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� __ <br /> � . .i.`� =i='� <br /> ; .. . ��:_:� <br /> •°`K�.�� _ !,4, _ <br />. � _.. . _. "' _ .�.. "_:.:._'_", - •�-.__.—_"._.._-'-_..__.__�_.�'__.'_"_ '- _ ' _ _ <br /> -•-••--_-... <br /> . . < . � . . - - _ . '__". _ "_ ._ ' _' ' ' ' ' " . . - '_ __ __ ""� . <br />_- � ` c. � j . .' . . ' �c. ' . � � �/�~`' �� ,� r, ' ,c'. <br /> � 1��'I�R a11TN il�t�IG illIQODYl111CINS�1oW 0�Al1C�t�lf Cl�ilt�di thE p[0�!ltSt.��Ci3G�1lQfS. � <br /> :�ad fixt�es now a heFeafler�p�t o�'tAee prape�fY. IiW reptacemeeta and additions al�11 atsa be covered bY��Y� <br /> In�tak. AII at d�t foe�ejoia�is tiektr�Q to in this Securit�itp�orud�ent as We"ptopetty:` . � _ . <br /> HORitOW�t OOVENA[Vg S ttut Batower is lawfuUy seised ot tlit estate l�e�b]i caaveyod ud 6is tLe right to grmt, <br /> �nd cenvsy the Pmpaty atd i�ut the Ptoptcty is unrncumb�ec+ed,exoept for eecumMances of recad Bamawer w�rr+nts aad <br /> wc�l defead aer�enUy tba titk w�he�mpettY sgsiast all ctaims and dertwnds.su6ject ta arry encumbcances ofrecad. <br /> � THIS SECq1RtTY INSIRUM�'E'combines unifam� covemnts for aatiooal use aad�an-uniform oovenants with. � <br /> � limitad vari��s Ery p�on w 4bastituse a w�ifam seciuity iastrumeac covering n�at properry. ' <br /> � ` - UNIF�RM COVEl�AI�TS. Barowet ufd i�der covenant and agrce ss foltows: . <br /> ' 1. Pl�j�xt nL Pritipd a�d J�;�'ep�J��ad Lah Ciarres. Bacower shaD promptiY pY when dac the <br /> -- ' <br /> - -==�-b�ci�i oa`�i�c�est oa Ihe de6t tv�deaced by t�Note�s3��r{�;�aatl�tss:.r•t�ea t��t2�3�.ct�=�=_=—_-- <br /> L Fluds tor 71��es�d L�raaee. Sahlect to applicabk Iaw ot to a written waiver by l.ender.Bo�towa sbaU pay to <br /> le�der att�e dsY�Y WY�u�dae oader tbe Nott.u�the Nou is p�id in fi�ll.a sum t'FUads 1 lor.(a)Y�Y <br /> mrss ffi assa�eots which mry atwn prionry over dus Savrity Inmument zc a 4en on the Pr'uP�rtY:tb)Yarly kasel�oW <br /> paynnmts at grtunod rtats an d� Pmperty,if any; (c) Y�Y�a P►'�P�Y ���P�rmums; (d)Y�9 � <br /> instmocae�uoms,ff�►y: (�)YeuiY u�at8a8a insurnr�ce PRmiums.if at►y:and(�,attX.sums PaYable 6Y Bar°wec.to <br /> Lender,ia acoordance vvith tbe piovisiuns of puagraph 8.in 1[eu af the paytneat.nf saartgage�nce premtums. 7f�ese <br /> iiems ate calkd'Escrow Items" l.e�der may,at any time.coltect and 6ot�k`unds.iii an amouitt not to eacxed tbe maximmn <br /> amoant a tendes for a f�deraUy islated mottgage to�n may require fvr Hatmwer'g escenw account under the fsdetal Ral <br /> Fstate Seakmau.PtucMures Act of 19�J4 as amuade¢fran timetQ.ri�..i�U.S.�:�26Qt eC seq.("RESPA'7,ualess anotlxr , <br /> . taw d�u appiies w the fands sds a iesser�awimt If sa,Let��r a�a.y.a;:siy'time,oolled�bo�!�ir�aa amount not W . <br /> excad the lesser a�aa�mt. La�der may estnnate;the_a�rsivaf aP F�ids dae on the 6asLs:;i�C"�fm�ent dara and�asonable <br /> �es of e7[p011ditures Of futute FSC�Dw ItejA&�9f"Alh�pI aCC:o[datla Wtth BppI'tc86Ie;T�W;:"::;`�; . ,, ... <br /> .7'be limt�shall be held in an ituticntion• ., c�pqs;ts are insa�tig a fede�ai k iiality,or entiry <br /> n�,},� : ede a age�a�- i�r <br /> ('mcluding I.mder.if l�endef is auch aa,insdtutianYbirin ady:,�edeiat Home I.o�BaaTc. txn�ep��iG�°4�e Funds to Wy . <br /> 1be Fsccow Items. Lender may not chatge Barowu for 1inJ�aad aPP�Y�B the Fi►im3s;:aitnually analyring tbe tacrow <br /> ' iecoval.or verifying tlre Fscrow toe�s.nnless L.ender paY��wer interest on t6e���and'applicable!aw pemats <br /> ir.nder to make auch a chazga However,Lender may nquire.I3i�irower w pay a on�Bu�%.r3i�ge for an independent real <br /> estau tas repoctmg servire used by I.cnder in c�nnection with tlus loan.unless a�plicable fq��p�ovides atherwise. Unless an <br /> agrament is made or applicabte taw requires Inte�est w be paid Lendcr shalt swc bt tequin�3 to pay Bortuwa any interest a <br /> qmings on tt�e PWnds. Bonower and I.ender may agree in writing.however,tf,iat intet+est shali be paid on the Funds. Lender <br /> ahall give to Bortower.withowt charge,an annuat accounting of the Fupds.showing credit,_�nnd debits to the Funds and the <br /> pwpose for whic6 rach debit to the Fiiads was made. 7i�e F�ds are pledged as additiorta��ecurity for all sums saure�t.6t <br /> � this Seearity Insttumen� ° �� `.`��' <br /> If the Fiu�ds h.el�.by l.end�er excxtd the amounu petmiu�d to be.h��{zy applicable law,Lender shall accou�si�_T� . <br /> Borrower fa the,:�,�s in accadance witt��6e requirements of aQgf°3twi'slr.taw. if the amount of Lhe Funds tx��� ,' <br /> i.ender at any.tfi�_/�Rnt sufficient to pay the ESccaw Items vrrhea due;:8,�i�3i:s:fnay so notify Botroweri�,wri6ng,am3:;�, <br /> such case Bamw��4'�I`�aY;�a I�gder the amoiint nec�, tt�tbai�e�'vp�)tte deficiec[r:�t_::$orrowcr sh3ll maice.n�i9i�, , <br /> � �IClE71Cy 1I11f0 tt10It t�Il EWC1Y4'11iI3�1IY pdY111EdT3.at 1.C�IQ�9+;Ei3���'fl1: . . •. ::•; ,..,;::,:; � ' ':' <br /> -.:.� iTpon payrnent in fuU of ait'saiiis'secured by this Security��t„'�?er�slr�16,�m{�tty refund to Borrower prip �;:,`;•;. <br /> :�`�`'''`'` ' Funds hetd by Lender. If.under paragraph 2t.Lender shall acquire or seti��ti:.�operty,L:eiider.prior to the acquisirion or '. �� <br /> ;,;•;:._,:.., , . . , <br /> ``::�':;,::'� sale of the Property.shall apply 2ury Funds held by LenAer at the dase u�':�ai►i�sition or sate as a credit against the sums �•,.�.:..- <br /> '°�''•�� secured by this Sec�niry Tnstrumen� ' '�'�'•':;;�� . <br /> :;;`}';,;"` 3. Applicatloe ot Pf�yments. Unless applicabte law pma�ntes oiherwise,all paymenu received by Lender acu� <br /> ��:;�•-;,.� paragraphs 1 and 2 shaU be applied:fust,to any prepayment drai��i:5,`�iue umder the Nae;second.to amounu payable±�u�,,•. <br /> ,,�',�;�,<`. Qaragaph Z;third.to interest due:fourih,to principal due:ana 1��;:[irany late charges due underthe Note. • ; '. •'� <br /> :.;�.:•. :,: 4. Cliaa�ges; Liens. Borrower shall pay all taxes.asse���u.charges,fines and imposi6ons awilwtabk�ii�.ilu��,'- <br /> ''•"�'� Property which may attain priority over this Security lnstrumen�and leaselidld payments or ground renu.,if any. �s��t+�� � <br /> shall pay these oblIgaGons in the manner pravided in pazagraph 2,or if not paid in that manner.Borrower sha11 pay�►r�z+.��n `<.� '% <br /> Yime dimctIy to the person owed paymenG Borrower shal!ymmpiiy fumisb to].ender alt�foti�es of amounts to be pa'r��.lir:r <br /> � this paragraph. If Borruwer mak��1ltese payments directty.iiuc�swer shall promptly fu.R?i:�"r to Lender receipts ev�d�:i�:ng <br /> �Boi�ro er shatl promptiy disctiarge any liett,�rftich has prioriYy over this Security Instnsment unless Borrower.(a)agrees �';= <br /> in.arriting to the payment of the obligarion secur�i:try the lien m a manner acceptable to Lender.(b)contests in good faith the '�• ' <br /> lien by,or defends against enfacement of the lien fn;tegal pr�edings which in the Lender's opinion operate to prevent the � <br /> enforcement of the lien:or(c)secures from the holder nF�h iikat an agreemenl satisfactory to L,ender subordinating the tlen <br /> to this Sacurity tnstrumen� 1f Lender determInes t1t�t',a�X_'��'ist`(Yce Ptoperty is subject to a lien which may attain priority <br /> over this Securiry Instrument,Lender may give'�citta�r,a:nb�i:t;�(di.�gti6yfig the lien. Borrower shalt s�f�:.�y the lien or take , <br /> one or more of tNe acdons set fonh above withtn`ill)�p�o�1�i�L,ylv,i�o.�nt�cfa��:. •': - , . <br /> S. Hmrd or Property lnsunnca Bortnv��r'sha�l.l��.tttc�ita�iyt�rr��ts now existing orl�e�tz�erected on die. � � <br /> Property insured against toss by fire.haaards included withir�'t�c`tert►i"exltn�l�coverage"andany ottl,ee ti�zards.including � <br /> flovds or flooding,for which Lender requires insurance: 'Pliix insurance ylittlf be:pt�inwf»at in the amounts and fo�the <br /> ,. , �. <br /> , • FoI�13�1a !1!� lpa;�e 2 of 6 p�agtt) <br /> �.. —— <br /> — <br />