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99 iii852 <br /> ��� Diana L. Kellogg 2� Home Equity Access Line Rider <br /> 11I�WE3TBANKS N8011-ggg G��I� <br /> ����1 308-389-4203 �NE <br /> ����° 1M0595 <br /> (Open end credit with variable�ate interestl <br /> This Home Equity Access Line Rider is dated 11/2 6/1999 and is an amendment to the <br /> Mo�tgage o� Deed of Trust("Mortgage"J of the same date given by the unde�signed("Bor�ower") to secure Bo�rower's Home <br /> Equity Access Line Ag�eement with NORWEST BANK N�RRA4KA j�]j�TT(�N�T A44C�CTA T TT <br /> ("L ender") <br /> of the same data covering the property described in the Mortgage and located at: <br /> 1101 LTT,T,v WOOD RIV R N 6888� <br /> Property address <br /> ln addition to the covenants and agreements made in the Mortgage, Borrower and Lender further covenant and agree as fol%ws: <br /> 1. The word "Note,"as used in the Mortgage and this Rider, refe�s to the Home Equity Access Line Agreement. <br /> 2. The Note evidences an open end revolving line of credit agreement between Borrower and Lender. The amount stated in the <br /> Mortgage as the principal sum of the indebtedness is the credit limit fo�the line of credit. All advances made at any time by <br /> Lender in accordance with the terms of the Note, and all interest on the advances, sha/l be secured by the Mortgage. <br /> However, at no time shall the principal amount of the indebtedness secured by ihe Mortgage, not including sums advanced in <br /> accordance with the morigage to protect the security of the Mortgage, exceed the stated credit limit for the line of credit. <br /> 3. The Note provides for: <br /> a variable rate of interest expressed as a daily periodic rate equal to 1/365 of an annua/rate of 0.2 5 % <br /> plus the "lndex Raie." <br /> The dai/y periodic rate may inc�ease if THE HIGHEST PRTME ATE <br /> PUBLISHED IN THE WALL STREET JOURNAL 'MONEY RATES' TABLE <br /> (the "lndex Rate'J increases. The initial daily periodic�aie is .023287 %. This corresponds to an annual <br /> pe�centage rate of 8.50 %. The annua/percentage raie will never be more than 18%. The daily periodic rate wi/l <br /> be adjusted on the first business day of every month, using the lndex Rate in effect on the last business day of the prior <br /> month. An increase in the daily pe�iodic rate may inc�ease ihe monthly payment due. <br /> NOT/CE.• TH/S MORTGAGE SECURES CRED/T/N THE AMOUNT OF S 3 0.0 0 0 . LOANS AND ADVANCES <br /> UP TO TH/S AMOUNT, TOGETHER W/TH/NTEREST,ARE SEN/OR TO/NDEBTEDNESS TO OTHER CRED/TORS UNDER <br /> SUBSEQUEN Y RE ORDE OR /L D MO GAGES AND L/ENS� <br /> � <br /> Bonow s s nature Borrower's signature <br /> NC 72Q52 MTG 14-98-2124B4-Jl Pll <br />