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<br /> DEED OF TRUST
<br /> DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is November 4, 1999. The parties �y
<br /> and their addresses are: a
<br /> TRUSTOR (Grantorl: �
<br /> JEFFREY S. WESTERBY o
<br /> 4215 UTAH AVE
<br /> GRAND ISLAND, Nebraska 68803
<br /> JOLYNE M. WESTERBY
<br /> 4215 UTAH AVE
<br /> GRAND ISLAND, Nebraska 68803
<br /> TRUSTEE:
<br /> THE OVERLAND NATIONAL BANK OF GRAND ISLAND
<br /> Financial Institution
<br /> PO Box 1688
<br /> Grand Island, Nebraska 68802-1688
<br /> 470261795
<br /> BENEFICIARY (Lender►:
<br /> OVERLAND NATIONAL BANK OF GRAND ISLAND
<br /> Organized and existing under the laws of the United States of America
<br /> 304 West 3rd Street
<br /> Grand Island, Nebraska 68802
<br /> 47--0261795
<br /> 1. CONVEYANCE. For good anci vaivabte cons'rtie7�tion; ttre receipt and sc�fficiency of wtrich is ackrrowledged,
<br /> and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably
<br /> grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following
<br /> described property:
<br /> Lot 9, Capital Heights Eighth Subdivision, City of Grand Island, Hall County, Nebraska.
<br /> The Property is located in Hall County at , , Nebraska .
<br /> Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and
<br /> riparian rights, wells, ditches and water stock and all existing and future improvements, structures, fixtures, and
<br /> replacements that may now, or at any time in the future, be part of the real estate described (all referred to as
<br /> Propertyl. This Security Instrument will remain in effect until the Secured Debts and all underlying agreements
<br /> have been terminated in writing by Lender.
<br /> 2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one
<br /> time will not exceed S20,173.30. This limitation of amount does not include interest and other fees and charges
<br /> validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br /> the terms of this Security Instrument to protect Lender's security and to perform any of the covenants contained
<br /> in this Security Instrument.
<br /> 3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts:
<br /> A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and
<br /> replacernents. A �romi:;sory rote, dated November 4, 1999, from Grantor to Lendes, in the amount of �
<br /> S20,173.30 with interest at the rate of 8.0 percent per year maturing on November 23, 2004.
<br /> B. Sums Elcivanced. Aii surns advanced and expenses incurred by Lender u�sder the terms of this Secu�:ty
<br /> Instrument.
<br /> 4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when due and in
<br /> accordance with the terms of the Secured Debts and this Security Instrument.
<br /> 5. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the estate conveyed by
<br /> this Security Instrument and has the right to irrevocably grant, convey and sell the Property to Trustee, in trust,
<br /> with power of sale. Grantor also warrants that the Property is unencumbered, except for encumbrances of
<br /> record.
<br /> 6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or other
<br /> lien document that created a prior security interest or encumbrance on the Property, Grantor agrees:
<br /> A. To make all payments when due and to perform or comply with all covenants.
<br /> B. To promptly deliver to Lender any notices that Grantor receives from the holder.
<br /> C. Not to allow any modification or extension of, nor to request any future advances under any note or
<br /> agreement secured by the lien document without Lender's prior written consent. /
<br /> JEFFREY S. WESTERBY �
<br /> Nebraska D�ed Of Truat Initial ��
<br />� NE/2hearc057C000000000000001200000013n4 m1996 Bankers Systems,Inc.,St.Cloud,MN �`
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