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<br /> DEED OF TRUST
<br /> 0
<br /> PARTIES: This Deed of Trnst is made on December 07, 1999 among, the Grantor, STEPHEN J HAYES AND CHYNA N HAYES, S
<br /> HUSBAND AND WIFE("Borrower"), o
<br /> AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br /> Beneficiary,HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND,a corporation organized and existing under the
<br /> laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET,GRAND ISLAND,NEBRASKA 68801 ("Lender").
<br /> CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br /> which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br /> way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br /> "property").
<br /> PROPERTY ADDRESS:4316 CLAUSSEN RD,GRAND ISLAND,Nebraska 68803
<br /> LEGAL DESCRIPTION:
<br /> LOT FNE (5), OF JACK VOSS SUBDIVISION, BEING PART OF THE WEST HALF OF THE SOUTHWEST HALF (W1/2 SW1/2) OF
<br /> SECTION TWO(2),TOWNSHIP ELEVEN(11)NORTH,RANGE TEN(10)WEST OF THE 6TH P.M.,HALL COUNTY,NEBRASKA.
<br /> Located in Hall County,Nebraska.
<br /> TITLE:Borrower convenants and warrants title to the property,except for
<br /> SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br /> contained in this deed of trust and in any other document incorporated herein. Secured debt,as used in this deed of trust, includes any amounts
<br /> Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br /> renewals thereof.
<br /> The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br /> � A PROM[SSORY NOTE AND SECURITY AGREEMENT DATED December 07, 1999
<br /> � Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br /> contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br /> ❑ Revolving line of credit agreement dated ,with initial annual interest rate of %
<br /> All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br /> the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br /> The above obligation is due and payable on December 20,2004 if not paid earlier.
<br /> The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of$24,629.87, plus
<br /> interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br /> covenants contained in this deed of trust,with interest on such disbursements.
<br /> ❑ Variable Rate:The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br /> � A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br /> made a part hereof.
<br /> RIDERS: ASSIGNMENT OF RENTS
<br /> DESIGNATION OF HOMESTEAD
<br /> Pursuant to the Farm Homestead Protection Act,designation of homestead is� attached to this deed of trust and made a part hereof
<br /> ❑ has been disclaimed;the disclaimer is attached to this deed of trust and made a part hereof.
<br /> SIGNATURES: By signing below, orrower agree to the terms and convenants contained in this deed of trust, including those on page
<br /> 2,and in any riders de ribed a o signed by Borrower.
<br /> L��,�LI'Y'�CL �l �.��l.L!.�(,L�
<br /> STEP N J H E HYNA N HAYES
<br /> ACKNOWLEDGMENT: STATE OF NEBRASKA,HALL COUNTY SS:
<br /> The foregoing instrument was acknowledged before me on December 07, 1999
<br /> By STEPHEN J HAYES and CHYNA N HAYES,HUSBAND AND WIFE
<br /> My commission expires G-2 ,�2, ����-� ��� ^ �' � '
<br /> ,��,.. �, �2�L� ��t?'�l_�!�z� (Notary Public) I
<br /> GENERAL NOTARY-5tate of Nebraska i
<br /> III GHERYL L. KOSMICKI
<br /> My�omm.Exp.Marsh 5,2002
<br />
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