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<br /> ::��.,��-� S. Has�rd ar Ptr►perty Iq�uratMe. Rarnnwer sh�fl koep the improvemcnt� nnw eai�ting an c�rrafler era.�tad wi the
<br /> Property inwrcd AQ�i�st lu►c by firc.hw.urd�:inr.ludcxt within thr tcrni 'extrnJcJ cuve�agc' wNi �ny al�r h�vard�, incluJlnp
<br /> - flcxxl.or Ilcxxiing,fi�r which lrn�lur reWuitti:�inwr,mar. This insurxnre�hull tx nuintuin��t in dw�nWw�un u��l ti�r tiw perlc�l�
<br /> . 1 '*r;•:.,°'x�, that l.cncicr rcquir��. Thc in►urun�r carriur pmvldinK d�u in�uranrr.hnll tn �•IwKn hy Rnrruwer�ubjc�t tu lai�lcr'.uppruv,�l
<br /> . •�� �.�::,..•.,��:',; which shall �wt bc unreuu�nubly withhuld. if&urowot fuilti ta nuintuin cnvcragc Jc�c�itkd �l�wr, l.rt�lcr nwy, ut l.cixicr'�
<br /> �^:�,°� >�r.`•»z option.��btuin covcrugc tu prw�tit I.cndur'z i'ights+in tbt+Pn�criy in ucrunla�kc with par�graph 7.
<br /> _ . " .'. ."... . .. - All in.uraure Ex�ticiis and c�ltiex�al::sltull bc ac���ptublc to l.cndcr anJ �h:dl inclnd�a ,t�mclurd nH►rlgugc clau�c. I.��ukr
<br /> � ' ' � ''` shutl havc thc right t��hold tha poliuias nnd renow�lh. If i.cndcr rcquirc�.&rrruwcr xhull prurn�tly�ivc to L.e�xicr ull rcrciMs o(
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<br /> ; ,� �' paid prcrniums aad renewal nntices. In thn evcnt of k►�.y,&►rn�wer slwtl �ive pn►mpt rwtice to the i�uurance currier and I.endor•
<br /> =',s.,:.; ' ' ' ' I.endor nwy makc proof of Inss if nnt mudo promptly by Borrowcr.
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<br /> - -� • • � Un{ess Lender and Borrower otharwise agtm in writing, insurunce pnxe.�eds shull br,npplied to resroratiun or rcpuir af tfw:
<br /> �� • >% Propeny damagcd,if tha�eaturrtion or repair ia ec�nomically fcasible urui I.cnder's sa:urity i.r•not ter�cened.If t}�:restoration or
<br /> -�'�' �D'��''~'�'�-''�='+' repair is not ecanomically fea.cibla ur Lrndesr's s�.-�vrity wauld be IesseneJ,ttx�insurence pmcceds shull t�e applied to tho sums _
<br /> J,�,1_�r:,��.. .. . -�s` secured by this Securiry lnstrument, whathar ar ncx then due,with uny exress paid tu Barmwer. If Borrower ubundons the
<br /> -:�� � • Pro ttv ar does nat answer witltin 30 dp S u niuice from I.ender that the insurance currier has offered ta settle 1 claim, then -
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<br />— • �- ;� I.ender may callect tho ins:ur.�nce procredt;. lxnder may use the prcicceds to repuir or restore tlx; Propeny or to p•►y sum.s �
<br /> �".; �:,r,,..�.: ��` .. secured by this Securiry Insavment, ��hother or na then duc.The 30�ay period will beFin when ttu notice is givert.
<br /> - ' . � ``'��' lTnle.cs Lender and &�ROwar othcrwise�grce in writing, :uiy application of proceeds to principal shull not eatend or _
<br /> �' postpone the due datc of tha manlhly pAyments referred to in puragraphs 1 and 2 or chungc thc:amount af the paymcnts. if _
<br /> `.��{' � L � und�r ra h 21 thc:Pro ert ir�ac uired b Lender.Sorrower's ri ht to:�n insurm�c� licirs and raceeds resulting fram _
<br /> Pa� P P Y q Y 8 Y I� P --
<br /> damage tu thc Property prlor ta cha ucquisition sholl pass ta L.ender to the extent af thc sums cecured by this Securily Instrumunt -
<br /> , immediately prior ta thu acquisition.
<br /> � 6.Oocupancy,l'��.serv�tion�Matntenance And Protection of the Property; Borrower's l.oan ApplicAtion;Leasehulds• -
<br /> •` ' • Borrower shall aocupy,establish,and use the Propeny as Burrower's principAl residence wlthin sixty days at'ter the execution of -
<br /> , thiF Secnrity Inutument and shaQ mntinue to occupy the Praperty as Borrower's principal tesidence for at Ieast one ye.ar after _
<br /> t the data of oocupancy,unless L.endar otherwise agrees in writing, which consent shnll not be unrea.u�nsbly withheld,or untess _
<br /> • extonuuting cincumstances exist which ur� bcyond &ircowcr's cuntrol. Bc�nowcr shall not destroy, dumuge ar impair the _
<br /> � Property,aUuw the Property to dcteriorrte, or commit waste an the Pmpeny. Borrower shull be in default if any forfeiture
<br /> action or proceeding, whether civil or criminal, is begun that in [.ender's good faith judgment ccwld re.sult in foifeiture of the
<br />' .. Property ar otherwise materially impair the lien created by this Securiry Instrument or L.ender's sccurity interest. Horrower may -
<br /> - - " '--- wre suen a defauit anci reinstaee.�.�pruviJui in p:tragrapt� l o, by cuuniag thz action ar pracc�.ding ta tsc di�mis:,cd::'i:h s ntling
<br /> ' that, in I.ender's good faith detertnination, prccludes forf'eiwre of the Borcowcr's interest in the Property or other material
<br /> . i�npairment of tho lien creatcd by this Security Instrument or Lendcr'ti ,ccurity interest. Bottower shall also bc in default if
<br /> � Borrower,during the loan upplication prc+cess,gave matcri;►Ily fatu�or inaccuratc i�farmution or statements to Lender(or fuiled __
<br /> to provide Lender with any muteriul informutinn)in amnection with the loun evidenced by the Note, including.but not lirnited
<br /> to,representutiom wncerning Bnrrower'�;occupAncy of the Praperty u�a principal residence. If this Security Instrument is on a
<br /> j Ieasehold, Bcmower shall cnmply with nll the provision� of the Ic;�,c. If &irr�iwcr acquires fee tide to thc Property. the
<br /> `• leasehold and thc fce title sliull not mcrgc unless l.endcr ag�ce.t��thc mrrgcr in writing. �
<br /> �� 7. Protection of Lendcr's RifihtK M the Property.lf Borrowcr fuils to perform thc covenants and Agreements wntained in --
<br /> ,r this Securiry Inurument, or thcre iti a legal proceeding thut may �ignifirantly aff�ct Lender'. rights in the Property (�uch as a -
<br /> K. pn�ceeding in bunkruptcy,probate, fiir condemnution or forCciture or ai enfc�rcr lawti or reguluticros), then Lender may do and
<br /> �l r pay for whutaver is neceswry to protect the value of the Pr��peny and I.ender', rightti in the Pruperty. [.ender's actions mny
<br /> include paying uny sumti �ccured by u licn which hu� prinriry uver this Sccuriry In.trument, appearing in cauri, pay��F _
<br /> re�wnablc uttnmoyr' fces and cntcring on the Pr��pc;rty to make rep�ir,. Although Lcnder n�uy takc action under this p•rrngraph .,.
<br /> � ' 7,L.cnder docs not havc to do so. -
<br /> Any amountti dishur.ud by Lendcr under this paragrapl� 7 �hall t+crcmic additirniul debt of Borrowcr sccured by this i
<br /> Security Instrument. Unlcss Bunower unJ Lcnder ugree tn i�thcr trrmti ol'p:�ymrnt,thr.c umount.�huU bcur interest from the -
<br /> , ' date nf disbursement at the Note rate and shull 6e payuble, with intrrest, upcm notice fram I.ender to Bunower requesting =
<br /> yY payment. -=
<br /> � $. Mortgage Insurance. If Lendcr rcyuired mortgagc insurancc a�a mnJition of making thc loan Secured by this Security
<br /> ,i' ��. ,,. �nstrument, Borrawer shull pay thc premiums required tu muintliin thc mortguge insuranrc in cftect. If, for any reason, the �
<br /> °;,a � � " mortgAge insurance coverage reyuired hy Lendcr lapses��r rea,es ro be in et'fect, Burrower tihall pay the premiums tequired to
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<br /> :; , obtuin coverage substantially eyuivalent ta the manguge insurancc prrvie�u�ly in rl'fcrt, at a ro�t ,uh.trntially equivalent to the
<br /> � �� ' .. cost tn Barrower of the murt€age insurance previnusly in effect, from an aleemate mnrtga�r in�urcr upproved by Lender. If °
<br /> =i" substantiully equiv�lent mortgugc inaurance roveragc is not availahle. Burruwcr�h,dl pay t��Ixndcr carh mnnth a sum eyual ta =
<br /> i �' � one-twelfth of thc yearly mortgage insurunre premium being paid hy &�rmwcr whrn thc imur,�ncc covcrage lapxd or rcased to ;-
<br /> ti be in effect. L.ender will accept.u,e unct rctain thew paymentz us u lo,s re�erve iu Iicu of mongage insurance. [.oss rcserve _
<br /> �
<br /> Form 3028 9J80
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