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200405444 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />i <br />�J <br />(Seal) <br />64MES E NEIL - Borrower <br />r Yz <br />(Seal) <br />SHAWNNA R NEIL - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229689 <br />(M- 6G(NE) (oom Page 14 of 15 Form 3028 1101 <br />m <br />