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<br /> ------- T(XiE7'HER WITH ull ttw improvuiuntv�ww�N hcr�uftcr encted on thc pr�ryxrl�uTid ull ea+ententr.cippurtenunce�,
<br /> -- - an�1 uxturo•nuw or i�ere�iter u pan at the pr��eny. Hii rcplucrmcnt�u�ul uJ�IiU�H�.�hull ul�u tm cuvemcl by�hi�5ecurlty
<br /> `� Inurunwm. All uf ttk furegoinp i�rcfcrnd to in ihi�tircuri�y In�trwixnt u�thc'•�r��ny„
<br /> - HURItUW(:R l'(�VIiNAN7'H tiwt Nun�uwcr is luwfully.c�µd of the e�tutr Ixroby cunvcyrd a�xl bur thr right to�tr�nt
<br /> '. � wnd caivey�hu fku(►�r�y u�xf th�1 �tw Ihti�{�sty i.unrnrumtx�ed,cxcept ti►r c�xumhru�KC.r ut'rrcord. H�aruwcr wurruntK wxl
<br /> wilt defenA�{enur,�lly'Uk dllr ta t1�+1'n��xrty��t��nxt�It cl�im.wKl�km+uxls.►ubjcc�t��+uiy eix:wntNUixex ul'recurd.
<br /> TIIIS SCC'UR1TY 1Nti7'Itl1Ml:N7'�•�r��ti�ncs uni[orm ro�•cnnnt+ ti+r mtionni urr und n�Ni•unif+xm cnvenunt� with �
<br /> '- °� timit�xi vudatiuns by juri�dicti��n tn�•�n.Nwer w ue�P�n►�.�curity inztrunxnt covcring reul pruprrty.
<br /> - ;' ,r� UNIFORM t'OVENAf�TS. t3uuuwcr a��1 Lcuu�:r cuvcnuut a�nd agrcc ux follows:
<br /> — - 1. Payment ot Princip�l And I�terestt Prep+►yment�nd I.Ate ChAr�es. Barrowcr shull promptty puy when due the
<br /> - ' principal of and intercst an the dabt evidenced by the Note und uny pmpuymcnt und�nte chorges duc under the Note.
<br /> 2. F1indH for 71�xes and incurwnce. Subject to upplicablc luw or tu u written wAivcr by Lender,Bcxrower shail puy to --
<br /> =�' r;R�i.�ri�,4��: i Lender on tha duy monthly paymems Are due undcr thc Notc,until thc Natc is paid in full.a sum C'Funds") for:(n)yeurly
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<br /> ������� tuxcs and assessments which mAy Auain priority over this Sccuriry Inscrumcnt us u lien un the Propeny;(b)yearly leasehold -
<br /> ,��� �:� �. payments or ground rents on the Property, if any; tc) ycarly haxard or property insurance premiums; (d) ycarly Slood
<br /> � � �.`�ux..���•=_' insurance premiums, if any; (fl1 yearly martgage insur�nre premiums. if any; and (� nny sumz puyable by 8orrower to
<br /> ,�,�Ctw��.`,yy•�• l.endcr,in accordancc with tho provisions of paragraph S,in licu of the payment uf mongage insurance premiums Thesc
<br /> ���."'• itoms are called"Escrow Item�: Lender may,ut uny time,collect and hold Flmds in an umount not ta exceed the maximum
<br /> -•=_� Lt amount a lunder for a federAll�• reluted mna�eaRe loan may require for Borrowert escrow account under the federal Real
<br /> '�"'' '� Estate Settlament Procedures Act of 197A n4 umended from time to time, 12 U.S.C.�2601 et seq.!"RESPA"),unless another -
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<br /> law that applies io the Fhnds setF a lesser amount. If so,Lender may,at any time,collect and hold Funds in an umount not to
<br /> �°' '" exceed tho lesser Amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable o
<br /> ; � . estimates of expenditures of futuro Escrow Items or otherwise in accordance with applicable Is►w. -
<br />- The Funds shall be held in nn institutian whose deposits nrc insured by u federal agency, instrumentality. or entity
<br /> ;1;. . ° " � (including Lender,if Lender is such an instetution)or in any Federal Home Loan 8ank. Lender shaU apply the Funds to pay -
<br /> '�' �� � ' � the Escrow Items. Lendcr may nat char�e Borrower for holdlns and applying the Funds,annuully anulyzing the escrow
<br /> ��� account, or verifying the Escrow Items,unless Lender pays Borcower interest on the Funds and applicable law permitc
<br /> , . � Lender to make such a charge. Nowever, Lender may requim Borrower to pay a one-timc charse for an independent real
<br /> estate tax reponing service used by Lender in connection with this loan,unless upplicable law provides otherwise. Unless an --
<br /> • Agreement is made or applicablo law rcyuires inter�:st to be paid,Lender shall not be required to pay Bonower any interest or _
<br /> � . • eamings on the Fl��ds. Borrowar and Lender may ngrcc in writing.however,that interest shall be paid an the Funds. Lender
<br /> , �•, ��� � shall give to Bonower,without charge, an annual accounting of the Funds,showing credits and debits to the Funds and the _._
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<br />_ .� : �;�,,�.:_._,_._,�i:__� purpase for which euch de6it ta the FUnds was mnde. The Funds are pledged�s additional security for all sums secured by _
<br /> ; -- - this 3ccurity Instrumcnt.
<br /> ; ; If tho Flmds held by Lendor exceed the amoums permitted to be held by applicable law. Lender shall account to -
<br /> � �+ ' � Borrower for the excess Funds in accordance with the requirementx of applicable law. If the Amount of ihe Ftmds held by
<br /> ' Lender at any time is nat sufficient to pay the Escrow Items when due.Lender may so notify Borrower in writing,and,in =
<br /> such case Barrower shall pay to Lender the umount necessary to make up the deficiency. Borrower shalt make up the
<br />, daficiency in no mare than tw�lv�n monthly payments,at l.ender's sole discretion.
<br /> �,�,,;.. . .1 Upon payment in full af all sums secured by thiti Security [nstrument.Lender shali prompdy refund to Borrower any
<br /> • " Funds held By Lender. If,under paraFraph 21.I_ender shall acyuire or reU the Property,Lender,prior to the acquisition or
<br />' ' sale of the Praperty, shuU apply any Funds held by Lender:►t the time of acyuisition or saie as a credit against the sums
<br /> �„� ' „ secured by this Security Instrumc:nt. -
<br /> !i". 3. Applieation of Paymcnts. Unles. upplicah�c law providcs otherwise,all paymcnts rcceived by Lender under �
<br /> ' petugrnphs I and 2 tihall Ix uppl lecf:first,ro•rny prepayment charges due under the Note;+econd,to amount� paynble under
<br /> ;�; pazagrnph 2;third,to intcrcxt duo;fourth,w principal duc;and la�t,to uny late churgcs duc under thc Natc.
<br /> 4. Churges; Liens. 8onower shaU pay all tuxes, u+xessmentx, charge., fines and impnsitions attributable to thc
<br /> ' Property which muy attain p�iority uver�hi�:Securiry Instrumcnt,und leaschold payment,or ground rents,if any. Borrower -
<br /> ti shall pay these abligution►in the+manncr providcd in paragraph 2,or if not p•rid in that manner,Borrower shall pay them on =-
<br /> ' time dircctly to ihe penon c�wrd payment. gorrower shall promptly fumish to Lender all notices of amounts to be paid under -_
<br />'�., ' this parugraph. If Borrower makes these payments directly,Borrawer shall promptly fumish to Lender receipts evidencing -
<br />-• the payments. _
<br /> Borrower shall prompdy diccharge any lien which has priority over this Securiry Imtrument unless Borrower:(a)agrees f_.
<br /> in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender,(b)contests in good faith the
<br />�M ,: � lien by,or defends ugainst enforcement of the lien in,legal proceedings which in the Lender's opinion operate to pmvent the
<br /> ,, . �-�'. .. enforcement of the lien;or(c)secures Trom the holder of the lien an agreement satisfactory to Lender subordinatin�the lien =
<br /> � � '�'�..,.. to this Security Instrument. If I.ender determines that uny part of the Propeny is subject to a lien which may attain priority
<br />'-;--� over this Securiry Instrument,Lcnder may give Bocrower a notice identifying the licn. Borrower shall satisfy the lien or take
<br />' � one or more of the actien�sct forth abovc within 10 days of the giving of notice.
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<br /> ;,�,�,._,.... ,.,r. S. Huzerd or Property Insurunce. Eorrowcr shall kcep thc improvcments now existing on c�rcafter erected on the _
<br /> "�"' ` � : Property insured nsainst loss by fire,huiards included withir►the term"extended coverage"and any other hazards,including -
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<br /> '�' `l' - • floods or flooding, for which Lender myuires insurnnce. This insurance shall be maintained in the amounts and for the _-
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