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200405371 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />�- (Seal) <br />WAYNE A I ENS - Borrower <br />—(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />1 r (Seal) <br />CAMILLE M WIENS - Borrower <br />C•822R (0008) Page 4 of 4 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />229688 <br />Form 3111 1101 <br />