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4' <br />200405395 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />(Seal) U �C� �� -l�s� L (Seal) <br />WILLIAM PAULSEN - Borrower TINA PAULSEN - Borrower <br />(M-57R (0008) <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Page 4 of 4 <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Form 3170 1/01 <br />