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<br /> - � Tt3LiET1-!ER WITf 1 alf thc imprnvcmcnts nnw or hercuftn ercctrcl cx�ihe pr��+eny.und all cauntcnt.,uppurlcn+uuc., �
<br /> arni fixturex naw on c�n:afrcr p pwn nf thc pmpeny. All rcpluccment�und udciitiuns hhull ulw bc covcred by ihi++Sccurity
<br /> - Inctrumcnt. Ali of thc faregoing ix rcfeRCd to in thi�5ecudty lnstcumcnt rz thc"Property."
<br /> BORROWBR CQVENAN7'S thut Barruwcr is luwfully xciscd af ihc c�tutc hcrcby convcycd und has tl�c right to grunt
<br /> as�d convey the Property nnd that the Property is unencumbered,except for encumbrances af mcord. Bonnwer wurrantx und _
<br /> = will defend generdly the tide to the PropeAy ugainst all cluims und demands,subject to uny encumbr:►ncex of recard.
<br /> �����ll� THlS SE�'URITY INSTI?�.►MFNT combines unif�rm cavenents far nutionul use and nan-unifurm covenunts with
<br /> a`� timited v�►ria�ions by jurlsdicticxi to constitute a uniform secunty instrument covering reul pru}�riy !�
<br /> "�����I UNIFORM COVENANTS. Borrowcr nnd Lcadcr covenant nnd Agrce us foilows:
<br /> --- 1. Payment ot Principal And InteresN Prepayment s�nd LAte Chargea. Borrowcr shull promptty puy when duc thc
<br /> principal of and interest on the debt evidenced by the Note nnd nny prepayment and latc churges due unde�the Note.
<br /> – �bi=�-� 2. Funds for'lhxes and InsurAnce. Subject to applicablc law or to a written waiver by l.ender,Borrower shall puy ta
<br /> - -- --,.�,�
<br /> ����,:.�� Lender on the day monthly payments arc due under the Note,un�il the Note is paid in full.a sum("Funds•")for.ta)year y
<br /> --_ - - taxcs and assessments which may attain priority aver this Security Insuument as u lien on the Proparty;(b)ycarly Ieaschold
<br /> � ��_���" payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood
<br /> �.:�� insurance premiurns,if any; (e) yearly martgc�ge insurance premiums, if any; and(f� any sums payable by Borrower to
<br /> !!;'"!h,,-,...,. Lender,in accordance with the provisions of parngraph S.in lieu of the payment of mort�age insurance premiums. These
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<br /> ti items arc called"Escrow Items.' Lender mny,at any time,rollect and hold Funds in an amount not to exceed the max�mum
<br /> ,�,�t�:;:'�'',�. ,. �
<br /> --, ,,;_,r��;:, amount a lender for a federally related mongage I�an muy require for Borrowers escrow account under the federal Rea w
<br /> "�"'" '�'•?�;;� ..•h�e' Estate Settlement Pracedures Act of 1974 as amended from time to time,l2 U.S.C.�2601 et srq.("RBSPA"),unless unother =::
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<br />;�•�;��. ,,.,;;.;,�t �t�,;•;.r� law that applies to the Ft�nds sets a lesser amaunt. If so.Lender may,at any time.collect and hold Fun s n an amount no o ��_
<br /> .; <<,�i���;���, exceed the lesser amount. Lender may estimate the amount of Fl►nds due on the busis af current data and reasonaMe � _
<br /> % � 4� •�('� estimates of expenditures af future Escrow Items or otherwise in accordance with applicable law.
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<br />•. ,,,,:,,,�;,�,�.,,; The Funds shall bc held in an instituGon whose daposits ure insured by a federal agency, instrumentality, or entiry
<br /> -„�;, ` '� �'' •� (including[.ender, if Lender is such an institution)or in uny Federal Home I..oan Bank. Lender shall apply thc Funds to pay —
<br /> t '� . the Escrow Items. G:nder may not charge Borcower for holdins and appiying the Funds.annually analyxing the escrow
<br /> +• �.`���. uccou�t,or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits
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<br /> ��� �?: ;•��r• Lender to make such a charge. However, Lender may require Borcower to pay a one-time churse for an independent reu
<br /> �'�:
<br /> ;xs,,. .:.r�r�;��'� estnte tax reporting service used by L.endcr in connection wlth this loan,unlesz applicu�lc luw p p ides otherwis� Unles�an
<br />_ ��~�.,�� ,.•;:• agrecment is madc or applicable law requires intcrcst ta bc paid,Lcndcr shall nut be rc uircd to a Horrowcr un intcrctit or
<br /> � � ,;ti , .`� eurnings on the FLnds. Borrowcr und l.ender may agrce in writing.ix�wevcr,thut lntcrcxt�hall bc puid on thc Funds. Lender
<br /> . -, �.'::_;�°'•,,• shall give to Rortower. without churge.an unnual uccaunting of the Funds,showing creditx unJ dehitx to the 1=und�und the �
<br /> ,, ; purpo�e for which e�ch debit ro the Ft�nds wa�made. The Fundr :ue pledged a+udditionul secur8y for ull sumx secured by
<br />=_ ` ' thix Security Insttumont.
<br /> - �1Y���r:L�t�':.t�w� � If the Fl�nds held by Lcnder cxrecd the amountx perniitted to bc hcid �+y appiicnbir iuw. Lcndcr .i�uii :�c�ount to •
<br /> .�::�t�::,..,'.'.. ,� , Borrower for the exces� Funds in arcardunce with the reyu�rcments of applirable luw. If the�mount of the Funds heid by
<br /> ='�� �tK,�. l.cnder at any time is nuc Rufficicnt ta pay the Escrow Items when due,Lender may+o notify Borrower in writing,und,in F_
<br /> �`"��'�� such case Borrower shall pay to Lender the amount neces:,nry to make up the deficiency. Borrower shall muke up the
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<br /> ,r+r�•.t-3..��••'��.• •• deCclency in no more thun twelve monthly paymcntr:.at Lender's sole discretion.
<br /> �;.�=,i� ., . ; Upon payment in full of nll sums securcd by thix Securiry Instrument,Lender shnll promptly refund to Borrower nny e
<br /> Funds held by Ixnder. If,under paragraph 21,Lender shall ucquire or sell the Property,Lender,prior to the acquisition or �-
<br /> •;.����� , . , sale of the Property,shall apply uny Funds held by Lender at the time of acquisition or sale as u credit against the sums
<br /> F.r.;_,..•. secured by this Security lnstrument. R`-
<br /> - �•� 3. Application of Payments. Unless applicable luw provides otherwise, all payments received by Lender under �'
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<br /> 't+.� � •' paragraphs 1 and 2 shall be Applied:first,to any prepayment charges due under the Note;sewnd,to amounts payable under
<br />� ���`;�.�_;:�` `" paragraph 2;third, to interest due;fourth,to principal due;and last,to any late charges due under the Note. ��
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<br /> •��:��.�'•� • .' 4. Cbarges; Liens. Aorrowcr shall pay all taxes, asscssments, charges, fin�s and imposition5 attributable to the
<br /> �„- ""'°""" ' :'��.° Property which may attain priority over this Security Instrument,and IeASChold payments or ground rents,if any. Borrower
<br />'.',•'�:, . �'�'� � �.��r:,: shall pay these obligations in the manner provided in paragraph 2,or if not paid in that manner,Burrower shull pay them on ��
<br /> , '.�`�?i�:` ` ' time directly to the person owed payment. Borrower shall promptly fumish to Lender uU notices of umounts to be paid under
<br /> •,'t;�;'?' r• - this parngraph. If Borrower makes these payments directly. Borcower shaU promptly furnish to Lender receipts evidencing ��
<br />-;� •�;:�""." � the puyments.
<br /> `� ' Borrower shall promptly disch:vge any lien which hus nriority over this 5ecuriry Instrument unless Bonower:(a)agrees
<br /> � -r'°": .: � in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender;(b)contests in good faith the
<br /> lien by,or defends against enforcement of the lien in,legal proceedings which in the Lender's opinion operate to prevent the
<br /> �•T: ' :.� '�-"iF � ,•�•� enforcement of the lien;or(c)secures from the holder af the lien an agreement satisfacrory to Lender subordinating the lien --
<br /> _ ',�r::.- to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority �
<br />- �:= over this Securiry Instrument,Lender may�ive Borrower a notice identifying the lien. Borrower shall satisfy the lien or take �=
<br /> ����•�•ri'�;;:'� orie or mon of the actions set forth above within 10 duys of the giving of notice.
<br /> ,"'.�;;i�"� • S. Hwu►rd or Property Insurance. Borrowcr s6a11 keep the improvements now existing or hereaftcr erected on the
<br /> �•+" '� Property insured against loss by fire,hazards included within the tertn "extended coverage"and any other hazards,including --
<br /> �:;.,�-�s �,, • ,�:�:.,_--• "''". floods or flooding.for which Lender requires insurance. This insurance shall be maintained in the amounts and for the �
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<br /> --��- x;�.":`k: Form 3021i 9I90 (paSe 2 ofe�K�s� II
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