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S *. <br /> _ <br /> • t.y' . � .. . . . . <br /> . . ".'__�_-' _ _...,. _'—.. :_' _ _ _ . _ -_-_- " --_-_ _ .' �__. -' _ _ -_. . _ .. <br /> _ _- _ . _ _ _ : -___,__._:- ., _ .. . ' - � <br /> _ ; t. ` ` . . . . .. . .�. . .. . . - �� <br /> � ` . �f,�ff <br /> `. ]Ilf�O�i��1�QM�fC6 +l.��C�[!w`�•"�'i 1�IE�7A�a�a bL '��! ��a�+�0[� - <br /> . . appm+►ai wliid►�WI nat be � ' If Hati+a�r�r faiL oo m�irwin cava�e dea�tiba�allore.L�aider n�►.at � <br /> _ . , i.,eader�opaoe,abhm ca�r�e a p�ea 3.wde�Y��p�he Prcpaty�aoca�d�c nr�h p�cyr�pit a. <br /> �A11 io�r�noe poliado uid i+ei�+�als sir116e,�ccept�bie to I.eocler aod sh�lt incGtde a strod�td tno�t jsae ci�we. T.eoder <br /> s6all h�ve the ri�At W iw�d d�a pdieia aad rme�r�ts. BI.erder requiies.Bocmwes s6�U p�a�ptiy glve to T.eader ai!reaiptt <br /> � oE pid'paemiu�ro aed eeaew�i notices. 1n t�c avrnt of 1oss.Bar:oWer sh�U gtve prdapt natice w the inswa�x.'e c�ier aM <br /> Lsoder. Ltnder nuy mate ptoof of las if not made P�P�Y 1►Y�wa to�sta�ation a iep�ir of <br /> Linkss t�ender aad Boemwer dherwis+e a�+ee in vvritl�.ir�auaoce p�ooeeds shai�be aPP�� <br /> tLe Froperty�mged.iE 15e resta�atioe ac�is s�o�ily�easibk�qe1 l.erider�se�uritY:is'mt ks�auad. If ihe <br /> " resiot�tion a.�ep�ir is aat eoawmicallY f��or L,md�er+�aa.�tity woald 6e kssrned,die tnsun�w�P�o�e�sl�be <br /> applied w tLe s�ms sxuied by tbis Secn�ity I�nuaent.whaber a nat d�en dae�with any exoe.cs p�id w Ba�mwer. Ii <br /> � Bamwer ab�nd�es the Pmpe�ty.or das not answa wit6in 30 days a aaice f�um[.toder that the�nsta�r�oe camer 1es� <br /> of�bred to se�tle s ei�im.t6en Lender may c�liect the inwraoce pcviceeds. Lender muy.qse tho p�oceeds w r�air ac restae <br /> tbe Pro�ty a topay sums aecu�+ed 8y d�is Sec�ttlry Ir�me��Aer or mt then due. 'It�a 30dsy petxxt wili begin wheR <br /> d�.e noticG is g'�va�• <br /> Unkss I�ender snd Banawa atl�ecwise�groe in writin8.anY�PP�+��P��.to princip�l sb�ll not extend a�r. <br /> . postpone the dne date of the inootdlY P�Y�lefe�rod ta irt pua�phs i uid 2 a,ch+u�ge the�uoount of the p►yme�K:. If <br /> , . w�der pusg�pl�21 the Pmpeity is acquirod by Lender,Rcrmwer's aght to�ny��nstuanu�e pulisies aacl Proceeds�alan8 <br /> from damaSs co the ptvpe�tY l�ior ta t6e acquisit�oa stud!p4ss w IRader m tbe e.xtent of tiw sums socuRd by dris Seccnrity <br /> - Inst�urnent iuupedi�oely prior W ttie scquisition. <br /> f� p�p�eR pre�vstiow, �oe a�d Prokction, at tLa Peoperty, Bor.rower's I.o�s AppYcMi�; <br /> LlapEhOtda..Basi�DwEr shs11.4vc9py:est�lblislt,s111d use dfe P�esty�a.S BOaRwCf�s princlp�l n�denCe Witbid sisty days affeE <br /> ' tGe execuuon o�this Secarity lnsamtient aod st�alt continue w occupy tbc PtopRrty�s Bacrowerl�priocip�l reaidenee fa at _ <br /> last oae ye�r afar �e date of accup�ocy. udles4 l.ender otherwise agreas in�s w6ting. wlucb cunsent sh�Q not be <br /> . �u�neasonabty witiiheW.or unkss extenoatiag cinaimsronoes exist v�hich aze,�eymd�Bc,rnower's contmi..Bormwer sl��dl not <br /> drstcoy.d�Be or imp+�ic tf�e Ptvp�rty,�llow tAe Ptopetty to deteiioate.ac cammit waste an the Ptopetty. Bazower sl�ll <br /> , be in default if any fafeinue action ar proceedmg,wLedier civ�a criminul.is:begun that in.l.ender�s good faith judgment <br /> could result in farfeiture of the Pio�perty ar otl�erwise materially imp�it tha,lian.cn�ted bY this Securi.ry Iasstruo�eet or <br /> Lerder's ser�rity inutest. Bamnwer may cvn such a de�,vtit and�emstatc�as providcd in paragraph 18,by causing tha actian <br /> ; or prnceeding co be dismissed witb a nila�g d�a[,in 1 eader s good faith deurminaUOn,P�tudes fotfdwu�e of the BoaowerS <br /> ��-iate�st in the Property or other maurial impairmenc o�'d�e lian crcated by thia Secarity Instt�ment or.Lender�s socurity► <br />' • intene.st. Borrower sball atso be in default if Bomnwer. duting�the loan application pmcess. gave matcrialiy faise or <br /> ' ina�xurate imformation or statements w Lender(or faited to pmvidc Lender with,any material iafamadon}in connectioa with,- <br /> �� : the loan evidenced by the Note,idcluding,but not lirnited to,repr+esentationa caRCemiag Bomawer's occapar�cy of the: , <br /> •::.property as a principal residence. If th'ss Security InsCrn�ent is on a leasehald;BecF*a�-er shull compiy widt all the provisions <br /> o'�xhe lease. If Borrowec aocgecines fcx tide to the Praper�.the teaseiwid and.tt�o.fect�c�e shaU not merge unkss Lendtr ag�ees <br /> : ,'ca tf�e mergea in writiag. ::. . , <br /> 7. .PtoOection ot Lender's Ri�l�m the Property. If Borrower fa�'Is�to perform the covenants and agrcemeats <br /> • contai�se�=i�s�s Security Irutrumea�ur there is:a lega� proceeding.ti►ui may.sigm�i�u�dy affect I.ender's�igMs in the <br /> Praperty(snch as a proc�ding in bankruptcy.probate,for condemnation ar forfeiture or W enfotr:a laws or reguta6ons),then • <br /> 'Lender may do aad pay fo�whatever is neassaty to pmcect the valu8.of tha PlopertY and Lender�s rights in the Ptoperty. <br /> Lender's actlons may inde�d'e payiag any sums secuned by u lien which has priority aver this Securiry Instrument.appeanng <br /> in coon,payin�reasona6:e attomeys'fees aad tntering on tha Property�to muke cepairs.Although Lender may take acaon <br /> ; under this paragraph 7,Lender does not have to do so. <br /> • Any.amounts disbutsed by Lender under this paragraph 7 shaQ become addirional debt of Borrower becured by thu � <br /> Security.Insuume�t. Unless Burrower and Lender agree to othcr terms of payme�u.these amounts shall bear interest from the <br /> ' date•oF disbursement at the Note rate and shall be payabie.with interesb upan aatc�a from Lendcr to Borrower requesting <br /> , payment. <br /> 8. Mortgage Ia�ttaica If I.ender requued mongage insurance as a condition of making the loan secuned by this <br /> Security Instrument,Borrower shall pay the premiums required to mAinksin thd mottgage insurance in effec[. Jf.fa any <br /> neason, the mortgage insuraue coverage required by i.ender tapses or ceases to ba in effect. Hurrawer shall pay the <br /> premiums required to oL�tain.coverage substantiaUy equivalent to the�mattgAge insurance praviously in effce� at a cast <br /> substantially equiva�eac a��e cost to Borrower of the moagnge Insurance prav►ea.�"y in effect.from an altemate martgage <br /> insurer apFrav�d by LertEi,.�e_ If substantially equivatec¢mongage insumnce caverag¢is nat uvail�ble,Borrower sCrall pay to <br /> Lender each rtonth a sum eyual to one-¢welfth of the yeariy mortgage insumnce prer��ium baing paid by Borro�..r when the <br /> insurance ac�erage lapsed ar ceased tu(x ui effecl. Lender will acoept.use and retain these payments as a loss reserve in lieu ' <br /> of moRgage insurance. Lass reservz�:mrents may ao longer ba requined•at the optidn of Lender.if mortguge insnrance� <br /> , covtrage(in the amaunt and fot the perr��.iat Lernder requires)provided by an inswer approved by I,endet agaia becomes� • <br /> avaiiable and is obtained_Borrower sh�',1 pay Ehe prer��.�ans required to muintsdn�morc�tiga insurance in effec�us rr�grovide a <br /> G�ss rescrvc,.until che�ursement fur it�r:�.,3^age ins•,�.ar�ce ends in accordance wid�u�ey wriaen agrcxmont hefita�a�iorrower <br /> ' . �and Lende�oe applicable law. ' ' ' � • -- <br /> ' . q I�tbn. Lender or its a�erc rnay mrdce n�sonable entr_es upon and fnspections af r,T�a Ploperty. I.ender sf�a[£'�: _ <br /> sivc Bor W��s notice at the time of cr gi�r to�n inspection specifying reasonable•rause for the inspection. ,' _ <br /> 10 Condemaati�m'The proceeds of uny award ar claim for damnges.dir�vr consequcntiul,in connection with.imy <br /> . 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