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200405343 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />David L Richardson - Borrower <br />Z "i y/1� (Seal) <br />Rachel A Richardson - Borrower <br />(Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 28th day of May <br />2004 , by David L Richardson and Rachel A Richardson, Husband and Wife <br />Witness my hand and notarial seal at Grand Island in said <br />County, the date aforesaid. <br />GENERAL NOTARY. State of Nebraska __ l <br />SHERRI L. O'cALLAGHM <br />myCOM. � SOAt 28, 2001 Notary Public Sherri L O' Callagha <br />My Commission Expires: 09/28/200 <br />1862333 <br />- 4R(NE) (0305) Page 8 of 8 <br />m <br />