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rn � � n _,. 3 � � _.:.� � ni • = D �,V � (°l S �o .c �. rn cn N �o o v� �,T C � � � �� .j Z► '�„� Q � G? C'°� "'� �l � c*,,�.. C ...:i,, f�.j `� Q Cb � �I 4"� N � � � � � � ' �� `t: R� F-YD � ��`; ,y` � � � �Q iu'`y W r� O N 99 11 � 03 � 'N �,`" � � � � � �SpaCS Abovs Thi� llns For RsCOrdinp Data] r"ti" Z THIS LOAN IS NOT ASSUMABLE WITHOUT THE �� APPROVAL OF THE DEPARTMENT OF VETERANS �� AFFAIRS OR ITS AUTHORIZED AGENT �' � DEED OF TRUST THIS DEED OF TRUST ("Securiry Instrument�) �s made on December 20th 1999 The trustor is STEVE J KVETENSKY AN UNMARRIED INDIVIDUAL ("eorrower^). The trustee is UNITED NEBRASKA BANK 700 N WEBB ROAD GRAND ISLAND NEBRASKA 68803 (^Trustee"). The beneficiary is UNITED NEBRASKA BANK , wnich is organired and existng under the laws of NEBRASKA , and whose address is 700 N. WEBB RD. GRAND ISLAND NE 68803 (^Lender^). Borrower owes �ender cne prmcipa� sum of Forty Two Thousand Ei�lht Hundred and 00/100 Dollars (U.S.a 42.800.00). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthy payments, with the full debt, if not paid earlier, due and payable on January 1, 2030 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragreph 7 to protect the security of this Security Instrument; and (c) the performance of BoROwe�s covenants and agreements. For this purpose, Borrower irtevocaby grants and conveys to Trustee, in trust, wkh power of sale, the following described property located in HALL Counry, Nebrasks: LOT FOUR (4) IN BLOCK TWO (2) IN WIEBE'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. In the event this ban is determined to be ineligible for Loan Guaranty by Department of Veteran's Affairs, this entKe loan may be declared due and payable at the option of the mortgagee. The addendum to Dsed of Trust attached hereto and executed of even date herewkh is incorporated herein and the covenents and agreements of the addendum shal� amend and supplement the covenants and agreements of the Deed of Trust as if the addendum w�e part hereof. which has the address of 821 W CHARLES GRAND ISLAND Nebraska 68801 ("Property Adc�`re°ss"); a`y Zip Cods TOGETHER WITH all improvements now or hereaRer erected on the property, and all easements, appurtenances, and fbctures now or hereafter a part af the property. All replacements and additions shall be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property". BORROWER COVENANTS that Borrower is lawfuly seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower wart'ants and will defend generally the title to the Property against all claims and demands, subject to any encumbrences of record. THIS SECURITY INSTRUMENT combines un'rfortn covenants for national use and non-un'rform covenants with limited variations by jurisdiction to constitute a un'rfortn security instrument covering real property. UNIFORM COVENANTS. Borrow�and Lender covenant and agree as folbws: 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay wnen due tne principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. Funds for Taxes and Insurance. Subject to applicable lew or to a written waiver by Lender, Borrower shall pay to Lender on the day monthy payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) yearly taxes and assessments which may attarc� priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, 'rf any; (c) yearly hazard or property insurance prem�ms; (d) yeary fbod insurance premiums, 'rf any; (e) yearly mortgage insurance premiums, 'rf any; and (� any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 6, in lieu of the paym�t of mortgage insurance premiums. These items are called "Escrow Items." NE8RA8KA-3inpls Famlly-Fannie Mae/Frsddis Mac UNIFORM INSTRUMENT Form 3028 9/90 F4009.LM0(11/99) Paps 1 of 5 �