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<br /> TOGETH�R WITH all tAo impcovementa naw oc hereatter erocted an the property, and all e�sements,
<br /> • � �.�: �' •ppurten�naes,and tixturos now or heroafter�p�rt at the praperty.All roplacements�nd�dditions shall aleo be covered
<br /> � . .... . by thls Secutity Iruuumont.All of the fore�oin�ie�nterred to in thia Security Inatrurnent�e tho`Property.'
<br /> � BORROWL�R COV�NAN7'S th�t lio�'tower ie lawtully seisal uP the cst�se horoby conveyed and hae the ri�ht to
<br /> � •'��� �nnt and convey the Property and that the PropoRy is utuncumbtred,except iar encumbrances ot rxurd. Borrawer
<br /> t«„�,,,n;��_,�;�^� i�m�n�md will detend�enenlly the title to tha Property a�inst sll claima�nd dommde,subjoct to any encumbrsncee
<br /> � THIS SP.(:URI1'Y INSTRUM�NT comMnas unifc►rm cove�wnta tnr national use and non-uniiorm covensnta with �"�N�
<br /> � . ��i limitod var�attona by�uciedictian ta conetitute a unitarm�ecurity instrumentcovsr�n�real propeny.
<br /> t?titI?C;�1.^.C:t t?NA�tI'15.Ac�rmwer and I..ender cnvenant and a�m as tntlors:
<br /> �,, • l. Payment ot Prlactpal and Intere,�t;Pre�yment�ad Lste Ch�ree4. &rrower shall promptly pay when due F_:, :_
<br /> the principal ot and intereat on the dobt ovidenced by the Noto and any prcp�ym�nt and late char�es due under the NotC. _ -
<br /> -= r' •° 2. Fonds tor Taxes and Iasurance. Subjoct ta appliabld law or to a written waiver by I.ender, Borrower shall
<br /> '--Y pay ta l.ender on the dsy monthly p�ymenta are due under the I�ote,until tha Note i s paid in full,a sum ("Funds")tar. ��r
<br /> .:�v:; . �u��.,�.:
<br /> (a)yarly uxes and a.ssessmenta which may�tuin priarity o�•er thia Security Instrument as a licn on the Property;(b) ,A;,,F,.:__
<br /> `'" yatly leaeehold payments oc�round rents on the Property,ii anp; (c) yearly haz�cd or property insurance premiums; "-`_--�
<br /> -`= ` (d)yr,art tluod insurance remiuma,if any;(e)ye�rly mort a e insursncc remiums,ii an •and(f)an sums able �==��-=
<br /> -•-��;� .. Y P E � P Y• Y PaY :,._
<br /> _F; . � by Borrower to Lend�r,in accordance with the pwvisions oI p�ra�raph 8,in lieu ot the payment ot mortgsEe insurance =_
<br /> promiuma.Thes�items ace called"Eecrow Items.'I.onder may,at tny time,collect ind hold Funds in an amount not �'"'�:���`'
<br /> to exceed the maximum amount a lender Ior a fed�rally rel�ted moctga�e loan rn�y rcquire for Borrower's escrow ;
<br /> - acwunt under the federal Ral Estau Settlement Proce�iures Aet of 1974 as emended irom time to time, 12 U.S.C. ;s.� _
<br /> ' Section?b01 et seq. ("RESPA"),unless anather laa th�t applios ta the Funds s�ts a lesser amount.It so,Lender may, �',,`�;;:,;•_
<br /> at�t�y time.collect and hold Funds in an smount not to eYCeed tha lesser amount.L.ender may eatimate the�muunt ot !
<br /> Punds due on the basis of cunent data and reasonable estimRtasof eYQrndituns ot future Fscrow Itemsor otherwise in �_.----..
<br /> aceordance with applicable law. �'����`"�°'"�
<br /> The Funds shall be held in�n institution whoso deposits are insured by a lederal��ency.instrumentality,or entity �•_ �,;:j..
<br /> (including Lender,if I.ender is auch tn institution)or in iny FederAl Home Loan Bank.Lender shaU apply the Funds to ' �. ;:
<br /> puy the Escrow Items. I.ender may not charge Bormwer for halding and spplying the Funds, annually analyzing the .:��.�-�
<br /> eacrow account,or verifying the Escrow Items,unless I.ender ptyR Borrowcr interest on the Funds and applicable law p�tix�==;
<br /> permits Lender to mako such a charge. However, I.ender m�y require Borrower to pay a one-time charge for an }�'-.��.
<br /> independent real estate tax reporting service used by Lender in connoction with this lwn.unless applicable law provides i,���:.:=:,
<br /> othecwise. Unless an agrament is made or applicable law requires interest to be psid, L.ender shell not be rec�uired to k;= .R.
<br /> pay Borrower any interest or earninEs on the Funds.Bom�wer and Lender may aQree in writing,however,that interest ���a�---
<br /> shill be paid on the Funds.I.ender shall give to Horrower,withaut charQe.an annual accounting of the Funds,showin� ;�•"��
<br /> ' credits and debits to the Funds and the purpcue for which ach debit to tha Funds w�a made.The Funds ar�pled�ed ss �_- _
<br /> - ' � additional�utity for!�II R��m����red hy thiF Security instrument. _ __ ____
<br /> � - . � � If the Funds held by Lender excced the amaunts permitted ta be held by appl icible law,Lender shall account to ___
<br /> , Bonower for thc c�:cc�Funds in accordance with the reyuirements uf applicable law.If the amount of the Funds held
<br /> � by I,cnder at any time is not sufticient w pay the Escrow Itams when due.I.ender may so notify Borrower in writing, f'�''`�"
<br /> � �• � and,in such csse Borrower shall pay to L,ender the amount necesgary to make up the deficiency.Borrowa shall make ,�t:?-' �
<br /> ' � up the deficiency in no mora than twelve manthly p�ymeats,at Lender's sole discretion. E.-�:-
<br />�••; '' Upon payment in full of all suma secured by this Security Instrument,Lender shall promptly refund to Borrow er ����.::�:-'
<br /> r r,�_
<br /> any Funds held by Lender. If. under paragraph 21, I.ender shaU acquire or sell the Property, L,ender, prior to tlhe �:•�•�-'-�
<br /> ac uieition or sale of the Pro rty,shall a 1 an I'unds held b Lender at the tirne of ac uisition or sale as a credit �"`'•rr��'
<br /> � 9, Pe PP 9' 3' ' 3' 9 `�;�:>!�1�''�-;=;
<br />' " a�amst the sums secured by this Security Instrument. •• ..
<br /> `:�� -�.
<br /> .,� 3. Application of Paymonts. Unless applicable law pro�•ides otherwise,all paymenu received by I.ender u�der •. _,,,.
<br /> ,� : paregraphs 1 and 2 shaU be applied:first,to any prapayment ch�rges due under the Note;second,tu amounrs payable •,,, �:_��`,
<br /> under paragraph 2;thi�d,to intecest due;fourth,to principa!dut;and last,to any late charges due under the Note. �:-�•..:;�-
<br /> 4. Ch�r�es; Liens. Borrower shall pay ali taxes, as�sessments,charges,fines snd impositions attributable to the ,...':-'�:•
<br /> . ' Property which may attain priority over this Security Instrument,and leasehold pryments or ground rents, if any. r �.
<br /> Borrower shall pay these obligations in the manner provided in piragnph 2,or if not paid in that msnner,Borrower '
<br /> . • shell pay them on time directly to the person owed payment,Bnrrower shall promptly furnish to I.ender all notices of
<br /> , amounts to be paid under this paragraph.If Borrower mrkes these paymenu directly,Iiorrower shall promptly�furnish .
<br /> to i.ender receipts evidencing the paym�nts. ' r'.;:.`�
<br /> �iorrower shall promptly discharge any lien which has priority o�•er this Security Instrument untess Borrower.(s) ; "'� °
<br /> . agrees in writing to the payment of tha obligation socured b}•th�lien in a manner acceptable to Lender; (b)contesu in ; �
<br /> good faith the lien by,or defends against enforcement af the lien in, legal proceedinYs which in the Lender's opinion '� � ''
<br /> � ;, � :_ r� operate to pcevent the entorcement of the lien;or(c)secures fmm the holder of the lien an agrcement satisfactory to ;•
<br /> � � �,�._� Lender subordinatinY the lien to this Socurity Instrument.If Lendcr detcrmines that m�•part of the Property is subject ,
<br /> � ., �� to a lien which may attain priority over this Securit�• Instrument,Lender may giv�Bc�rrower a notice identifying the
<br /> , 1 ien.Borcower shall satisfy the lien or teke one or more of the artions set torth ibove within 10 days oi the gi�•ine of
<br /> �,'�,t� ;;'� notice.
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