�ry
<br /> ('u�ehdin�.i.ender.if'L,aKkr is svcb an imtitu6on}or.ia�any Fakral Home Lorn.BAn1�i I,eoder aia11�pply d�e,PlMdt lo pay.
<br /> • tbe Eacrow Itpns. I.ender m�y not cl[uge Batnnwer fa bolct�ea and spplyit�the Fvnds, �nn�aUY�K�� �
<br /> �nt,ar veaifyin�tbe Fsctow Items.unless Lender p�ys Hoernwes iMeceat at the�nd��fd�pplics6k l�w►paa�
<br /> La�der w malce such a cb�uge. However.I.ender n�sy require Bonf�a ta p►y s one-ame ch�e tor an iadeperident ra1
<br /> � �- swte tu reportina iavioe wod by l.etida la canoectiao vrhb tbis lv�n.unkss�pplicabk law proridea otlrciwi�e. Unksf�n ,
<br /> spoement ts made or applic�161e law mquurs inte�est to be p�id.Lender sh�l!not be roquiend W pay Barinwer�ny i�e�t or
<br /> . eamin�on the Fund.�. Barower and Lender may a�ee in writinf.laweva.that interest shal!be p�id an the Funds. L�+wkr
<br /> �lI give to Bamwer.without chuS�.an annual accounting at the ti�nds,ahowing cralits ud debits tp the Eiuids�nd the '
<br /> purpose for whkh e�ch debit to tfie�unds wa�made. The WnAs are pledged as addition�i saurity for all sums secu�by
<br /> thts Security L�strumeA� '
<br /> 1f the Funds heW by 1.eader exceed the anw�u�ts.pertNtted W bt held by appliqble law:Lender sh�ll aocaant w
<br /> Barrowa fof the excess Funds in accadance with the aquiremaus of applicabla�i�w. If the�mwnt of the Amds held by
<br /> Lender u any time is not sufticient w pay the E.gcrow Itemc when due.Lender may so notify Borrower in writing,and,in
<br /> such case Barower slnft pay to Lender t6e amaunt,aecess�y►w mafce up ehe dsficiea�.y. Bon�nwer shaU make np the •
<br /> dtfic;ency in no nwne than twelve monthly paycnents,at Lender's sole discretion.
<br /> VI�PaY�nt in full uf ail sums seeured hy this Securitg]nswmrnt,Lender sl�l Qromptly refund w Bocrower any
<br /> F�uids held by l,ender. If,under paragraph 21.Lender ehaU�aoqqirtt or sell the Prapfrty,Lende�.pnor to the acquisition or
<br /> sale of the Property,st�all apply any Funds hetd by l.ender at�the time of acquixitian�or�sale as a credit against the sums
<br /> secured by thisSecurity Inso�umen�
<br /> -_ ' 3. Appfication o�Pa9ment� Unkss applirabte�aw provide.s otherwise.all�payments received bp L�der under
<br /> — paragraphs 1 and 2 shalt be applied:first.�to any prepaymei►t charges doee under dte Note:second,w an►ounu payable under ,
<br /> paragrapt�2;third,to interest due:founh,to princ�pal due;and i��c.ta any�late shurges due tu�der the Note.
<br /> 4. C6arges;Lias. Borrower shal! pay all¢mce�,assessmentsi.chasges,fines and impositions attn�atable to the�•.
<br />_ Praperty whieh may anain yriority over this Security Tnsuumesn;and teasenald psyments or ground rents.if a�'.. Bormwer
<br /> -� s6�a11 pay these obligations in the manner provided in pa;agraph 2,or if nut p�i��athat manner.Borrower shal!��.�them on
<br />_;;� pme directly to the persan owed paymen� Borrower sh3;1 prompfSv{umisiy to Lern�ler aD notices of amouirts to f��id under
<br /> this paragraph. If Bonower makes these payments directly,Borr�w�c's:�all prompdy fumish ta Lender receiprs�cidencing
<br />,�" t�ePaYments.
<br /> �.� Horrower shall prompUy discharge any lien whi�6�fias�riodty over this Security Instrument unless Horroaer:(a)agrees
<br />� vti writing to the payment of•the oblisation secured 6y?b�lien in a manner acceptable to Lender,(b)wntests in goad faith the
<br /> Iien by.or defends against enforcement of the lie�in.i�ga}praccedings which in the Lender§opinion operate tts�S;event the
<br />:�'� enforcement of the lien;or(c)secures fc�m the halder of the lien an agreement satisfactory to Lender subordinating the lien
<br />. to this Securiry lnstrument. If Lendec cZ°.�°rmines•'tbat any pan of the Property is subject tv a lien which may attain priority �
<br /> over this 5ecurity instrumen�Lender r�i give�arrawes a notice identifying the lien. Borrower shall satisfy the lien or take. _
<br />' one or more of the actions set forth above within tft days of the giving of notice. =
<br /> 5. Ha�ard or Property lnsurance. Borrawer shall keep the improvements now existing or hereafter erected on the °=
<br /> ' Property insured against loss by firc.hazards includ�3 wiihin ihe tenn"extended coverage"and any other hazards,inciuding '�:
<br /> � floods or flaadinga fot�whlch�Lender requires insuranre. This insurance shaU be maintained in the amounts and for the �
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