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<br /> -- 'COC3ETHE'R WITH �II tho improvcment�now or het+after erocted on oh�propeny. �nd�ll ea�e�r�ws.�ppurlemnoea,�nd
<br /> flxtuoa rw�w or heroifler � p�tt nf the PropenY. All repl�entr �nd Klditiwu�twll xlw be oavarod by thl� 5ocudty
<br /> Itwt�umcm.All uf the fu��{ain�is r+�fertod tu in tbi�5ocurity lnurument+�r the 'E�upeny.'
<br /> BUR.ROWER COVENANTS t1uM Borrower is lawfully reiKxi uf the cauto hereby ronveyal rnd hw the ri�ht ta�rant�s�d
<br /> - s==— � oonvey thc Propeny snd tFul the Pmpeny i+�unencumberod,exaept fix encumbrarwa uf rocurd. Hormwer ws�raaa and wlii
<br /> defend Qenenily the tide ta the Pn,peny u�+►ii:ist vl cl�inw�nd demrixlr.wbjal w�ny en�vmbruices uf rocord.
<br /> — TNIS S�CURITY INSTRUI►:ENT combines unifarni rnveruuus fur natkx�rl u►e uid nun•unifixm uove�s with lianitad
<br /> v�riatfau by jurisdiction to constitutc�unif'urm savrity inxtrumcnt rnvetins reyl prc�petty.
<br /> - UNIFORM CnVENANTS.Barn�wer and Lendcr mvenant wnJ�Qree ar fi►Ilawa:
<br /> - — ,�,� l. 1'�ymeut ot Principal�ad Ittteasti �'r'�P�Ya�rat wHl l.�ir CIWr�rr�. tiurruwer slwll pr�oipdy �:ty whcn Juc tl�c -
<br /> --- —
<br /> ,.-_----_-- _—- -_ princip�l aP atd intercct on the debt evklcnood by the Nate wd u►Y PrcP+Wrne�t arwi lek chuYcx due u�xier the Nac. �
<br /> �_ 2. FY�nd� for Taxes�ad Imurance.Subjxt ta applicYble I�w or to �written waiver by[.c�xler, Born>wcr�iwll p�y tu -
<br /> Lencter on the day monthly p�yments are duc undcr�hr Note,until the Nae is paiid in ful l.�wm("FunJs"1 for:la)ycarly taxa
<br /> -- md acsessmcnts which may Att�in priorlly ovcr thi�Security Ir►strument ac u Itcn nn the Propeny:lb)ycxrly Iw.+eiwid prymenn
<br /> '�"�'°�°° or ground rents on the Pmpetty,if any;(cl yearly twr.urd or property inwrance premiums;(d)yeuly flaud insurance prcmiums,
<br /> �'��"'"-`"�"""'!"� if any:(e)ycariy mnrtg�ge insurance premiums, if any:u�xl(�wiy wnu p+y�ble by Bcirrower to Le►xier, in:ucord:mre wlth
<br /> �..�.,o,m�,���
<br /> � the provisions of paragcaph 8, in lieu of tihe paymene of mortgage insur�►ce premiunu.Thcse itenu a�+c scmw tems."
<br /> � Lender may, �t any time. rnllect and hold Funds in an amount not to excoocl the n�axinwm ;un.wnt a lender for�fodrrally
<br /> -- ____ rciatod mongage Ic�an may require for Borrower's escrow xrnunt undcr the federul Reul Estate Srtdement Proredures Act of
<br /> , °° � 1974 as anumded from tinx to dme. 12 U.S.C.Section 260t et seq. ("RESPA"), unics�m�nthcr law that applles to the Funds
<br /> =,'',µ '�� I! sets a Iesser kntuunt. If so.l.ender may. at any time.collect and hold Fund�in an utxwnt not to exceod the lesser��ount.
<br /> � Lender may estimere the amc�unt of Funds due nn the basis of currcnt dnta and reawnuble eatim�tes of expenditura af futum
<br /> .d, ... ...,,. �� .s.,,.
<br /> �'"?�`:''".`":�"��'i`.: Escrow Items or otherwise in accordance with applicable law.
<br /> � ���� Thc Funds shall be hcld in an institutian whosc depo�its are insurcd by a fedcral agency, instrumentality, or entity
<br /> '5;,-.�:�:,., .- ..,�.
<br /> '. ' '� ° (includin�I.cnder,if Lender iti such an institution)or in any Foderal Home Loan Qink,Lender shaU�pply the Funds to pay the
<br /> �„_ . .• .;
<br /> • � `:��f:�l;x;;::,..:;:J,;�;_^;`� Escrow Items. I.ender may nat charge Borrower for holding and applying the Funds,annaally anxlyzing the escrow account,oc
<br /> •_�. ;�.;,�`` , verifying the Escrow Items,unless Lender pays Borrower interest un the Funds w�d applicable I�w permits l.crxier to make such _.
<br /> E Y�l P�Y ' 8 P� P� 8� �::
<br /> _ �,''�,;.,;. '• ,,:�:. . a char e. However, i.cnder ma uire Borrower to .►une-time char c for an inde ndent real esl�tc tux re iRin ccrvicc
<br /> .•e;;:��_�:;'. :, us� by Lender in connection with this lo;u�, unless applicablc law providcs otherwi�c. 1Unless an agreement is made or
<br /> � applicable law rcquires intercst to be paid,Lender shall not be required to pay Borr��µ•cr any interest or eamin�s on thc Fundc.
<br /> `• �r Bocrower and l.ender may agrec in wrlting, however,that intemst shall be paid on the Funds. Lender tihall give to Borrower.
<br /> , . .r4:5:,r�•�.;.,�,_ ,
<br /> :r�;.;: • � withcwt charge, an annual accounting of the Funds, showing cr«fits and debits to the Funcis;u�d the purpotie for which eaich
<br /> _��t,-_..,._.,.�:•_._:�•. Aebit to the Funds was made. The Func.+s are pledged a�additional sccariry for•rll sums secured by this Security Inxtrumcnt.
<br />' '•�� � '" If the Funds held by Lender exceed the amountti permitted to be held by appi�c•rble iaw, I.ender shaii acccwnt co 8orrower
<br /> ,, for the excess Funds in accardance with the requirements of applicable law.If the umount of the Funds held by Lender at any
<br /> time is nat sufficient to pay the Escrow Items when due.Lcnder may ui notify &ir�ower in writing,and,in such cax Borrowec
<br /> � �'. � , shall pay to l.ender the amount neressury to make up the deficiency. Borrawer shatl m:ilce up the deflcie�x:y in no morc than =
<br /> twelvc monthly paymcnts,at Lender's sole discretion. '-
<br /> , � Upon payment in full of all sumti �ecureci by thi� Socurity [nstrumem. L.encier shall promptly refutxi to Borrower any
<br />_ S ' Funds he1J by I.ender.If, under paragraph 21.L.c�xicr tihull arquire or xcU the Propeny. IanJer,prior to the acquisition or sale
<br /> - of the Property,shull apply any Funds held by L.enJer at the time of acquisitic�n or ss►Ie us u credit againyt the sums secured by
<br /> -� � ' this Security Instn►ment. _
<br /> _ . � '..�.�::.._.:,
<br /> �,� ' 3.Application of P�yments. Unletis applirablc law�provideti c�thrrwi.c.ull payment�received by Lendcr under paragraphs
<br /> . ' 1 and 2 shull be upplied: fint, to uny prepaymem charge.due under the Note; �ecunJ. w amountti payable uncier paragraph 2;
<br /> ' third.to interest duc;fi�urth,to principal due:and latit,to uny late chargcti duc unJcr th� Nntc.
<br /> , , - 4. CiwrRes; Lienc. &�rrower ,hall pay all taxr�,a.+cs.menta, rhargc.. tinc.a►ul imp�isitions aitributablc to the Propeny
<br /> ; . which may attain priuriry over thiti Securiry Instrum�nt, aixi Irusrhuld paym�nh or grewnJ rent�. if rny. Bnnuwer shull pay
<br /> •� these oUligatians in the manner provided in p•rr:�graph 2,�.r if not paid in th•rt manrn:r.Burrowrr+hall pay them on timc dirertly
<br /> ����":�`�'�� ' � to the penon owed payment. Borrowcr shaU prompAy furnish to Lender rll n��ticc+uf anu�unt�to bc paid under this paragraph.
<br /> :..:;,• _
<br /> • ` lf$anowcr mAkes thesc p•rymcnts ciircctly.&�rrowcr,hal l promptly furni�h t��Lendcr recciptti c�•idcncing thc payments.
<br /> �,t'-w.;. &�rrower shutl pmmptly dischargc any lien which has priurity�►ver thi.5ccurit}•In.trumrnt unle�.Borrower: (;�)agmes in
<br /> '� writing to the puymcnt of the obligation xtured hy thc lien in a mann�r arrept�Nlc t��I.enJcr; Ih1 contests in g.�od faith the lien
<br /> _ ' ��'"�'�."�` by, or defends aguinst enforcement i�f' the licn in. Irgul pnxredin�s which in the l.�nder'� opini�m ��perate to prevent the _
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<br /> "•• ' enforcement nf the lien:or(r),ecure�from the huldnr of the lien an ogrernx�t�ati,t�ccem•tu IAnder suMrdinating the iien to
<br /> ���l' �•,�,��r�.aar, - this Security Instrument. If I.ender determine.that any p��n at'thc Propeny iti.uhjrrt tci a licn whirh may attain priority over
<br /> - •�"�'� this Security[nstrument. Lendcr may givc Borrower a niuirr idrntifying thc lirn. Borr�iwcr.h:ill �ati.fy thc lien or take one or
<br /> •; . more of the uctions set forth ubove within I U day�of the giving of notice.
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