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<br /> ` it_a�d!i�►�a�a now or he�+aE�et�p�rt at tl�e .c�Atl,-�epi}a�oe�m�m�n�snd�sbi�also 6c oaverod bq tt�is SecuritY ,
<br /> �Y�� ������������iNY,ry�YDYW11i����•� � . . • ' .
<br /> Bpit�tQWER COYQV/1MS th�Baio�ra is la�vfuIIy seisod�tbe estate Me6y oonveyod and t�s the riEht to g�ant
<br /> . , �nd cdtvey tbe PropeAY a�tbat the Pn�pe�ty is�unsberrd,exoe�t for eacumbnoees of recad. Ba�nswa w�ms aod �
<br /> ��11 defead sa�ally the titk m�e Ptnpesy�ainst�II claims md dem�nd.�.subject to�ny enrumb�anees af recu�d. ' .
<br /> 7'lIIS S�CIJRPfY INS7RUMFNF aort�bines unifam oovemats fcx mtioml use aod eoa-aaifam eovenams with
<br /> � limitMvui�tions Dy�cdoa to c�ostit�ta a unifata securitX i�au covering ml pmpertg•. - '
<br /> UNIPORM GnYENAN1s. Bamwa�nd L+eoder coven�ot and agRe u folbws: `
<br /> 1. P�►J�ei id�i�tiMi ard i�erdd:PtelMJr�t s�i Ls�e CWr�es.Bcx�owu s1aU panpllY MY wha�due the
<br /> ` pritl�ipwl af��oo tLe de6t evidenoed.by t6e Nate_and anY P� meM and late charges due unckr the Note..
<br /> - --- :�� - Q o a wn waiYOr I�y L�r.-�ecsi�i���- - -
<br /> � L�ender on tl��sY�Y P�►Ymenis are due�u�der tha Nae,ui�the Note is paid in fid1.a sum("E'�a�s")for.ta)Y�Y
<br /> ' was wd asse�ne�s whicfi may smin p�iority av+er this Sccuriry/nsteument as a liert on the Ptoperty:(b}yearly lezsetwid
<br /> P�Y�s ar pa�aid te�ts oa lbe Prupecty.if any:(c) Yea�ty harard a pcopeay inwr�nce piemiams; (d)Y�Y�
<br /> inswance p�emtums.if any;t�?Ycuty mo�tgage-insunnce p�mium�,if aay;and(fl any sums MY�ble bY Ba�ower to
<br /> � I.ender.in w�da��with t6e pmvisions of puagnph 8.in Geu of tbe paymeat of matgaga insurmce premiwas. These
<br /> icems�e calkd"Esemw Items." Lendar msy.u any tlmG.collect aad hold Funds in an awonat not to excad the maaimam
<br /> . �a�uunt s,knder tor a fedaally�elxted matgaga lo�►may requine fa Bomnwer�s sscrow account under the federai Ral
<br /> F_ctste Sc�tkma�t P�ooedures Act of 1974 u ame�ded from time to mtx,12 U.S.0$260t et seq_("RESPA").onless arottxr —
<br /> lt�thu applies to the Fw�ds xts a ksser amount If so.l.ender may,at any dme.coltut and hold Funcis in an amount not to
<br /> exaed it�e ttsser a�nount. I.ender ma�estimatie ihe amount of Fimds dae an t�e basis of Cument data aed m,asa�abig -
<br /> �of expendituces of fatuie Escrow Itrnu or atherwise in accoc+daace with applieahle taw. .
<br /> 'Ibe fiuWs stall!�6eld in an iastitution wlase deposits a�insu�cf by a feder�l agency.insaumentalit5►•or e�tg
<br /> (includiag I.eider.if I.ender is wch an institutian}or in any Fedeia{Hane Waa Baolc. Leider sttall apptx the Fwtds to WY
<br /> the Escmw Iums. l.ender may not chuge�orc�uwer fot holdin�aad aPPtY�B the Cvnds.annuaUy analyzing the escrow
<br /> �000�mt,a verifying cht Escrow Items. unkss Lenda pays Ba�ower�on the fi�nds and applipbk law permits ,
<br /> Lender to make such a charge. Howeva,Lender may ra�uue Banower to pay a one-time charge for an independent nal
<br /> • � estate fa�c��g setvice used by Leader in��onnection vnth this toan.unless applicable taw provides ottterwise. Untess an
<br /> agire�t is r�ade ot applicable law taluises intenest to be paid,•I.ender sbail na be iequi�ed to pay Borrower.any interest or
<br /> eamings.�n the Funds..Bc�roaer and I.eMes may agroe in writing.however,that intenest shaU be paid on the Funds. Lender�
<br /> s6a11 give to Bosrower.witMwt charge.an aruival accounting of the Funds.sliowing credits and debits to the Fundt and the —
<br /> pmpose far which each debit to the Fw�ds was made. Tbe FLnds ace ptedged as addtional secarity for alI sums secured by
<br /> th�s Security Insorornent.
<br /> If tLe Funds heW by Lender exceed the amouatS pemutted to be held by applirable law;Leader shall aacamt to •
<br /> Barowes for tt�e eacess Fimds in ac�condancc with the requi�ements of applicabk law. [f ti►e amourtt of the Cvnds held 6y
<br /> Lender at any time is not sufficient to pay the Escrow Items whem due.l.ender may so notify Bormwer in writing.and.in
<br /> such case Borrower sisatF pay to•�eioder th�-a�ttonnt neoea.�•,�¢-�naLe--up ihe de�ciency. Bortower shall make up the -
<br /> deficiency in no moie�fL�.twelve monthly paymeltts,at Lender�soie d'iscretioa ' =�.-
<br /> uPon L+aYment�i�.�i�of all sums secured by this Securiry Insatumem.I.endet shaU promptly refand ta B�ocrower anY :�i,:
<br /> • Funds held by Lender �i€uader paragraph 21.l.ender shall acquirc or se111he Property.lxnder.�prior to the acqutsition or ., ..:�--
<br /> ' sale of ttt�P.toperty.shall apply any Funds held by I.ender at thc time of acquisidon or�sale as a credit against the sums
<br /> secuied by this Security Instrument. ___
<br /> 3. 'Application ot A�yments. Untess appticable law provides otherwise.all payments received by Lender under -
<br /> � ` .{laragraphs 1 and 2 shall be apptied:first,to any prepayment charges due under the Note:second.to amounu payable under
<br /> ;�paragrapb 2;third,to interest due:fourth.to principal due:and IasG ta any late charges due under the Nute.
<br /> . • 4. C6ar�es; Lk�a. Borrower shall pay aU taues.assessments,charges.fines and impositions amibutable to the -
<br /> Pcope�t;�'.µhich may attain prioriry 4ve�this Securiry lnstrument,and leasehold payments or ground rents.if any. Bwrower
<br /> shall pay•ihese obligatians in the manner provided in paragmp6'�'�„bt•if not paid in that manner.Borrower shall pay them ai�,
<br /> fime diTectiy to the person owed paymenL Borrowcr sfiall promptt_..�"i�mish to lxnder all notives of amounu to be paid under �•�
<br /> this paragraph. If Borcower makes these payments dlrectiy.Borrower shaii promptiy fumish•to Lendcr receipts evidencing �_-,...,
<br /> the payments. � 4,.,,,;
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<br /> • Bomower shall promptly dischatr,�any lien which has priority over this Security Instrument�unless Boirower.(a)agrees • �•t
<br /> � • � in writing to the paymeat of the ob+.sga�an secured by the lien in�,manner acceptable to Lender„(b}wntests in good faitb the
<br /> lien by.or defends against enforcernan:of the licn in.legal proc�a..�gs whicfi in the Lender's opinion operate to prevent the
<br /> enfaament of tfie lien:or(c)�rzs�fram the hoider of fhe ticK an ageement satisfacrory.tia�i.ender subordinating the lien •.
<br /> �• to tlils Socurity Insmnsan�. if Lendet�determines that any pan ot�the Propecry is subject to a lien which may attain prioriry
<br /> over this 5ecurity Instcb�¢nt.Lei�ier�ay give Borrower a notire identifying the lien. Borrower shall satisfy the lien or take ..:"
<br /> , , . � one or more of the acdons set fanh��:e within 10 days of the��s.'y{hg of notice. .
<br /> S. 8az�rd or Property I�e.�e:�noe. Borrower shall ke-���e improvements now exi�T.�ng or hereafter erected an rhe `�' 1
<br /> � Ptopeity insured against toss b}r�.�h�ards included within tiix�,t�rm"extended coverage"2.^:d any other hazards,incluc�i�;.
<br /> • flaods or flooding.fot,v;;ic!►Lert�e`r requires insurance. This insurance shall be maintained in the amounts and far z'�t: •
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