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• [Check applicable box(es)] <br /> 99 112024 <br /> ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ 1-4 Famiy Rider <br /> ❑ Graduated Payment Rider ❑ Planned Unit Devebpment Rider ❑ Biweeky Payment Rider <br /> ❑ Balbon Rider ❑ Rate Improvement Rider ❑ Second Home Rider <br /> � VA Rider ❑ Other(s) [Specify] <br /> BY SIGNING BELOW, Borrower accepts and agrees to the tertns and covenants contained in this Security Instrument and in any rider(s) <br /> executed by Borrower and recorded wkh k. <br /> Witnesses: <br /> � � , <br /> (Seal) <br /> eorrows� CHRI TOPHER J FRUHLIN <br /> � . . <br /> • (sea�) <br /> eorrowsr M L UHLIN <br /> ���) <br /> Borrowsr <br /> ���� <br /> Borrowsr <br /> [Space Below This Line For Acknowledgment] <br /> STATE OF NEBRASKA <br /> � ss: <br /> COUNTY OF HALL <br /> I, SHERRI L O'CALLAGHAN a Notary Public in and for said counry and state, do hereby <br /> certiry tnat CHRISTOPHER J FRUHLING AND MIRIAM L FRUHLING . HUSBAND AND WIFE <br /> personally appeared before me and is (are) known to me to be the person(s) who, be�g infonned of the contents of the foregoing instrument <br /> have executed same, and acknowledged said instrument to be their , free and voluntary act and deed and that thev <br /> (hie, hsr, their) (hs, shs, thsy) <br /> executed said instrument for the purposes and uses therein set forth. <br /> Witness my hand and official seal this 218t day of D�cember 1999 <br /> My Commission E�ires: SEPTEMBER �8"; � -Rj�NpTARY-StateotNehraska ' � <br /> I'I SHERRI L.O'CAILAGNAN <br /> ._. My Comm.E�p.Scpt.28, 03 <br /> (Seal) <br /> S I 'CALLAGHAN <br /> This inshument was prepared by: <br /> Form 3028 9/90 <br /> F4009.LMO(11/BB) Paps b of b <br />