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� _ 9���i�l�'��� 1 <br /> 99 109780 <br /> ROMS 5811443-847 <br /> Q54 ADJUSTABLE RATE RIDER <br /> (LIBOR Index -Rate Caps) <br /> THIS ADJUSTABLE RATE RIDER is made this qTH day of oCTOBER � <br /> �ggg , and is incorporated into and shall be deemed to amend and supplement the Mortgage, <br /> Deed of Trust or Security Deed (the "Security Instrument") of the same date given by the undersigned <br /> (the"Borrower") to secure Borrower's Adjustable Rate Note (the "Note") to <br /> NORTH AMERICAN MORTGAGE COMPANY <br /> (the "Lender") of the same date and covering the Property described in the Security Instrument and <br /> located at: <br /> 2641 O'FLANNAGAN <br /> GRAND ISLAND, NE 68803 <br /> [Property Address] <br /> THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE <br /> INTEREST RATE AND THE MONTHLY PAYMENT. THE NOTE LIMITS <br /> THE AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE AT <br /> ANY ONE TIME AND THE MAXIMUM RATE THE BORROWER MUST <br /> PAY. <br /> ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the <br /> Security Instrument,Borrower and Lender further covenant and agree as follows: <br /> A. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> The Note provides for an initial interest rate of g,g 75 %. The Note provides for <br /> changes in the interest rate and the monthly payments,as follows: <br /> 4. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> (A) Change Dates <br /> The interest rate I will pay may change on the first day of NOVEMBER 2002 , and on <br /> that day every sixth month thereafter. Each date on which my interest rate could change is called a <br /> "Change Date." <br /> MULTISTATE ADJUSTABLE RA7E RIDER - LIBOR INDEX — Single Family <br /> �r�N815U cas i z� <br /> P 9EC'RONIC LASER FORMS, INnitials0l�7-0545 I IIIIIIIIII IIIIIIIIIIIII IIIIIIIIIII <br /> Y'� '� <br />