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<br /> � perfod�th�t L.ender rcyuirca. 11u insuru►ce currier provldin�the insurrnce shall be ch��aen by 8ortower subject ta Lenckr�
<br /> -- -- approvai whic6 shali not be unrca.conably withheld. !f Borrowcr faiis to maintain coverase descriUeci abuvc,Lu�kr w+ay,�t �
<br /> ;L� - Lender's option,obtuin coverage ro protect Lender's rights in thr Property in accordance with pur�graph 7.
<br /> —��.,.....:.= All insurence poticles and rcnewals schell be ucceptabla ro l.ender and shall include u�tundunf moctgage clause. ixnder
<br /> ; ,�,..1�..,,��� shall huve the right to hold the policics and rcnewalx. If Lender rr.yuires,Barmwer+hall promptly give ta Lender�II rcccipts
<br /> _ * of paid premiums und r�newal noticex. In the evene of loss,Rorrawer shall give prompt notic:e to the insurance currier wul
<br /> _ Lendcr. Ixnder may make proof af lovs if not mude prampUy by Bon•ower. �
<br /> ' 'a JJ:.: " ,;'.a::.�W;� IJnless Lender and Bocrower aherwise ugree in writing, insurance proceeds xh�l!tx�upplied ro restorotion or repuir of
<br /> �. � the Property damaged, if the restoracion or repair is economicaily fe�xible and l.ender� security Es not lcrsened. tt che
<br /> �� -; ;._,.�.•- rostoration ar rcpair is nat cconamically feasible ar l.endcc': secutlty uould be lessentd,the Insursnce proceeds sha!!be �
<br /> - �`'"'��'�� a hed ro the sums secured b this Securit Instrument.whether or not then due, with an excess aid to Borrower. If
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<br /> - Borrower abutidons the Property,or dces not answer within 30 dayti a naice from L.ender that the insurance currier hati
<br /> _����"_�;�._'iq:� offered to settle a duim,then Lender may collect the insutance praceeds. Lender muy use the proceeds ta repair or restore ---
<br /> ��'"" � "~�'�• '• �' thc Property or to pay sums secured by this Security lnstrument,whether or not then due. The 30-duy period will hegin when
<br /> •_-•,.. ,�... •
<br /> �--��5±�:.+:i':' the notice is�iven. �__
<br /> - t Unless Lender and Borrower othenvise agree in writing.any upplication af praceeds to principal shall not extend or
<br /> �_```'�': . Po P� Y PaY P� 8 P S p Y
<br /> � ?��d. . .. tit nc the duc datc of the monthl rnents referred to in a ra hs 1 and 2 or chan e the amount of the a ments. If
<br /> � under paragr•rph 21 the Property is acquired by Le�der. Borrawerc right to any insurAnce policies and pracecds resultin�
<br /> ��'�'` "`''`'`'"'''''�'� fram dama c to the Pro rt rior to the ac uisitian shnll ass to Lendcr to thr extent of the sums secured b this Securi —
<br /> ,�:.,.,.�_.:;; ,,,:,,.•, B Pe Y P 9 P • Y �Y
<br /> _ .,• • • Instrument immcdiately prior ta the acquisition. ___
<br /> .-- f` ' • 6. (kcupancy. PreservAtion, M�tintenance and Protection of the Property; Bo�rower's Loan Appllcation;
<br /> � • � ''. ' Leasehdds. Borrower shall occupy,establish,and use the Property us 8orrower's principul residence within sixty days after
<br /> , - the executiun of this Security lnstrument and shall continue ta occupy the Propeny as Boaower's principal�rsidence for at _
<br /> r,` least ane ycar ufter the date of occupancy, unless Lender othervvisa agrees in writing, which consent shall not bc
<br /> ;.r,.,, unreasonably withheld,ar unless extenuuting circumstances exist whicli t�re beyond BoROwers convol. Borrower shall not
<br /> ` destmy,damage or impair the Property.allow thc Property to deterioratc,or commit waste on the Property. Bon•ower shall —
<br /> � . be in default if any forfeitur�action or praeeding,whether civil or criminal,is be�un that in Lendert go«i fuith judgment �" -
<br /> ' " cuuld result in forfeiture of the Propeny or otherwise materiully impair the lien created by this Security Instniment or ___
<br /> � Lender's security interest. Borrower may cure such u det:�ule and reinstate,u�provided in paragraph 18,by causing the action �;,:-..
<br /> �� � or proceeding to be dismissed with a ruling that,in Lender's good faith determinatian.precludes farfeiture of the Borrower i ---
<br /> , � intemst in the Propeny or other material impaicment of the lien created by this Security [nstrument or Lender's securiry
<br /> . interest. Borrower shull alsa be in default if Borrower, during the loan application process, guve materially fulse or
<br /> � ' insccurate informution or�tatements to Let►der(or fuiled to provide Le�der with any material informution)i�connection with
<br /> `•• �. the loan evidenced by the Note, including, but not limited to, representations conceming Borrower's occupancy of the
<br /> Property as u principal re�idence. If this Security Instrument is on a leasehold,Borrower shall comply with all thc provisions
<br /> ---- -----_-- of the ieaa;c. If Horcower acyuires fee ticie to the Praperty.the Ieusehotd and the fee titie shaH not merge uniess i..ender agrecs
<br /> to the merger in writing.
<br /> ' 7, f'rotection of Lender's Rights in ihe Praperty. If Borrower fuils to perform thc covenants and agrecments
<br /> cc+ntuined in this 5ecurity Instrument, or there is a legal proceeding that may significandy uffect Lender's ri�hts in the _
<br /> ' Property(sueh us u p•rcxeeding in bankruptcy,probate,for rnndemnation or fort'eiture or to enforce laws or regulntions), then oW�,
<br />� Lender m•ry do and pay for whnuver is necessary to protect the value�f the Prapeny and Lenderl rights in the Propc:rty. .__
<br /> Lender+uctiom may include puying any.ums secured by a lien whirh has priority over this Securiry lnstrument,appearing f •-
<br /> . in court,paying rea�onable attomrys'f e�and entering on the Pmperty to make repairs. Although Lender may take action � �
<br /> ' undar thiv paragraph 7,Lcndcr dacti not huvc to do sa.
<br /> f,y,.; Any amount�ditibuned by Lender under this p;vagraph 7 shall become additional deht of Borro�ver secured by thix —
<br /> �•� - Security Instrument. Unlrs.Borrower und Lender agree ro other tertns af puyment,these umount�shull beur intere+t from the ��-
<br /> �'�' datc of disbunement •rt thr Notc rute and shall 6c p:�yable,with interest,upon notice from Lender to Borrower reyuesting a '
<br /> `' payment. `
<br /> � 8. MortgaRe Insurance. If Lender requiRd mortguge in�uranca as a r�mdition��f muking thr loan secured by thiti �
<br /> :� Security Instrument, Bonowcr tihull puy the pr�miunn reyuired to m•rintain thr nwnguge insur:uue in rffect. If, for any N--
<br /> � rearcon, the mortgage inxurunce coverage required by Lendes lap�ex or ccasr, to tk in effert, Bortower shull pay the !
<br /> y �, premiumr reyuired to obtain r.ov�ragc �ub.t:uttially cyuivalent to the mongagc in.urancc prrviou,ly in effect, at a cost
<br /> �.` substuntially�yuivulent to the cust to Borrower of the mortgage in,urance previously in effrct,fmm an altemate mortgage
<br /> i:isurer approvod by Lender. If�ub.tantiall�•eyuicalent mortgage in.urance coverage i+not avuilable.Borrawer shall pay ta '°''-"
<br /> ' � Lender c�ch month a,wn ryu�l to onr-twclfih of thc ycarly mortgage inwrancc premium Ixing paid by Borrower whcn thc '�"'`'
<br /> s - - insurancc covetrage lapsed or ccaxed tu Me in et'1'ect. Lendrr will accrpt,use and retain the,e payments:u u toss reservr in lieu
<br /> ' �`'`" of mortguge insurance. Lo+s reserve payrnents may no langer be reyuircd,at the option of Lender, if mortg;�ge insur:u�ce -
<br /> • coverage tin the amount and for the period that I.ender reyuireti)provided by an insurrr approved by Lender again beco:nes �::�=`
<br /> ' •- ,v� avuiluble imd ix ohtained.Borma•cr+hull pay the pmmiums reyuimd to maintain mortgage imur:mce in effcet.or to provide u �`��==
<br /> : ;�.� � loss rescrvr,until thc myuircment far mortgage in�urunce ends in accordance with any written ugr�ement between Borrower `' '
<br /> � �.�+. ,. and Lendcr or applirablc luw•. "R%",
<br /> � ' 9, lnspectlon. Lendcr or its agent may makr rer�onable entries up�m and inspectiom of thr Pro{kriy. Lender shall !--
<br /> giva Borrowrr notirr at thr timc of or priorto an inspcetion yperifyin� reasunablr cautir for thr inspection. �`�
<br /> � • � 10. Condemnsttion. The prexerds ol'any awurd or daim f'or Jamageti,direct or cunscyuentiul,in ronnertion with any �;�•_�'
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