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99 1�1767 � <br /> Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any <br /> governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law <br /> of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that � <br /> any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take <br /> all necessary remedial actions in accordance with Environmental Law. <br /> As used in this paragraph 20, °Hazardous Substances" are those substances defined as toxic or hazardous substances by <br /> Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic <br /> pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in <br /> this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that <br /> relate to health, safety or environmental protection. � <br /> NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br /> 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach <br /> of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless <br /> applicable law provides otherwise). The notice sha❑ specify: (a) the default; (b) the action required�to cure the default; <br /> (c) a date, not less than 30 days from the�tate the notice is giv�n to Borrower, by which the d�i`ault must be cured; and <br /> (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums � <br /> seeurecl by �#is�ec.�urity Instr►nfilent and sate vf-th�Property. i'he notice shall further inform Borrower o£the right to <br /> reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any other <br /> defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, <br /> Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument wi,thout <br /> further demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be <br /> entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited <br /> to, reasonable attorneys' fees and costs of title evidence. <br /> If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the � <br /> Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to <br /> the other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public notice <br /> of sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell <br /> the Yroperty at public auction to the highest bidder at the time and place and under the terms designated in the notice� of <br /> sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the <br /> Property by public announcement at the time and place of any previously scheduled sale. Lender or its designee ma,y <br /> purchase the Property at any sale. _ <br /> _ L1pon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the _ <br /> Property. The recitals in the Trustee's deed sball be prima facie evidence of the truth of the statements made therein. <br /> Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of <br /> sale, and the sale, including the payment of the Trustee's fees actually incurred, not to excee�� > Of 50.Q0 Of ��2 % <br /> of the principal amount of the note at the time of tbe declaration of defa�lt, and reasonable attorneys' fees as permitted <br /> by la�v; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to <br /> it. <br /> 22. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br /> reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this SecuriCy <br /> lnstrltment to Trustec. Trustee shall reconvcy� thc Property withouY warranty ar.d without ch.�rge tci thc pe�sc�n <�r �cr�<�m Icgally <br /> entitled to it. Such person or persons shall pay any recordation costs. � <br /> 23. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to <br /> any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without <br /> conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein <br /> and by applicable law. <br /> 24. Request for Notices. Borrower reques�s that copies of the notices of default and sale be sent to Borrower's address <br /> which is the Property Address. <br /> 25. Riders to this Security Instrument. If one or more riders are executeci by Borrower and recarded together with this <br /> Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement <br /> the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. <br /> [Check applicable box(es)] <br /> � 0 Adjustable Rate Rider 0 Condominium Rider 0 1-4 Family Rider <br /> [�Graduated Payment Rider �Planned Unit Development Rider � 0 Biweekly Payment Rider <br /> 0 Balloon Rider 0 Rate Improvement Rider � Second Home Rider <br /> � V.A. Rider 0 Other(s) [specify] <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and <br /> in any rider(s) executed by Borrower and recorded with it. , <br /> W itnesses: <br /> X � <br /> � �1.'-�t, � ��� (Seal) <br /> — - - — - -- 618Y-e�tee A. BY'G-v" -Borrower <br /> �_- _ <br /> � � X ��c s..,� �n `— �c C��y„! (Seal) <br /> Rae Ellen Brooks -B�«�w�� <br /> (Seal) '`T.—��C�.t� �,����. e..�. �"�,�'J ►��j?_ C� (Seal) <br /> -Borrower ,�� �C�, -Borrower <br /> STATE OF NEBRASKA, County ss: H a 11 <br /> The foregoing instrument was acknowledged before me this 12 day of 0 c t o b e r , 19 9 9 > j . <br /> by Clarence A. Brooks and Rae Ellen Brooks , husband and wife • , <br /> Witness my hand and notarial seal at G rand I s land , Ne . in said County, the date aforesaid. <br /> My Commission Expires: ^ � _ -, <br /> r e c. 2 3, 2 0 0 0 ��� GEMER lA NOTARY•State of Neb►aska N°tary P"bn` <br /> 4 VICKI GOETZ <br /> . ,� ` , My Comm,Exp.Dec.23,?000 <br /> ,,.,, ,:.� c,...., �n�u aion <br />