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� . - <br /> � ^� .�_� � -. - - . . . _ .. <br /> �J �.�L <br /> � '��� . .' ' �'Z.C?`` . ' � � .. <br /> _ ',.c'=•"�,``:v.��.� =`;r _ _ ._ <br /> ., _.. <br /> .. . <br />. , .�. . . . - - — — -- - - -- -- <br /> , ,.. .. � <br />-_.. ._. _.. — ,..,,.:�:s_�..�..__.. � '', - — <br /> ..,......w_._s.,,.,�.. _ <br /> � • - <br /> __._ <br /> � - - -. _ :. _ - . .. - <br /> ._. <br /> �-::- -.. . .: _ _ . ...— ._ �._._�..._ - - --- _ _ <br />�S -____ . ..�_ � . . . .-�� _. __� _ .- .__ - _- -_--._ .-._. .. . . ' _ r _ ___._ -."____ ._ <br /> ��i_,- -_ ---�� r . � � ,� .-� <br /> _ . . . , , . ' �� �`�� FNR2:3119-2 .. <br /> ` Iflwanetoei�et�cisethe�onversionpQtioe�Imus�firstmeetcen�incondidons.Thosecondittoatarethat(i)imust <br /> givethel�oteHoldernotiaethatIwanttodost►:(ii�ontheCoeve[sionDate.lmustaptt+einde�aultimdertheNoteortt�e ; <br /> � Se�urity Inswmen�(iii)by a,dau specified by the 1Vote Holder.l must�ay the Note Kolder a conversion fee af U.S. <br /> ` . g :00 , � :and(iv)[must sign and give the Note Holder any documeats the Note Hofder <br /> — � . raqaiies ta effect the conversion. ; ' <br />- B)CakafatloaotFi:ed Wte � <br /> � My new.fixed iaterest rate will be equa)to the Federal National Mortgage Association's tequired net yietd � <br /> a�s of a date and time of day_specifi�d by the Note i�otdcr for(i)if tt�e original term of tbis Note is greater than 15 � � <br />—_ __— years.3Q-year fixed rate mortgages cavered by applicabte 60-day mandatory delivery¢ommitments.plus five- <br />- eisliths of oae percentagc point(0.625�0).roundod to the�earest one-eighth of one petrentage point(0.125�Xo),or <br /> - (ii)if the origina}term of this Note is IS years or less, IS-year fixed rate martgages covand by ap�lIcable 60�day <br />-; mandatory delivery commitments.plos five-eighths of one percentage point(0.6��k),ronnded to the nearest <br /> - ane-eighth oE one p��+centage goint(0.125�c).If this required net yield cannat be determined because the appli- <br />=�> cable com�nitments are not availabte. tbe Note Hotder will determine my interest tate by nsing comgarabte <br />"— ir�'qrp�afion:?tfy awrat�cainilatedunderthis Secdon5 B)will natbeg�eaterthan theMaximumRate statedinSecdoa <br /> - 4(D)above.MY INTEREST RATE WILL NEVER BE GREATER THAN 10.375 PERCEN�. <br />_° . � - {C)New Pa�eat Amoant aad Effecttve D�te . _ _ <br /> -:_-- _�-- _--- :: ; �:::: . . <br /> ,;: <br /> - If I cltoose to exercise the Con�ersion fJpuoa:•t�e Note Hoider will_dFtermine th�ama�of the�monthty <br /> �ayment t6at would be sufficient to re�eag t�e uapa�principaI I am expected to owe ou th�;Co'nve�si�on Date i»� <br /> . .- falt on the maturit�r date at my new fi�i�ii�tei�raue in snbstanaall}�equa}.�iaymenu.T6t nsolt qf chis�u.=-,�;, � - <br /> laUOn wilt be_the new amount of tns�iiqthty p'a'}ryiient. Beginning with my fust monthly payment 3t;�r$e:�' <br /> Comersion Ik��t will pay the new amoun[as my monthly payment undl tl�c Maturity date. ' , <br /> ��� - -Y::� ,. C.TRANS��OF�THE PROPERTY OR A BflVEFICIAL Cy'�EItEST IN BORROWER � <br /> ��� � � � ��� i.IInul Banower�.�eiGises the�Conversion Option under tbe conditions stated in Section B of this Adjast- ; <br /> � <br /> 'able Rate Rider,Uniforrii�venant 17 of the Security Instrument is amended to read as follows: <br />--:� . . . <br /> r-= �•" 'h�ns[pr att6e or a Beneticial Iatecest in Borrovder.If all or any part of the Property or any interest <br /> �" `�`�'�:= <br /> - .;.;��.,�. <br /> :=t-=�-..-: � , in it is sold or transfe�d r if a bene�ciat interest in Borrower is soid or transferred the Borrower is not a - <br /> �.�_ . <br /> - .:: c�atural person)without Lender's prior written consent.Lender may,at its option.require immediute Qayment in <br /> - - ...::.�;.��ill of all sums secured by this Security Instrument.However.this optioa'sball not be exercised b�L.fnder if <br />___ - -- -- ;��..�r�s'sse�s prohihited hy federa!la�v as of the dnte:of this Secarity lnsuament.€xnder atso shall_rwt e��-ise this __ _ _ <br /> � � ' 'eyption if(3�33orrower causes to be submittect ta,Lender information required by Lender w evaluate tT�einE+ended� <br /> __�, "� ;�, . :�, . ,.F�nsferce:a�a�a new loan were being r�3et;tu tho tcansfer.ee:.wd(6)Lender reasonably determines f6at Lend-�., , __ <br />. ;�.�. ,��t�j t .et's security�+�vill nat�be imp��red by cl��iti3a�asst��nption and°that the risk of a breach of any covenant or<: ,.- <br /> F� a�teement in this Secur;?u Instrument is aceeptaL�Ze�u Lender. _ <br /> -.:y.;.��' .;��.`-, . ..r�:. �.. . - <br /> � � '�"'""""� � To the extend permitted by applicable la«:Lender may c6acge a reasonable fee as�a candirian ta Lender's <br />