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200405394 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />(Seal) 1—J a C.`. 0t _ �C ti 1 .� <br />"� (Seal) <br />WILLIAM D PAULSEN - Borrower TINA M PAULSEN - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />— (Seal) <br />- Borrower <br />(M©57R (0008) Page 4 of 4 Form 3170 1/01 <br />