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200405351 <br />BY NING B OW, 'jy ower accepts and agrees to the terms and covenants contained <br />in this Se ity nstrumen and in ide r executed by Borrower and recorded with it. <br />- B rower - Cind Spiehs - Date - <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />