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<br /> ._.,—N� Tt�G&TtiER WI'fH uii the im�ruveweul��iow ai tie��aft�r crcicd an ihc prGpctty,and atl cascmcnts,apgurtcasnces, �:_
<br /> end flxturcs now or hereaRcr a part of the property. All replacements and udditians shall also bo cavered by this Secudty
<br /> -'a Instrument. Ail of the foregoing is referred to M this Security Insuument as the"Propeny."
<br /> .,,,,., BORROW�R COV@NANTS that Borrowcr is lawfully soised of the estate hcreby convcyed and has the right to grant —
<br /> �+ �..�,,�•;� ' and convey the Property and that the Propeny is unencumbered,except for encumbrance�of recurJ. Barawer waercaots And --`
<br /> ��, will defend generaily the titk to the F'roperty Against all claims and demw�ds.cubJect to any encwnbrunces of record.
<br /> �� �"'' THIS SECURITY iNSTRUM6NT combines uniform covcnants for nntlonal u�N tmd nrn►-nnifnrm roven�nts with
<br /> � ;#���yAe,y�+ +'••:w� ���{varfations by jurisdiction to constitute x unifnrm security in�trument coverin�rcal property. � ,
<br /> x
<br /> � ��x„�;�;;�,� UNIFURM COVBNANTS. Bortnwer and Lender covenant and ugrce us follaws: -
<br /> . 14 ment of Princi 1 ynd Intrresti Pre ment pnd LAte Char es. Ba�rtowrr�hnll rom d r when duc thc
<br /> `� �. l• Y P� WJ R p P Y P'Y
<br /> �����'°�"�' princlp�►1 af unct interest��t the detN evidenced by thc Notc and�ny prep�►ymrnt und Is�tc churgec due undrr thc Notr.
<br />— �� • � 2. Fundr tur'I�xrx�nd InKUranca Subjcct to applicuhlc law ur to u wrfucn wuivcr by l.cn�kr.aorrowcr.hall pay tu
<br /> �1°"'b`�"'�"' l.cndcr on�hc da nuinthl �r mcnl*urc due unckr thc NiHC,until thr Nutc ix rial in 1'ull,u.um("�undti'1 for:(u) �urt
<br /> ,r: � .�";r Y Y �'Y P' Y' Y
<br /> -- ��, p wxc.un�u,k,rmcnt�whlrh muy uuuin priu�ity ovcr�his S�curity Imtrunwnt u.u 1 irn uo tix P�o�kiiy;tb)ycurly Icu.ehulJ �_
<br /> ����.� puYnxnt. or gn�unJ r�ntr �N� �he Ffi��xny. if uny: Ir) ycurly ha�urd nr propeny In.uru�xe {xemium,: Id) yearly (laxi __�
<br />� "'—��,•� . ... in�uru�xc pnmium�, il'uny: Ir► yc�rly munkugc in.uranrc prrmiwn�, if nny: an�l U} any,uai� payublc hy Bcxr��wer to �,.;.,
<br /> �....,•,. ;.: ..x' LrnJitr. in uccordunce with the provitiiun.ul'purugruph R,in lieu of the�yment��f murtguge imuru�ce prcmiums. Thece
<br /> ��wT�..,r • �Y.:r. itcm�urc cuUed"Eikrow Ucm+.' Lendcr may,ut uny tinx:,caticct u�xi IxiIJ Fund,in un umnunt tu�t to exrecd the maximum
<br /> - umuunt u Iernkr for u frderully rrlutcd mort�uge loan may reyuire for Bi�rrower: e+cruw ucc�wnt un�kr the federul Real �'- -
<br /> ' �`' "` ' ��-''� Extute Setttrment f'nxedure+Ikt af 1974 u�umcnded from timc to timr, 12 U.S.0{�2�111 et sey.f'RESPA"),unless another
<br /> � •, � �'n,#� law that applics tn the Funds setx a lc.r•xr amount. If so,Lendcr may,ut any timr,collect and hold Fund�in an amoum not to
<br /> ' • "�'� exceed the Icsrer amaunt. [.enckr may estimate the amaunt of Funds due on the busis of ciurent dati and rcasonuble =_
<br /> Q ' , estimates of expenditure.r•of future Ercrow Items or otherwise in nccordance with upplicuble law.
<br /> . i . � � The Funds shuil be held in an inxti�ution whove deposits are inzured by u fcdeml agcncy, instrumentality,or entity --
<br /> (induding Lcnder,if Lxnckr is tiuch un institution)or in uny Federal Homc Laan Bank. Lender shall apply thc Funds to puy -`=.-
<br /> ��, ,� .,• � the E.urow Items. Lender muy not charge Bnnower for hotding and applying thc Fundz,annuully anulyzing the escrow �"�`
<br /> � Account, or verifying the Escrow Items. unlesz Lender puys Horrower interest on the Funds und applicable law permits --
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<br /> "" �'' Lender to make such u chacge. However,Lender mny require Borrower to puy a one•time ch:uge for an independent reat a;;;�-
<br /> � .�,,,,;.;,�;:,•:„_ , � estate tax reponing service used by Lender in connection with this loan,untess applicahlc law provides othenvise. Unless an --
<br />_ agreement is made or applicablc luw rcyuires interest to be paid,Lender shall not be rcquired to pay Borrower any interest or
<br />.� ' . eamings on the Funds. Borcower and Lender may agree in writing,howcver,that intcrest �hall be paid on the Flinds. I,cnder —_
<br />- shall give to Borrower,without charge,an annuul accounting of the Funds,showing credit�and debits to the Punds and the y 3,
<br />- purpose for which each debit to the Ftmds was made. The Funds ure ptedged as additional securiry for a!I sums secured by �! +
<br /> . .. ,. . .. •
<br />. � __ _•__•�� ___..,:��t; this Securiry instrument. =
<br /> If the Funds held by Lender exceed the amounts pertnittcd to be held by applicablc law, Lender shall account to
<br />; ' ' Borrower for[he excess Funds in accordnnce with the�eyuiremems of applicable law. If the amount of the F�nds held by -
<br />' � . L.ender at any time is nnt sufficieni to pay the Escrow Items when due,Lender may so notify Botrower in writing, and,in ,��:•
<br />; ' ��z.
<br />_ � � such case Borrower shall pay to Lender the amount necessury to makc up the de6ciency. Borrower shaU make up the �;-:'
<br /> . deficiency in no more thun twelve monthly payments,at Lender;sole discretion. _
<br />,' ' � � Upon payment in full of all sums secured by this Security lnstrument.l.ender shall promptly refund to Borrower any
<br /> Y . Ftinds hcld by Lender. If,under puragraph 21, Lendcr shall acquirc or scll the Propeny, Lender,prior to the acquisition or ��,,_.:
<br /> sale of thc Property,shull apply any Funds held by Lender at the time of acquisition�r sale as a credit against the sums
<br /> � � •� • secured by this Security Instrument. � T.
<br /> ; 3. Applicatlon of Payments. Unless applicable !uw provides otherwise,all puyments received by Lender under
<br /> ' � ' ' ara ra hs I and 2 shap be a lied:first,to un re a ment chnr e�duc under the Note; sccond,to umounts a able under ��� �
<br /> P S P PP� YP pY S � PY
<br /> ` paragraph 2;third,to interest due;fourth,to principal due;und last,to any late cbarges due under the Note.
<br /> � � 4. Charges; Liens. Borrower sh.�ll pay all taxcs, assessments, charges,fines and impositions uttributable to the --
<br /> � " � Propeny which may attain prlority over this Security Inxtrument,and lcaschold paymcnts or ground rents,if any. Borcower --- .
<br /> ,` shall pay these obligAtions in the munner provided in puragraph 2,or if not paid in that manner, Borrower shuU pay them on
<br /> L • 9• � ""' time directly ro the 4xrson owed payment. Borcower shull promptly furnish to Lenckr all notices of umounts to be pnid under .��•
<br /> 'r•,� � � ' tbis ara ra h. If Borrower mskes these a ments directl ,Borrower shall rom tl f'urnish to Lender recei ts evidencin ���'�'
<br /> ,E.. , p B P PY Y P P Y P 8
<br /> �,•,••. the payments.
<br /> Borrower shall promptly discharge any lien which has priority over this S�curity Instrument unless Borrower:(a)agmes �.�,�-�-
<br /> . in writing to the payment of the obligation secured by the licn in u m:u�ner acceptable ro Lender,(b)contests in good faith the
<br /> "��" '.'�' ' lien by,ur defends ngainst enforcement of the lien in,legul prcxcedings which in the Lcnder�opinion operate to prevent the �'�
<br /> � • �'�%�; enforcement of the lien;or(c)secures from the holder of the lien an ugrecment satisfactory to Lender subordinuting the lien `
<br /> ��„� `� • to this Securlry Instrument. If Lender detertnines thut any part of the Proprrty is subject to a lien which muy attain priority ���
<br /> ,,, v �� „ ' , over this Security Instrument,Lender may give Borcawer a noticc identifying the lien. Borrower shall satisfy the lien or take � �. '
<br /> _ �"� one or more of the actions set forth above within 10 duys of the giving of notice.
<br /> � �_„• 1 S. HAZard or Property Insurance. Borrowcr shall kcep the improvements now existing on c�reufter erectcd on thc _.__ -
<br /> ` Property insured against loss by�re,hazards included within thc tcrtn"extcnded covcragc"and any other hazards,including _
<br /> �• � , _ floods or flooding, for which Lender requires insurance. This insurnnce shuU be muin[nined in the amounts :►nd for the �`
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