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<br /> �� �— S. Harard or 1'mperty lacurar.ce. Barrower shaU kcep the improvements rx►w exislr�or r cr eroc od on the
<br /> __ ' �� F�o�ny inwrod again,�t loe► by fire, iw�r�ds incluclai within tFie term "exterxled cuvewge" :u�d uny other hsuurds, includin�
<br /> =;;�� fla�ds or flooding, for which Lender roquircs lnsurance.This incuranc:e shall be m:►intainul in the u�Twunts wxl fur the pericxls
<br /> � that Lender requires. The insura�xe wrrier providing the insuror►ce shall be chosen by Burn►wer.ubjcct to L.e►xicr',approvul
<br /> ` .t � „ . , which shall not be unres�sorwbly withheld. If Borrowr.r fails to maintain covcrugc dexrilxd ubnvc, Lender m:ry, at Lender's
<br /> � • r y�r�,�,_. .� option,obtoin covcragc to protcct l.cncicr's rights in thc Property in accordancc with p•rragraph 7.
<br /> Atl insurance policies and renewals shull be accept�ble to Lender mid sh�ll includc a.tuixlard nx►rtgage clause. I.ender
<br /> •�• ` shall have the �iRht ta hold the policies and renew�ls. If L.ender requires,Borrower shail prompdy givc tu Lcncier all receiptti of
<br /> � paid prcmiums arxl renew�l tuuices.lo the cvent of loss,Borrawer stwll give prompt notice to the insurance currier a�xi l.encler.
<br /> - -- "`.`'.'-""`�,�.:«��•�+; Lender may malce proof of lass if oot made promptly by Borcower.
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<br /> ,; _ Unless Lender and Bocrower otherwise agree in writing, insurtinnce proceeds shull be applicd tu restoration or repair of the _
<br /> �`'�'�'��''�'�*'�:� Property damaged,if the rcstoration or repair is ecanomicully feasible and Lender's s�curity is not lersened.If the restoration or
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<br /> *;,,y�,��,,;:_.:,!: rcpair is not econamic�lly feasible or l.ender's security would be lessened. the insurance proceeds shali be upptied to the sums
<br /> �_��:�. „ . : .. socured by this Socurity Instrument,whether or not then due, with Any excess paid to Borcower. If Borrawer ubandons the �
<br /> �-=°� :t�_•._..-.:�•F�.• Property. or daes not answer within 30 days a notico fram I.ender that the insurance carrier hua offered to setde a cluim,then
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<br /> �����ys � L.ender may coUect the insurance proceeds. Lender may use the proceeds to repuir or rastore the Propecty or to pay sums _
<br /> . secured by this Security Instrument,whether or not then due. Tha 30-day periad will begin when the notice is given. _
<br /> -r�--�i ' �'�F��z�i .'"i�a , Unless i.e�der w�d Borrower otherwise agree in writing, any application of proceeds to principul shall not extend or _
<br /> " ' � , postpone the due date of the monthly payrnents referred to in paragraphs t and 2 or change the amount of the payments. If °
<br /> �,,x� under paragraph 21 the Properry is acquired by I.ender, Borrower's right to any insurance policies and praceeds resulting from —
<br /> ;'�.: � .��_t dart�age to the Property priar to the acquisition she!!pass to Lender to the extent of the sums secured by tbis Security Instrument _.
<br /> ��"���� ' immediately priar to the acquisition. —
<br /> � �� • � �' 6.Occupancy,PrtservAtion, MAintenance and Protection of the Property:Borrower's Loan Application; Leaseholds.
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<br /> � � ��� •� ° Borrower shall accupy,establish,and use the Property as Borrawur's principal residence within sixty days after the execution of _
<br /> ������� �, . �'•:�.r;�i;;;•;+',�` this Security Incirumont and shall continue to occupy the Property as Borrower's principal residence for at least one year after —
<br />' � �'��`� '•.%'.��;'1%•w • the date of occupancy,unless I.ender otherwise agrees in writing. which c�nsent shall not be unreasonably withheld,or unless
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<br /> .,;`,.,:�,(,� .:, ;, �,., extenuating circumstances exist which are beyond Borrawer's cantral. BoROwer shall not destroy, damage or impair the
<br />� . `:,!�,�,,?��'' Property, aUow the Property to deteriorate. or commit waste on the Property. Borrower shall be in default if any forfeitnre
<br />, • �.� � s�ction or proceeding, whether civil or criminal, is begun that in i.ender's good faith judgment could result in forfeiture of the
<br /> �"''°^�� ��' • ' Property or ottierwise materially impair the lien creuted by this Security lnstrument o�Lender's security interest. Borrower ttwy
<br /> . ' � cure such a default and reinstate,as provided in paragraph 18.by causing the action or prcxeeding to be dismissed with a ruling
<br /> _ 1'-°_�---- l4�at, in L.tndzr's goa! fnith determination, pr!rl!�dec forfeiture�f the Fi�rr�we�'c interest in the Property or ather materiul
<br /> impairment of the lien created by this Security Instrument or Lcnder's security interest. Borrower shull also be in default if
<br /> � �� � Borrower,during the lonn application p�ocess,Save n�aterfalty fulse or inaccurate infomiation or statetnents to l.ender(or failed
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<br /> •t7''•` " to provide L.ender with uny muterial inforn�ution)in connection with the luan evidenced by the Note,including,but not limited `
<br /> � ` to, representations conceming Borrower's occupancy of the Propert��as a principal residence. lf this Security Instrument is on a :�
<br /> .� ••:,.;,'• leasehold. Bonower shall camply with ull the pm.�isions of the leace. If 9c�rrower acquires fee title ro the Property, the __.
<br /> _ leasehold und the fce title ahall not mcr�c unless Lender agree�to the merger in writing.
<br /> 7. Pmteclton of I.ender's Ri�;hGc in the Property.If Borrawer fails to perform the covenants and agreements containeci in _
<br /> this Securiry Instniment, ar there is a Icgal prcxading that may�ignificuntly affect Lender's rights in the Property (such tis a _
<br /> �'�.. � proceeding in bankruptoy,probate, for condeinn�tion or forfeiturc or to enforcc lawti or regulations), then Lender may do and _
<br /> f • . puy for whatever is necessury to pnxect the value of the Property and Lender's rights in the Property. Lender'a actions may
<br /> ;;, include paying any sums secured by u licn which hac priority over this Security Instrument, ap�xaring in court, paying –
<br /> y;'` • reasonable attamcys'fees and entering an the Property to muke repairs. Although l.ender may take action under this paragraph `
<br /> � ��� � " ��'� 7,i.ender does not h•rve to do so. �
<br /> t ' Any amcwnts disbursed by Lender utxlec this par,�gruph 7 shall t►ecome �ddition•rl d�t►t of&�rruwer secured by this �
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<br /> Security Instrumcnt. Unless BoROwer :uid [.endcr agree to uther tcrm,of paymcnt, these amounts shaU bcar interest from the _
<br /> �� � � datc of disbursement at the Notc rate and shall be payablc, with interest, upon notice from Lerxler to 8arrower requesting
<br /> ��" � • paymcnt- –
<br /> *4 , ';?:•�v� ' 8. Mortgage Iawranee. If l.ender reyuireci m�mgage inwrance ac a condition eif m:iking [Ix;lo:in seeurecl by this Seeurity =
<br /> ��" ' ' Instrument. Borcower shall pay the premiums required to maintain the mortgaEe imurance in effect. If, fur:uiy rr�ason, the =
<br /> S� �' mortgage insurmce coveragc reyuired by Lender l•rpse`or cease�to bc in effert. Borrow�r sh•rll pay thc prcmiums requircd to �-
<br /> - ,��� obtain coverage substantially equivalent to the mortgage insurance previously in effect.ac a cost sub�tantiaily equivatent to the =-
<br /> � �`" �,.., .�•,;,:�, wst to Borrowcr of the mortgage insurance previou.rly in efl'�tiY, from an altcrnatr nx�ngagr insurer approved by Lender. If w
<br /> �� - �'• subst�ntially equivalcnt moRgage inwrance�rovcrage is nat uvailable. &mowcr,hall pry to Lrnder cach nwnth a aum cyual to
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<br /> � ' �;,� k�.':, one-twelfth of the yeady mortg•rge in.curanee premium being paiJ by Rormwer when the inwrance co�•erage lapr�or ce:i�i tu `
<br /> be in effoct.Lender will accept,use and retain these payment�a.r a loss resen•e in lieu of mortgage iasur,�nrr. Luss mserve
<br /> -Fr s ' . Fam 3028 9I�0 °
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