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<br /> ` Iamanau. Atl of the foreaotl�is netea�ed l0 in this SeNrity L�sUU.�du aF the°Propertg:` . .
<br /> 80RROWFR QOYENANCS thsu Bamwei is l�wfs�lly seised of d�e estate haeby conveyed aad has rhe dght w gr�ae ,
<br /> md cmvhc ttit Pt+ape�ry arid ttiat the ptvpaty is wt�ncum6pcM.exaept fQr a�asbiatroes of��ud. Bamower wamnts and
<br /> will defend gener�liy the titk w the Propaty agauut aIl ctaims ud dem�nds.subject w any ec�cumnbnusoes of rocad
<br /> � ` - TIIIS SECIIRTPY INS1'RUMENT rnmb�nes uaiform caveroants for natiowI nse and non-unifam cava�ts with
<br /> ]imitsdvawria�s�yiuri3diaiontaoa�tituteaunifamsecurity insnumm[oovering cr�1 pmp�etly. -
<br /> 1JNIIaRM 001►ENAI�ITS. Boanwer md Lendercoven�oi�md agtee as foliow� �
<br /> �. .��ac rr��a��ewr�.c�.a�a c�: sa���u r��y w►y�a�ei�
<br /> p�ciMt of and imten�st oa the debt ev�denced by the Nocc and anY PrcPaY�l aad late charges due under the Nate.
<br /> • 2 FWdc fir'lLses a�taws�+a Subject w�ppiica6l�law ar to a vmtun vvaivec by I�ender.Bortower shaU pay to,
<br /> I�erider oa tbe day moathlY PaYmaNS a�+e due under thc Note.uim'1 the Note is paid in fup.•a sum l"Fw�ds")far:(a)Y�Y
<br /> t9as md usessmeats which mry�ttaia prirxiry over t�is Senuity lasa�unent as a Gm on the Ropaly.(b)Y�Y���.
<br /> p�ytnp�ts or gramd rmts an d�Ptopaiy. if�y: (c)Ypt1Y h�tard or propetgr ins�anae premiumr. (d)Yeufy.flaod
<br /> �P��+�•��Y.(�}Y�Y�SaBe insunnce premiums.if aay; an�t tt1 anF��Y�bY Baaower to•
<br /> Leader,iw aocordanoe with the provisions of pangraph S,in Geu of the payment of mmtgage insurance�niums '1'frse
<br /> items�te called"Escrow�Items." Leader may.at any time.collect aad hold Fiu�s in an amount not to exaed tl�e mmumnm��-
<br /> � amount a 1p�der for a fodaally reiated matgage loan m�y neq�rine for Bamuwa's escnow moco�nt�mder tha federai Rea1
<br /> , Fstate SeWement.Ptvicedu�es Acc of 1974 as ame�ded fran time to pme.t2 US.0§2601 asrq.("RFSPA").untess arwtt�er
<br /> taw t1�applies w tht f�in�ds sets a lesser amo�nit.,If sv,l�ader may.at any turie,caitect atiW[w�3 Fiutds in auauintmt twt to -
<br /> exooed tlse tesser aaxwn� lender may estimate th�e amount af Fimds due on the basis.of cure�nt data aa��able .
<br /> �cs of expenditures of futwe Escmw Items or�vise in xoordanee wiW applicabte law. ��, .`:` =: ..
<br /> '1'6e F�u�c s6a11 be tietd in an instituEion whose deposits•are.ms�ued by a fede�al agency,Insnummtatia.g!ui:r�irr,��
<br /> (inch�ng l.ender,if L�ender is such an i�titutioa)or in any F+ederal��iome Loau Baak. L.ender sBall appiy th��i.+�pa�;;;;' .
<br /> tbe Escnuw Items. I.ender may not charge Bamwer for hoWing and applyin�t6e Fvnds.anaually analyzi¢��i�+wdiae� '.
<br /> • aocouat,or verifyiri�t6�Esccuw Items. unless Lendei pays Borrower inten�.t on tha Funds ux{applicabT��Taw�permits ,
<br /> L�der to maice such a c4arge. However,Lender may tequi�e Borrower u►pta�•�quua�time charge for an u�dept.real' ':•'-;:__—
<br /> � estate tax repoRing secvice dsed by I.eader in connecuon with this loan.unless�ble latv�pvides othecvvise. Unless•�;�s, --
<br /> , ageemeat is made or applicable law reqajties interest to be paid.I:e�er si�a1( 'Ge requimA ia pay Borrower any internr��-;, ---
<br /> eamings on the I�nds. Borrower ard L�r maY a&ze iu writing.bowever.that interest shaU be pa�d on the Funds. Leu+1�:a� __
<br /> shall give to Botrower.witlaut charge:��n;�atmuaf accau�ting of the Fiinds.showing credits and debits to the.Funds and�ttre _ _
<br /> purpose for wldch each debit to the Funds was maQ� Yhe Funds are pledged as adc6tional security for all w�us;�xured by ��
<br /> 'this Securicy Instrucnent • • . . . ; �:f; .. 4. _
<br /> If tb�fimds held by Lender ess�d the amountc permttte3?rr 4�e 1�eld by appiica6le law,Lender strefI:a�o�;ia..
<br /> Borrou��or'iue exoess Funds in aaoa�ance with the[equiremeaa�:��appl�cable taw. If the ynount of the Funds!��?�'rg�;,
<br /> Lea�era��-rme is not sufficient topay the E.SCrow Items wl�ea':a�iet l�ader may sa notify Burrower in writing,a�:��s -_-
<br /> sucb ca�e.'�Carower sisa}�pay to Lender thee amaunt nxessary to make up tha.deficiency. Bortower s6a11 ma(ce u#c�; �
<br /> � deficia�cy in no more tl�c�ralve montiily yayments,at Lender s sole discretio�, � :° ��;___
<br /> . Upon payment in f,�fid+a�ali s�cs sectued t�y Usis Sec�trity lnswman.�t.,���shatLpcnmPt�Y'tiefuqQ:ti�"�v,�irower amf�, F.-
<br /> . ..�.�unds held by L�mder. If.under p�.~��21.Lender shall acquice or setl the Property.Leadei;:�or q�tb�:ao;�uisiGon.or.�� ���_'
<br /> s�le of the Prope�ty,sha11 apply am��;�-held by L�nder at ttt��of acquisition or saL�,a.0 a c,ra�il�ag�inst tha�sumai••.
<br /> secated by diis Security Instrumeri .� , . �:'' � _
<br /> � 3. Appliatition ot Fayments: �etess appli�:e�law proviftes.otherwise.all paymenis receive3����,'U:hder under
<br /> �atag�aphs 1 and 2 shall ba applied:first;to any grep�'i�ent chaxges due under the Note:second,to amou�!���yable under �_��
<br /> puagr8ph Z;third.to interest due:fourth,to principa��u�and lt�ssti.�p any late charges due under the Note. •�• ,� •-=
<br /> 4. E�a�ge�; Lieas. Borrower stszll pay aA taces.assess.;�nts,charges.fines and impositions att�butable to the ',;_
<br /> Property which may ariain priority over i3�is Security Instrumer.t,�a��.teasehold payments or ground rents.if any. Borrower -
<br /> shall pay these obligations in the manner pcovided in paragraph 2,�:�not�paid�in that manner.Borrower shall pay them on -
<br /> time dinctly to the person owed paymen� Borrower sha11 promptfy ium'ssfi to Lendar All notices of amounu to,be paid under
<br /> Qus puagaph. If Borrovvev makes these payments directly.BoROwer shall prarppi/y�fumish to Lender re�;-�s evidencing •.:,
<br /> the PaYtnents. , :•� �;�?�;:;
<br /> Borraa•er shall promptly dischazge�ny lien which has priority over this Security Instsumont unless Bacrr�.z+�7:(a)agrees , ';�r;.�
<br /> in writing tp the payment of the obligazion secured by the lien in a manner aceeptabte to Lender,lb•}cont�st,s�',�dpd faith��� �•_�_
<br /> lien by.or defends against enforoement of the tien in,tegal proceedings which in the Lender's opinion oper'a:��s�r:aveni tf��- '=��'-.
<br /> eaforoemmi of ttie Nen:or(c)secures from the holder of the lien an ag�eement satisfactary to Lender suf�ac. �d�g the lien f v��;
<br /> io�isSecarity Instntmen� If Lender detetmines�,`ia3 any pace of the Properiy is subject to a lien whie"r m,�r�'�ar."aain prioriry .;�M1=
<br /> rner this Security lnstrument,Lender may give Bohvwer a notice iclentifying the Iien. Borrower�l�Sxt'r5�r.t�tien or take '��`:
<br /> one a moce af the actions set forth abuv:within�10 days of the giv x.^.�•�f notice. • ��.,.�, ;r'�.•
<br /> S. Harud or Piroperty lnsuranc�a Botrower shall keep�ne�provements now exirri:�g c5r i��reafr,at erected on the '
<br /> PropeRy irau�d against toss by f�re,h�ards included within the t�t"eatended ooverage"an3sszy�orhet i�,�,rds,i�luding
<br /> floods or flooding,for whlch Lender requires insu�a�. 7'his insurance shil ibe•maintained ia the zm'a�s�and for the
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