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<br /> = rociencRR wtn�ai t�a i�:ov=:�:::�-�o�t��tcer ecocxea on ene p�eny, �nd at . .s�a �- ---_--
<br /> --- —_-- flxtura taw or hereafter a put of tbe pr�opaty. Al1 nq�laoemeau and �ddltions aball �Jw be covernd by tbla Secucity
<br /> - - �o ���,.r;. Lawma�t.All of tho foregoing i�refemed to in th��Securiry Inunirripu a�tUe'Property.•
<br /> . BORROWER COVENANTS th�t Borrower is lawfully sei�ed of the aut�hercby convryeQ and tw the ri�ht to�nat ud
<br /> � � ,�. conv the ct aad Wu WP ProPectY ir uuencuraberrd� e F�-`',.'�_�—
<br /> �;.;:::..,.� tS' �� Y �uxpt for a�cumbrmca of rocord. Borrawer w�rr�ats aad w�l
<br /> �A4�+;�,:,_�, '• defesd�etur�lly th�tida to tdo Aropctty aQainst�ll clairru aod dema�.subJect to�ay encumbru►ca of record. —
<br /> � `"'''"'�� THIS SECURl1'Y 1NSTAlJMEN'f combines uaiforuz coven�wc for aational usc ind noa-uaiforra covenants�vflh �lmtted __- - -__-
<br /> �, ? . . ., �i ��' v�aeions by guri�riicxion to canWtute�unlform sxuriry lasaumeat covering rc�I propercy.
<br /> n,, M UNIFORM COYENANTS.Borrower u�d Lender caven�nt wd agree�follows: _
<br /> — �►•-:.:. - • ... -?� 1. fry�aeat ot PrincJpal and Wenstt �'�P�►Y�o►�od I.ate Ch�es. Borrower stull PromptlY PAy �what doe che
<br /> _-�� . � . Iy� principal of and interc4t an tba debt evidencod by cbe Note and anY P�Ymeet and lace chuges duc under tb�c Kote. --i�---
<br /> __ 2. Fredr�or Taxea and lnwrauce.SqbJat to appliable law or to a written waiver by L.ender.Borrower shall pay to �,.�„�,-
<br /> --•---_ . L e n d e r o r i t h e d a y m o n t h l y p u y m e n t s a r e d u e u n d c r t h e N o t e,u n t i l t h e N o t e i s p a i d i n f u l l.a s u m('F u r�d a')f o r.(a)y c a r l y G v c a ��"`-- --
<br /> • , and r+tsessmenu which mAy attaia pciority over u5is Socudry Iasuument zc a lien on the Property;(b)yeu•ly Icasehold paymenu
<br /> �.s�i—_•—
<br /> -- � + � or�round rcats oa tdc Pnnl�crtY,If aay:(c)Yeuly hazard or PropenY insuronce premlums: (d)Ycarly fload ia:urance premiums� �'_=
<br /> "�Y��-= �•�:°: ,� u • if any;<�)Yearly mortgage inctuance prtmIums,ff any; and(�any sums payable by Borrower to Lender. in xcorda�xx with ��-;-.—_—
<br /> �.-_... .. the provisiont of puaftraph 8. in licu of the payment of mortgage insuru�ce premivau.Ttxse items are cAlled 'Escrow Items.' _
<br /> : �� .. +�:: ; Lendet ttuy. u aap time. calloct and hold Funds in aa awount not to exoeal the maaimurn�r�otu�t a lender for a federally —=
<br /> .� •' �l nlual mo[tg�e lotw raay tequtn for Botrower's escrow aocount�nder the federal Real�ctue Settlema►t Procedures Act of ,. '
<br /> � '=''� -�_�_
<br /> • 1 9 7 4 as ame n d o d f rom time to t imc. 1 2 U.S.C.S o ctioa 2 6 01 u stq.("R E SPA").uNas another taw that appiles to the F u n d s s,..•----- �•_`
<br /> sets a lesser ut►ount. If so, I..ander �'"„"-.°
<br /> I may, u�ny tirqe,colloct and hold Funds in aa amount not ro exceed the lescer�naunt. ,q�
<br /> Lender may atimata tho amaunt of Funds due on the basis of current dua aod mason�ble estimates of eapendituns of future ��'�•- ,
<br /> Fscrow Items or otherwise ia accordaace with applicable law. �+' :�t�;:_. �`
<br /> , Th e F u n d s a h a l l b a h c l d in an institutioa w hose de�osits an insu r e d by a f e d er�l agency, Instmmen t a lity, or entity r• _. .
<br /> (includiag Lender,if Lender is wch an instiwtioa)or ia u►y Federal Horr�e Lou►Bwk.Leader shall apply thc Funds to pay cde �: �.. ..
<br /> • Escrow Items.L.crxlGr may aat charge Borrower for holding and applying the Funds,annunlly analyzing the escrow account, or „�i,,�.�., ',}
<br /> r-...-r.:�,.,;;
<br /> verifying the Escrow Items.unlas L.ender pays Borrower interest on the Funds and applicable law permits Lender to malce such M� �}�:
<br /> a chuge. However, Lender may require Borrower to pay a oae-ttroe chuge for�n independent real estate tax reportiag service �'��'�'=� •'
<br /> , 1 n
<br /> used by Lender in wnnoction with this Ioan. uuless applic�ble !aw provides othecwise. Unless an agreement is m�de or ���;,�=y,;�,. �
<br /> ,.I applic�ble law requims intarcu to be paid. Lender sh�ll not be rcquired to pay Borrower any inurest or wniags oa the Fwsds. °��'---�=:�=:' _
<br /> -__-_-- -:_ .__ . . � 8o„�wra �iu�t I.ciK3cr u�xy ugccc in wriiing,huwever. thu iaceres[shail be paid on[he Funds.i..ender siuit give co Bocrower, -• .�r
<br /> without charge, aa aamsal occounting of the Funds,showing cre�its and debits to the Funds and the putpose for which exh �
<br /> debit to the Funds w.s mado.The Funds ue plcdged as additional security for all sums secured by this Securiiy i�wuuirscaa �;� �.y i
<br /> If the Fuads held by Lcnder exceed the amounts permitted to be held by applicable law. Lender shall account to Borrower F �m�,�..,,�,
<br /> for the exass Funds in accordance with the requirements of applicable law. [f the amount o�the Funds held by Lender at any ����'�` '"''` �—
<br /> ' ' time ia not sufficient to pay the Escrow Itetns when due, Lender may so notify Borrower in writing,and.in such case Boaower •;,, .�,w�,��;'�..
<br /> stiall pay to I.ender the amaunt necessary to make up the deficiency. Borrower shall make up the deficieucy In no more th�n �. ��;a;i•.==
<br /> � twelvo monthly payments,at Ixnder's sole discretion. "'� '��T` ' �
<br /> K � � Upon payment in full of all sums sexured by this Security Instrument, Lender shall promptly refnnd to Borrower any .li�'
<br /> � � Funds held b L.ender.If,under ra h 21, Lender sh�ll ac uire or sell the Pro � '"
<br /> Y P�+g p q perty,Lender,prior to the acquisitioa or sale ' �,:�:,.
<br /> � � of the Property, sh�ll npply any Funds held by Lender at the time of acquisition or sale as�credit against the sums secured by _• l '� ',�,�5'.'�'.
<br /> thia Sxt�riry Instrument. '•, ..� ,.,.•��s
<br /> �....
<br /> �� ' 3.Appllcati�►n ot PaymerUs.Unless applicable law provides otheiwisc,all payments received by Lender undcr puagraphs � , ,,
<br /> i 1 and 2 sh�ll be applic�d: �rst, to ury prepayrnent charges due under the Note; second,to unounts payable w�der paragr�ph 2; T..,
<br /> third.co interost due;fourth,to principal due;and lact,to any late eharges due under che Note. ' •
<br /> ' 4.Chrrgest Liau. Borrowcr shall pay all taxes,assessments, chazges, fines and impositions attributable to the Property f
<br /> which cnay attain priority over this Security Instrument.and leasehold payments or ground mnts. if any. Borrower shall pay 1�
<br /> thcsc obliguions in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay[hem on time directly
<br /> to the person awed payment. Barrower shall promptly furnish to Lender all notices of am�unts to be paid under this pazagraph. ,�_
<br /> ', _ [f Borrower m�kes these payments direcdy.Borrawer shall promptly furnish to Lender receipts evidencing the payments. : ,
<br /> �• Borrowcrshall promptly dischargc any licn which hu priority over this Security Instrumert unless Borrower:(a)agrees in • '�.`'
<br /> writing to the payment of the oblig�tion securcd by the lien in a maz►ncr acceptable to Lendcr; (b)contests in good faith the lien a:.
<br /> _ by, or defends against enforcement of the licn in, (egal proceedings which in the l.ender's opiniott operate to prevent the +-
<br /> �Y `"' enfw�ement of the lien;or(c)ser.ures from the laider of the lien an agreement satisfactory to Lender subordinating the lien to
<br /> this Socuri Instrument. If Lcnder determines that an
<br /> , ry y part of the Property is subiect to a lien which may attain priority over
<br /> -- . this Socuriry Insuvment, I.ender may give Borrower a notice identifying the lieri. Borrower shail satisfy the lien or take ooe or
<br /> '- ' caore of the actions aet forth above wiWin !0 days of the giving of notice.
<br /> ; .; �
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