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M _ <br />M <br />C <br />z k�, <br />i= D ti <br />= J <br />Return To: <br />WELLS FARGO HOME MORTGAGE <br />3601 MINNESOTA DR. SUITE 200 <br />BLOOMINGTON, MN 55435 <br />Prepared By: <br />WELLS FARGO BANK, N.A. <br />1919 DOUGLAS„ OMAHA, NE 681010000 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 2 8, 2 0 04 , <br />together with all Riders to this document. <br />(B) "Borrower" is RICKEY L LOCKARD AND MICHELLE L LOCKARD, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />0042015909 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />®6(NE) (0005) <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521 -7291 <br />Form 3028 1/01 <br />-� <br />_ <br />o -a <br />c m <br />o <br />c�= <br />z <br />M <br />;; <br />o <br />C=) <br />o <br />, <br />- <br />n -T1 <br />o <br />rn <br />70 <br />O <br />l�J> <br />r 1- <br />C1-1 <br />C� <br />s <br />n <br />CD <br />W <br />•� .� <br />W <br />CI1 <br />z <br />O <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 2 8, 2 0 04 , <br />together with all Riders to this document. <br />(B) "Borrower" is RICKEY L LOCKARD AND MICHELLE L LOCKARD, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />0042015909 <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />®6(NE) (0005) <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - (800)521 -7291 <br />Form 3028 1/01 <br />