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<br /> � periads�hat ixnder�ryuircy. 7t�insurwnce rrurler provldM�the insurance shAll be chazen by 8orrower xubject to Lendec'..
<br /> approvs�l which chali not be unrcason�►bly withheld. lf Borrower failc to mwintain coverage descdbed Ytxwe, Lender may,at
<br />- - — _ _ l.c;���au�;tiwi,ubtufii cavcrrQc to pr�tcct Lcndtrk dRhts in tt�c t'ra�rty in accordancc K�ir��i«graFh 7. -
<br /> � All insut�nce policies and rcnew�ls.r•fwU be ncceptpble ro Le r and shall include n standurd mortguge clause. Lender
<br /> chall huve the dght ta hold the policies and rcnewAts. !f Lcnder requirco,Bocraw�r shall promptly give to Lender all rcxeipts
<br /> -�� . of paid premium�and rcnewal notices. In the event of loss,Borrowcr shall givc prompt notice ta tho insurance ciurier and
<br /> l,ender. Lender may makc proof of loss if not madc promptly by Borrawer.
<br /> — Unlegs Lendcr and Borrower otherwi�e agrce in writing,insurance praceeds shall be upplied to rcstoration ar repair of
<br /> =k� ---- the Property Ju�naged, if the restoratiou a• repair is economically fi:uhible and l.ender s�curity is not Icssened. !f i6c
<br /> :,-�� re+toratiun ur�epair is nat economicatly feasibie or Lender's security woufd bP lessencd,the insurance praa;zds�fiatl bc
<br /> -- — - —,�_ appiied ro the sums securcJ by U�i�Security lnstcesment,whether or not then due, with any excess pAid tn Bonower. !f
<br /> Borrower abandons the Property,or doec not answer within 30 days u notice from Lrnder that the insurance cacrier has
<br /> � offered to settle n claim,then Lender may collect the insurance pcoceeds. Lender may use the proceeds to mpair or restore
<br /> -_—r,rn�r.t$�I� the P�operty or to pay sumx secured by this Security Inswmant,whether ar nat then due. Tlw 30-day period will begin when
<br /> _j -�.�,��,��, the notice is given.
<br /> - � Unless Lender and�anawer ocherwise agree in wdting,any applicatian of procecds to principul shal!not extend or
<br /> �� 9 i� ! ' I postpane the due date af the monthly payments referred to in paragraphs 1 And 2 or chunge the omount of the puyments. If
<br />� ,� under pruagraph 21 the Property is acquired by Lender, BoRawer?s right to any insurance policies and pmceeds resultin�
<br /> �_::,�� I from damage to the Property prior to the acquisition shall pass to Lender to the extent of the sums securcd by this Security
<br /> _ ��, �� Inswment immediately prior to thc ncqufsitia�.
<br /> ..., ------ 6. (kcupAncy. PreservAtion� Mat�tenance and Protection ot the Propeny: Borrower'e I.onn Applks�tiar
<br /> �"-��; I.esueholdA. Barrowec shall accupy,eswblirh.and use the Propeny as Ban+ower4 principul rexiderue wlthin.ixty Jayx ufter
<br /> *' � .:.'.�`: �he ezecution of this 5ecurity Instrumcnt und �►hul1 continuc ta ocrupy the Propeity u�Sorrowcr:prinripul re�idencr [or ut
<br /> •�+��'�`��;�' '�'' leutit i�ne ycur ufter thc dutc of �xcu�surky. unlc�� Lcnder ahcrwitic uKn.�c.r• in writiog, which amscnt +hall niK Ix
<br /> ;;,v unrcu.��wbly wiihhcid,or unleti�extenuuting rinum•tuncc�cxir�t which ure beyc�nd Borrower:r�xnrol. H�xn�wcr+hull nnt
<br /> •. . '. '-, :-': tk�in►y.�lamugc or im�wir thr I�ru�xrty,�Iluw ttk hru{xny�o dcteri��rutc.ur commit wu�tr on ihr 1'ro�xny, N��rn►wcr,hull
<br /> � �x. �.•..�.�:•• tk in d�(ault if uny tiirfcituro ucli�N�ur pnKCCding,whcthrr rivil or criminu�,i.lxgun thut in Lendcr.l g�Kxl fuith jud�nknt
<br /> i�Y��� c�wld �Ywit in fodriturc oP thc R��eny iX otherwi+e mutrrfully impuir the licn crcutcd by thi+ Srcurlty Inatrun�m or
<br /> t�+;;•• .:'� '`� I.cnJcr�nccurity intcrc�t. Horruwrr muy curc tiuch u dcfault and ninmtutc,us pruvidrd in purugruph IN,t►y cuu�ing thc:icdon
<br />�. '�• or�mK ecding to t�e dizmitisrd with u rulin�thut,in I.encler�gaact fuith determination,p►educiex forteiturc oP thc Hnrrower's
<br /> ,�r�h 1•��,�� Interc.t in thc Property or othcr muteriul impuirtnent of iFu lien creuted by this Security In+irument or Lenderz security
<br /> ' �., ,���o..'�`�,.,� in�.r.rcrt. Borrower .hull ul.o tx: in default if Borrower, during the loun uppHcation proces�, �ave materiully fulse or
<br /> Inuccurute information or st4temenn to Lendcr(er feiled to provide Lender with uny muteriul informution)in connection with
<br /> ;' � u � the laan evidenced by the Nate. including, but not limited to, reprcsentntions conceming Borrower's accupancy of the
<br />- Pcoperty as a principal residence. If this Security Instrument is on a lea+ehold,Barrower shull comply with ull the provisions
<br /> - ' " aF the lease. If Sarro�:ec scquires fec sitle to she f'roperty,the leasehold ans�she fee Y:sle sha!!not merge�nless Lender agr+ees
<br /> .�.,,., . ..,4� . to ttie mergerin writing.
<br /> '.;::�r`,,,�r_;.;,. ., 7. Protection of Lender's Rights In the Property. If Borrowar fails ro perform thc covenunts und agreements
<br /> contained in this Security Inswment,or there is a legal praceeding that mny significantly affect Lender's rights in the
<br /> • �,.: Property Isuch as u proceeding in bankruptcy,probute,for condemnation or fort'eiture or to enforce laws or regulutions),then
<br /> , ���� • � � Lender mry do and pay for whatever is necexsary to protect the value of the Property and Lender's rights in the Property.
<br /> �y��y, y� Lender's actions may include paying nny sumc secured by a lien which has priority over this Security Instrument,appearing
<br /> . :+w�v�rJ��ffn. �1'L.�.' � _
<br /> t.�,,....:.. . ,_... in court,paying reasonable attomeys'fees and entering on the Property to muke repuirs. Although I.ender muy take action
<br /> _ `� "' under this paragraph 7,Lendcr dces not have to do so.
<br /> '� '"'''"""�'' '�"''" Any nmounts dizbuned by l.ender under this paragraph 7 shall become udditional debt of Borrower secured by this
<br /> -" �.�:.r�nii.�y�:"y'i�;;� '
<br />'_�.,,, ;_���.5_.�,,}, Security Instrument. Unlcss Borrower nnd l.cnder agrce to other terms of payment,the.se amounts shall bear interest from the
<br /> ��:,x; •�+t .�• • •,.�`�' da[e of disbunement ut the Note rate and shull bc paynblc, with interest,upan notice from Lender to Borrower requesting
<br /> r�oa u-,.....
<br />, ,, puyment.
<br /> _' • ��� �°'.�• 8. Mortgage Insurance. If Lender required mortgage insurance us a condition of making the loan secured by this
<br /> �' ""�"�''� ��� 3ecurity Instrument, Borcower shnll pay the premiums required to muintain the mong:�ge insurance in effect. If.for any =-
<br /> -- ;. .�,�i;.:.;:;?•;�, .
<br />_ � reason. the mortguge insurance coverage required by Lender lapses or ceases to he in effect, Borrower shall pay the
<br /> premiums rcquired to obtain coverage substantially equivalent to the mortgnge insurance previously in effect, at a cost
<br /> �� '�'k'��s '' " � ' substantially eyuivnlent to the cost to Bonower of the mortgagc insurance previously in effect,from an alternate rnortgage
<br /> '�' ..�i'9^ `,M. �tt.-..�. insurer npproved by Lender. If substantially equivulent mortgage insurance coverage ix not rvailable,Borrower shall pay to
<br />;,�, "� ', Lender each month a tium equul to one-twrlfth of the yearly monguge insurunce prcmium being paid by Borcower when the
<br /> � insurance coverage lapsed or ceased to be in eftec4 Lender will accept,utie and retain the,e payments as u losti rcserve in lieu
<br /> -:��, •�;;,;,4z r� • of tnortgage insurance. Loss reserve puyments may no longer be requi�ed,at the option of Lender,if mortgage insurance
<br /> -_ ���; ��_ coverage(in the amount and for the period that Lender reyuires)provided hy nn insumr approved by Lender again becomes
<br /> _` availablc and is obtained.Borcower shall pay the premiums required to maintain moctgage insurance in effect,or to provide a -
<br /> �� y.:'.����_w" loss re�erve,until the requircment for mortgage insurance ends in arcordance with any written ugreement between Borrower
<br /> �' ;:�' '° and Lender or applicable law.
<br /> �`�"� ���'�l- `;� 9. Inspection. Lender or its agent may make rcasanuhle entries upon and inspertions of thc Property. Lender shall
<br /> �'•'Y' ":���`:°'."•`.'"' give Borrower notice at the time of or prior to an inspection specifying reus��nable cause for the inspection.
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<br /> � � " 10. Condemnatton. The proceeds of any award or cluim for damages,dircct or con.equential,in connection with any -
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