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Mail to: <br />Lenders First Choice <br />Frisco, TX 7503 Blvd. #100 200405407 <br />Parcel #: <br />Title Insurer: <br />File No.: <br />DEED OF TRUST <br />Loan Number: 0102225513 MIN Number: 100076600012565408 <br />App Number: 0404291109 <br />THIS DEED OF TRUST, dated April 30, 2004 between <br />_ANTHONY R EMPFIELD and JENNY R EMPFIELD MARRIED <br />(for recording purposes, the " Grantor(s)" hereunder), and Paul J. LaPuzza, Esq., whose residence address is <br />1 Pacific Place, 1125 South 103rd Street, Suite 710, Omaha, NE 68124, as trustee (for recording purposes the <br />"Trustee(s)" hereunder,), provides: <br />WORDS USED OFTEN IN THIS DOCUMENT <br />(A) "Security Instrument." This Deed of Trust, which is dated _ April 30. 2004 will be called the <br />"Security Agreement. " <br />(B) "Borrower(s)" _ANTHONY R EMPFIELD and JENNY R EMPFIELD. MARRIED <br />is/are the grantor(s), sometimes will be called Borrower, and sometimes simply "I" or "me." <br />(C) "Trustees." Paul Lapuaa, 1 Pacific Place, 1125 South 103rd Street, Suite 710, Omaha, NE 68124 <br />are trustees, either of whom may act alone. <br />(D) "Lender." FIDELITY MORTGAGE INC will be called "Lender." <br />Lender is a corporation or association which exists under the laws of the State of Delaware <br />and is the beneficiary. Lender's address is 1000 Woodbury Road, Suite 300 <br />Woodbury, NY 11797 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Mint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(I) "Note." The note signed by Borrower and dated will be called the "Note." The Note shows that I owe Lender <br />($ 137.000.00 ) dollars plus interest. I have promised to pay this debt in monthly payments and to <br />pay the debt in full by June 1. 2034 <br />(G) "Property, " The property that is described below in the section titled "Description of the Property will be called <br />the Property. <br />(H) "Sums secured," the amounts described below in the section titled Borrower's Transfer to Lender of Rights in the <br />Property sometimes will be called the "sums secured ". <br />BORROWER'S TRANSFER TO LENDER OF RIGHTS IN THE PROPERTY <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and <br />assigns) and the successors and assigns of MERS, I mortgage, grant and convey to Trustees, in trust, with the power of <br />sale, the Property described below, subject to the terms of this Security Instrument. This Security Instrument secures to <br />Lender those rights that are stated in this Security Instrument, and also those rights that the law gives to lenders who <br />hold mortgages on real property. Borrower understands and agrees that MERS holds only legal title to the interests <br />granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee <br />for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but <br />not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not <br />limited to, releasing and canceling this Security Instrument. I am giving Lender these rights to protect Lender from <br />possible losses that might result if I fail to: <br />(A) Pay all the amounts that I owe Lender as stated in the Note, with interest, and all renewals, extensions and <br />modifications to the Note; <br />(B) Pay, with interest, any amounts that Lender spends under Paragraphs 2 and 7 of this Security Instrument to protect <br />the value of the Property and Lender's rights in the Property; and <br />(C) Keep all of my other promises and agreements under this Security Instrument, and the Note. <br />DESCRIPTION OF THE PROPERTY <br />I give Lender rights in the Property described in (A) through (1) below: <br />(A) The Property is located at 4004 MANCHESTER ROAD, GRAND ISLAND. NE 68803 <br />Address #2: <br />Address #3: <br />The legal description of the Property is more fully described in the Schedule "A" Legal Description attached hereto <br />and made a part hereof; <br />(B) All buildings and other improvements that are located on the Property described in subparagraph (A) of this <br />section; <br />(C) All rights in other property that i have as owner of the Property described in subparagraph (A) of this section. <br />These rights are known as "easements, rights and appurtenances attached to the Property;" <br />(D) All rents or royalties from the Property described in subparagraph (A) of this section; <br />(E) All mineral, oil and gas rights and profits, water rights and stock that are part of the Property described in <br />subparagraph (A) of this section; <br />Do *20192 - MNEwrl <br />�I <br />