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200405362 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />a <br />STEP IE J H CK rower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall <br />The foregoing instrument was acknowledged before me this 27th day of May <br />2004 , by STEPHANIE J CHERECK <br />Witness my hand and notarial seal at Grand Island <br />County, the date aforesaid. <br />X QU "MyABY_8WofN**ka8 a <br />MOMOLDERTSON <br />MrCMftUv14= <br />Notary lic MI1F GILBERTSON <br />My Commission Expires: <br />(WAR(NE) (0305) Page 8 of 8 <br />T <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />County ss: <br />in said <br />