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200405407 <br />FIDELITY MORTGAGE INC <br />PREPAYMENT PENALTY RIDER <br />NOTE AND MORTGAGE DATED _ April 30, 2004 <br />This rider adds a provision to the Note which permits the Holder of this Mortgage to collect a <br />prepayment penalty, notwithstanding language to the contrary. <br />The Debt secured by this mortgage may be prepaid, in whole or in part, at any time. <br />However, should such prepayment be made within the first three years from the date of <br />the loan, there shall be paid to the holder of this mortgage a sum equal to 5* of the <br />amount prepaid. <br />A year is defined as twelve (12) consecutive months. <br />R EwlpFIELD <br />Dated -April 30, 2004 <br />Doc 420918 - AMTPARID <br />