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<br /> ADiJUSTABLE RATE RIDER ���9
<br /> - -- --- ��Y�T���.�.�� 93:
<br /> TNIi ADJU!{TArl.11 RKIE NIDB�N Msd�thU__.Z,�___d�y ot.____ NOVNI�]fT .N 93 _.
<br /> .�w����ora«�a iMO.�a�.0�a�na�o.Ma�e.aa w��au�n.iwonw•�t�d of TruM�al�cutMy Wrd 11M���«u�t�r�nNn�w�nr�►ot
<br /> tM wn�IMr{Iw�dY tM wdw�ymd(Uw"brrowrr"1 to w¢un btrow�r'�AdJwt�bN R�u�NcN�(�h�"Nat"1 to
<br /> __ -- ��(IIN o�MdR°)of lIM Mwf dM�Old CW'Q1�{iM PfCplflY dMCtib�d ill 11N fAewNY 111NtYIN111t alld bCM�d att
<br /> _ �,�,��,^ 1322 North Stwrmen Place� Grend Island� Nebraska _
<br /> - - �.�,.���
<br /> -- (Pcoperty Add�at)
<br /> - --_= TMM rot�co�W� prorYlor aMowi� ta cY�� IR ey i�tawt e�te�M �y wo�tMiy
<br /> -----.---�_.,._� p�y�uta.TU�rot�dw QMIU tM�wo��t�y I�t�nst nn n�cY�y�q�q o�e q�e aM
<br /> ,���,.,_,��,v�,� sMo tlw�1�t�M���i tIN�M�l�w hq 1�wt My.
<br /> ���'�"�"{`•'�'•�°� ADDITIONAL COVHNANT9. In addition to the covauau and airamentc muk in the SccuNty Iruttuineat.Borrower tnd i.ender
<br /> ---_= furtt�covenu►t and qrce u fotlows:
<br /> �F J A. IN7ERFB1'RATL AND MONTHLY�AYMEPiT CHANCES
<br /> ___ .�, �f `' The Note pravlda for an INtttl interat nte ot 6•� Mr.S�ction 4 ot the Note provides ta chaa�a in the lnterat rate aad ths
<br /> �'� .�N moatblY P�Y�a.as followi:
<br /> �•��'�t��. �t(,
<br /> �,::•
<br /> ��;�. �r����''�Yt`""%}f!�a���'n ' �. /M8R6ST RATE AND MONTNLY P.4 YM£NT CHANG£S
<br /> �:r �'•�/r.C��. �..,,�,
<br /> ; `• ,S.'��t!1��;..:•,�.nrt,�f (Al CM�LeDda
<br />-• 'i •;"�,�t�;t5.,��'',j ri.�.�;" �interat rate 1 will ma clui e on the first da of L�eCember 9lt
<br /> �' �i� ' ;.,;...: . P�Y Y nt Y .19 ,and on that d�y every -
<br /> � '''��'"!:,f`�: ��-� ,�we3 v e montlu therafter.F�ch d�u on which m interat rnte coutd chtnaa is callai a"Ch�e D�te."
<br /> . � .�� �. ���w , Y
<br /> � � ��y.r�;;;;;,,;.r,'}.,`::� , �o� �rw.�.+�
<br /> ..�.s; ,. . .:... �
<br /> "���` �*�+.��!���!!�;���. Be�Innin4 wlth the flnt Chanae Date,my interat rate will be based on an Index.The"Index"Is the wakly avera�e ykid on United Suta
<br /> ���'..
<br /> ;��, ..,4::.,r�.tw.
<br /> :�. " ', �{`;; ,, . Trasury secudda adju:ted to a constant matu�ity of 1 yeu,as mul¢available by the Federnl Raerve Bwrd.The moat raxnt Irtdex fi�ure
<br /> , �:�, �.���`�.,.� ��•"�. availabk u oPthe d+Ue 45 dsys befo�e eacb Chan�e Date is alled the"Current Index."
<br />__ ' . /,'J';:I,j.��.,� ,.
<br /> - ��!•� `'`'�:° It tMe Index is no Ionjer�vwii:ble,the Note Holder wfit chaose�new indeu which b b�aed upon compuable lnfornutbn.The Nots
<br /> '-' ':�''."��ij.' ��s�i;�;,
<br />,.;(;;, .:(:�,:f;;ji,,,���,...:11i;�r,��' HoMkr�ill�ivea�e�oticeofth(:choioe. -
<br /> + t•, r�ii{,y _
<br /> '�f.-'-- -�!(�1.�5'�...- Y:�1tF��_:. /(:1 (`-dtd�M��M�!�JS�!! -
<br /> .i;:;',�� ��t lhree and one/half
<br /> � •, Befue�a�h Cfw�e D1�ta,the Note Holder will calculate my new interest rate by�ddin� petcentaQe
<br /> " � �� •�'��-i`'' poinu( • SP)to the Currrnt Index and roundin�to the nearat!/8th of 1�Ai,:ubject tA the limiu�utted in Section 4(D)beiow.
<br />• � "�` Tht�rounded amount wiii be my ncw interat ntc until the next Chnn�e L�te.
<br /> . • The Note Hoider wlll then determine t6e Amount of thc monthly payment that would be suff cient to rspay in full the princlpal I om
<br /> . ; expected to owe on eh�t Ch�n�e Date in substantiatty equAl paymenu by the maturlty date ut my new interat rate.'fhe rault of thic calcutadon
<br />- ; . w1U be chenewunount of my monthly payment.
<br /> (D) Wt4 oi I�ten�t ILtt CA�w�nt
<br /> � 41'i�intaat nte 1 un required to pay at the first Chan�e Date wfll not be areater th�n a•75 �tBTo��@nt
<br /> _�' �Ib.Thercafter,my rotcrat�ate will never be increased or decreased on any iin�le Chanae Date by morc than
<br /> �'. � Z• from the nte of Interest 1 have been p
<br /> . � payinQ foe the recedin�twetve montlu.'�lie��imum inurat rate on th(s laa will never be
<br /> ,,�' In�than ��nd�he maximum interat rate wiil never be�re�ter thrn ' M�.
<br /> _ , i tq Etfeedve D�te ef CM��a .=
<br /> � My aew intaat r�te wili become etfective on euh ChanQe Date.t will pay the amount of my new monthly payment beQinNns on the Cnt -
<br /> maKhly pyma�t date�Rer the Chan�e Date until the amount of my monthly payma►t chanpes aQain.
<br /> f' ` tF� Noqa ot t��s
<br /> � 7'Ne Note Hoider will mail or deliver to me a naice before each Chan�e Date.The notice will advise me of:
<br /> , (i) the new interKt nte on my Iwn as of che Ch�n�e D�te;
<br /> _. ��:�, (ii) the unount of my monthly p�yment followina the Chan4e Date;
<br /> , � (iii) any addiNonal matten which the Note Nolder is requfred to disclose;and
<br /> 't �� (iv) the addreu of the auociation you coutd conact reW��din�any quations about the adjuatmenc notice.
<br /> �,, ;.
<br />- j�`: S. CHARGFSi I.IENS
<br />��� . � Udform Covuunt 4 ot the Socurity In�trument ic unended to read as foliows:
<br /> _-"�=�1. y 4. CY�ep;IJer.Horrower shalt p�y all taxa,�sses�ments,and aher charaa,fina,and impo�itions atcributab�e to the Property which m�y
<br /> •`��_y�_; uhin�pr(ority over this Security Instrummt,and lasehold payrnents ot jround rena,if any,in the manner provided under pua{raph 2 hereof _
<br /> _ ' a.if not p�id in such manner.by Bortower makin�p�ymene,when due,dirccNy to the paya thereoL Bortower�hail prompely fWrni�h f.eader
<br /> . ,l aU nadoa of amount:due under ehi�pu�nph,and tn the event Borrower shnll make payment directly,Borrower sh�ll promptly furriish to
<br /> '•��„ti�,, .: , Llll�k�rOCtipb tvidenCl�ftiCh p�yO�tOfi. Horrower shall promptiy dlschnrQe any Ikn which Mu prioHty over thic Securiry Instrumenr.
<br />-- ..-y. _:� however.Borrower:hail na be requircd to dischar�e any iuch Ikn so IonQ as Borrower:p)slull aQrce ie writins to the qyment of the
<br /> �..:";�;:;. . oWi�tiontecured by such lim in the manner accepable to Lendtt;(b)shdt in Qood f�ith mntat such lien by,or defend aydnst enforcement of
<br /> '��'�'� � wch Ikn in,le�at proccedinµwhkh in the inion of Lender P opaty or�ny
<br /> __ • y�.;;:'�"'. op operate to revent ttK enforammt o[the lirn or forfdturc ot the Pr .
<br /> ' -�% put tiKraof; a(c)stuiU�ecuro from the hotder of sueh lim an�reement in a form uti:faetory to Lender subordlnadt�wch ilen to thf:
<br /> :� Se�vrity Io�trument.
<br /> �� 1�I.dldlf�'IlRNfIli tlHt�II Of atty p�rt O�tilt PIODtftY If fUI1�lCt t0�IId1 wh3eh maY att�ln a nrleritv nv�r thie Gruriro Inetn�rnwne
<br /> --�_ � I.ender stwU sive Borrower�notioe identifyin�such Uen.Horrower�h�ll satisty such lirn or nke one or mwe of the tcdorts set forth above
<br /> wit6io taidaYsottheavin=of thenotke.
<br /> -�'° C. NO�IiCB
<br /> Uoiform Qovemat 14 of the Security Instrunxnt is�aended to rad u follows:
<br /> 11. NMMoe.Euapt fa�ny notiee requiced under�ppUabk law to be�ivrn in anaher m�nner,(a)any notia to Bortower provided for in this
<br /> '� Savrity Iourwoeot shall be�iven by deliverin�it or by m�ilinj it by flnt clas�m�it to Borcower�t the Property Addrcsi or at such other addnss
<br /> +s Borrowa mty desi�wte by naia to l.ender a provided herein,and(b)any notioe to t.ender sh�ll be�ivea by fint ciw m�fl to Lender's -
<br /> �ddraa autaf ba+eia a to wch aAer addreu u t.ender may dat=nate by nata to Horrower as provided 1�tein.My nata provWed tor in this �
<br /> Secvcity latruoroot th�l be deemed w bave bau�ivea to 8orcower at Leader whea�tvea ia tbe af�aer dpt�nand Iwnia.
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